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Southern States Bancshares, Inc. (SSBK) DCF Valuation |
Fully Editable: Tailor To Your Needs In Excel Or Sheets
Professional Design: Trusted, Industry-Standard Templates
Investor-Approved Valuation Models
MAC/PC Compatible, Fully Unlocked
No Expertise Is Needed; Easy To Follow
Southern States Bancshares, Inc. (SSBK) Bundle
Streamline your analysis and improve precision with our (SSBK) DCF Calculator! Utilizing real data from Southern States Bancshares, Inc. and customizable assumptions, this tool empowers you to forecast, analyze, and value (SSBK) like a seasoned investor.
Discounted Cash Flow (DCF) - (USD MM)
| Year | AY1 2020 |
AY2 2021 |
AY3 2022 |
AY4 2023 |
AY5 2024 |
FY1 2025 |
FY2 2026 |
FY3 2027 |
FY4 2028 |
FY5 2029 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 50.1 | 63.7 | 80.0 | 82.9 | 99.1 | 117.9 | 140.2 | 166.8 | 198.5 | 236.1 |
| Revenue Growth, % | 0 | 27.13 | 25.58 | 3.6 | 19.54 | 18.96 | 18.96 | 18.96 | 18.96 | 18.96 |
| EBITDA | 16.6 | 3.0 | 1.7 | 3.4 | .0 | 10.4 | 12.3 | 14.7 | 17.4 | 20.7 |
| EBITDA, % | 33.1 | 4.66 | 2.07 | 4.11 | 0 | 8.79 | 8.79 | 8.79 | 8.79 | 8.79 |
| Depreciation | 2.0 | 2.2 | 1.5 | 1.5 | 2.1 | 3.1 | 3.7 | 4.4 | 5.2 | 6.2 |
| Depreciation, % | 3.9 | 3.38 | 1.91 | 1.8 | 2.13 | 2.62 | 2.62 | 2.62 | 2.62 | 2.62 |
| EBIT | 14.6 | .8 | .1 | 1.9 | -2.1 | 7.3 | 8.6 | 10.3 | 12.2 | 14.6 |
| EBIT, % | 29.2 | 1.28 | 0.16122 | 2.3 | -2.13 | 6.16 | 6.16 | 6.16 | 6.16 | 6.16 |
| Total Cash | 188.7 | 342.1 | 261.0 | 250.7 | 224.2 | 117.9 | 140.2 | 166.8 | 198.5 | 236.1 |
| Total Cash, percent | .0 | .0 | .0 | .0 | .0 | .0 | .0 | .0 | .0 | .0 |
| Account Receivables | 4.2 | 4.2 | 7.0 | 8.7 | 10.1 | 10.5 | 12.5 | 14.8 | 17.6 | 21.0 |
| Account Receivables, % | 8.47 | 6.54 | 8.7 | 10.51 | 10.2 | 8.88 | 8.88 | 8.88 | 8.88 | 8.88 |
| Inventories | -99.4 | -291.1 | -178.4 | .0 | .0 | -70.7 | -84.1 | -100.1 | -119.1 | -141.7 |
| Inventories, % | -198.28 | -456.8 | -222.95 | 0 | 0 | -60 | -60 | -60 | -60 | -60 |
| Accounts Payable | .3 | .1 | .6 | 1.5 | 2.2 | 1.3 | 1.5 | 1.8 | 2.2 | 2.6 |
| Accounts Payable, % | 0.55469 | 0.20717 | 0.72986 | 1.83 | 2.19 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 |
| Capital Expenditure | -6.6 | -4.5 | -2.6 | -.2 | .0 | -5.6 | -6.7 | -8.0 | -9.5 | -11.3 |
| Capital Expenditure, % | -13.26 | -7.07 | -3.25 | -0.30038 | 0 | -4.78 | -4.78 | -4.78 | -4.78 | -4.78 |
| Tax Rate, % | 23.52 | 23.52 | 23.52 | 23.52 | 23.52 | 23.52 | 23.52 | 23.52 | 23.52 | 23.52 |
| EBITAT | 12.1 | .6 | .1 | 1.5 | -1.6 | 5.7 | 6.8 | 8.0 | 9.6 | 11.4 |
| Depreciation | ||||||||||
| Changes in Account Receivables | ||||||||||
| Changes in Inventories | ||||||||||
| Changes in Accounts Payable | ||||||||||
| Capital Expenditure | ||||||||||
| UFCF | 102.8 | 189.9 | -116.0 | -176.5 | -.3 | 72.6 | 15.4 | 18.3 | 21.8 | 26.0 |
| WACC, % | 18.58 | 17.45 | 17.7 | 17.72 | 17.47 | 17.78 | 17.78 | 17.78 | 17.78 | 17.78 |
| PV UFCF | ||||||||||
| SUM PV UFCF | 106.8 | |||||||||
| Long Term Growth Rate, % | 2.00 | |||||||||
| Free cash flow (T + 1) | 26 | |||||||||
| Terminal Value | 168 | |||||||||
| Present Terminal Value | 74 | |||||||||
| Enterprise Value | 181 | |||||||||
| Net Debt | -27 | |||||||||
| Equity Value | 208 | |||||||||
| Diluted Shares Outstanding, MM | 10 | |||||||||
| Equity Value Per Share | 21.40 |
What You Will Receive
- Customizable Excel Template: A fully editable Excel-based DCF Calculator featuring pre-filled real SSBK financials.
- Actual Data Insights: Historical performance data and forward-looking projections (highlighted in the yellow cells).
- Flexible Forecasting: Adjust forecast parameters such as revenue growth, EBITDA %, and WACC.
- Instant Calculations: Quickly observe how your inputs affect Southern States Bancshares' valuation.
- Professional Resource: Designed for investors, CFOs, consultants, and financial analysts.
- Intuitive Layout: Organized for clarity and ease of navigation, complete with step-by-step guidance.
Key Features
- Real-Life SSBK Data: Pre-filled with Southern States Bancshares’ historical financials and future projections.
- Fully Customizable Inputs: Modify revenue growth, profit margins, WACC, tax rates, and capital expenditures as needed.
- Dynamic Valuation Model: Automatic recalculations of Net Present Value (NPV) and intrinsic value based on your adjustments.
- Scenario Testing: Develop various forecasting scenarios to evaluate different valuation results.
- User-Friendly Design: Intuitive, organized, and suitable for both professionals and novices.
How It Works
- 1. Access the Template: Download and open the Excel file featuring Southern States Bancshares, Inc.'s (SSBK) preloaded data.
- 2. Adjust Assumptions: Modify key inputs such as growth rates, WACC, and capital expenditures specific to SSBK.
- 3. View Results Instantly: The DCF model automatically calculates the intrinsic value and NPV for SSBK.
- 4. Explore Scenarios: Analyze various forecasts to evaluate different valuation outcomes for SSBK.
- 5. Present with Confidence: Share professional valuation insights to back your decisions regarding SSBK.
Why Choose This Calculator for Southern States Bancshares, Inc. (SSBK)?
- Accurate Data: Up-to-date Southern States financials provide trustworthy valuation outcomes.
- Customizable: Tailor key inputs such as growth rates, WACC, and tax rates to align with your forecasts.
- Time-Saving: Built-in calculations save you the hassle of starting from the ground up.
- Professional-Grade Tool: Crafted for investors, analysts, and financial consultants.
- User-Friendly: Easy-to-navigate design and clear instructions ensure accessibility for all users.
Who Should Use This Product?
- Investors: Evaluate the fair value of Southern States Bancshares, Inc. (SSBK) to inform your investment choices.
- CFOs: Utilize a sophisticated DCF model for accurate financial reporting and analysis.
- Consultants: Easily customize the template for client valuation reports related to SSBK.
- Entrepreneurs: Discover financial modeling techniques employed by leading financial institutions.
- Educators: Implement it as an educational resource to teach valuation methodologies.
What the Template Contains
- Pre-Filled Data: Includes Southern States Bancshares, Inc.'s (SSBK) historical financials and forecasts.
- Discounted Cash Flow Model: Editable DCF valuation model with automatic calculations.
- Weighted Average Cost of Capital (WACC): A dedicated sheet for calculating WACC based on custom inputs.
- Key Financial Ratios: Analyze Southern States Bancshares, Inc.'s (SSBK) profitability, efficiency, and leverage.
- Customizable Inputs: Edit revenue growth, margins, and tax rates with ease.
- Clear Dashboard: Charts and tables summarizing key valuation results.
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