Oxbridge Re Holdings Limited (OXBR): History, Ownership, Mission, How It Works & Makes Money

Ever wondered how reinsurance companies navigate the complex world of risk management, especially in regions prone to natural disasters? Oxbridge Re Holdings Limited (OXBR), with a market capitalization of $21.6 million as of January 2024, specializes in providing reinsurance solutions, primarily for property and casualty insurers in the U.S. Gulf Coast. But how exactly does Oxbridge Re operate, what's their mission, and how do they generate revenue in this high-stakes industry? Keep reading to explore the history, ownership structure, and strategic approach that define Oxbridge Re Holdings.

Oxbridge Re Holdings Limited (OXBR) History

Oxbridge Re Holdings Limited Founding Timeline

Year established

Oxbridge Re Holdings Limited was established in 2013.

Original location

The company is based in the Cayman Islands.

Founding team members

Specific details about the founding team members are not readily available in the provided search results. Publicly available information focuses more on the company's operations and financial performance rather than the individuals who initially founded the company.

Initial capital/funding

Information regarding the initial capital or funding of Oxbridge Re Holdings Limited at its founding in 2013 is not explicitly detailed in the provided search results.

Oxbridge Re Holdings Limited Evolution Milestones

Oxbridge Re Holdings Limited Transformative Moments

• SPAC Market Entry: The formation of Oxbridge Acquisition Corp. in 2018 represented a strategic shift, indicating a move to leverage opportunities in the SPAC market.
• Merger with JetFleet Management Corp.: The completion of the merger with JetFleet Management Corp. in 2021 was a transformative event, expanding the company's business scope.
• Share Repurchase Program: The announcement of a share repurchase program reflects a strategic decision to enhance shareholder value, showcasing financial discipline.

To gain more insights into Oxbridge Re Holdings Limited's financial standing, you can explore: Breaking Down Oxbridge Re Holdings Limited (OXBR) Financial Health: Key Insights for Investors

Oxbridge Re Holdings Limited (OXBR) Ownership Structure

Oxbridge Re Holdings Limited features a mix of institutional, retail, and insider ownership, reflecting a diverse investor base. Understanding this structure is key to grasping the company's governance and strategic direction. For more insights into the company's financial standing, check out this analysis: Breaking Down Oxbridge Re Holdings Limited (OXBR) Financial Health: Key Insights for Investors.

Oxbridge Re Holdings Limited's Current Status

Oxbridge Re Holdings Limited (OXBR) is a publicly traded company. This means that its shares are available for purchase by the general public on a stock exchange.

Oxbridge Re Holdings Limited's Ownership Breakdown

As of April 2025, the ownership of Oxbridge Re Holdings Limited is distributed among various shareholders. While precise, up-to-the-minute ownership percentages can fluctuate, the following table represents a recent snapshot of the ownership structure based on the latest available data for the 2024 fiscal year.

Oxbridge Re Holdings Limited's Leadership

The leadership team of Oxbridge Re Holdings Limited is responsible for the strategic direction and operational management of the company. As of April 2025, key figures include:

• Jay Madhu, Chairman, President and Chief Executive Officer: As Chairman, President, and CEO, Madhu holds significant influence over the company's strategic direction and day-to-day operations.
• Wrendon Timothy Attewell, Chief Financial Officer: Attewell is in charge of overseeing the company's financial operations, including financial planning, risk management, and reporting.

Oxbridge Re Holdings Limited (OXBR) Mission and Values

Oxbridge Re Holdings Limited aims to provide flexible reinsurance solutions and manage risk through its expertise in the insurance industry and alternative finance. The company is committed to innovation and integrity in serving its clients and stakeholders.

Oxbridge Re Holdings Limited's Core Purpose

Official mission statement

While Oxbridge Re Holdings Limited does not have a single, universally publicized official mission statement, their core purpose can be understood through their business activities and statements. Their mission is essentially focused on:

• Providing reinsurance solutions, particularly in the collateralized reinsurance space.
• Leveraging their expertise in blockchain technology and cryptocurrency to enhance reinsurance offerings.
• Delivering value to their shareholders through strategic investments and innovative financial solutions.

Vision statement

Oxbridge Re's vision is to be a leader in:

• Creating innovative reinsurance products that meet the evolving needs of the insurance industry.
• Utilizing technology to improve the efficiency and transparency of reinsurance transactions.
• Expanding their market presence through strategic partnerships and acquisitions.

Company slogan/tagline

Oxbridge Re Holdings Limited does not have a widely advertised official slogan or tagline. However, considering their focus, a fitting tagline might emphasize:

• Innovation in Reinsurance
• Securing Your Future with Innovation
• Reinsurance Reimagined

To gain more insight into Oxbridge Re Holdings Limited, consider reading: Exploring Oxbridge Re Holdings Limited (OXBR) Investor Profile: Who’s Buying and Why?

Oxbridge Re Holdings Limited (OXBR) How It Works

Oxbridge Re Holdings Limited operates as a specialty property and casualty reinsurer, focusing on providing reinsurance solutions primarily for property risks, with an emphasis on areas exposed to severe weather events. They leverage technology and data analytics to assess risks and tailor reinsurance contracts.

Oxbridge Re's Product/Service Portfolio

Oxbridge Re's Operational Framework

Oxbridge Re focuses on underwriting property catastrophe excess-of-loss reinsurance. The company uses various technologies to model risk. Here's a breakdown of their operational framework:

• Risk Assessment: Utilizes sophisticated catastrophe models and proprietary analytics to evaluate potential losses from hurricanes, earthquakes, and other natural disasters.
• Underwriting: Structures reinsurance contracts to provide coverage to insurance companies, helping them manage their exposure to catastrophic events.
• Capital Management: Manages its capital base to ensure sufficient resources are available to meet its obligations under reinsurance contracts.
• Investment Strategy: Invests its capital in a diversified portfolio of assets, seeking to generate returns while maintaining liquidity and capital preservation. As of the year ended December 31, 2023, the Company’s investment portfolio consisted of cash and cash equivalents, and fixed income securities.

Oxbridge Re's Strategic Advantages

Oxbridge Re possesses several strategic advantages that enable it to compete in the reinsurance market:

• Specialized Focus: Concentrating on specific geographic regions and types of risks allows for deeper expertise and more accurate risk assessment.
• Technological Innovation: Leveraging advanced technology and data analytics provides a competitive edge in underwriting and risk management.
• Capital Efficiency: Operating with a lean structure and efficient capital management enhances profitability and returns on equity.

To gain more insights into the investors profile, read this article: Exploring Oxbridge Re Holdings Limited (OXBR) Investor Profile: Who’s Buying and Why?

Oxbridge Re Holdings Limited (OXBR) How It Makes Money

Oxbridge Re Holdings Limited primarily makes money by providing reinsurance solutions, focusing on property and casualty risks, to insurance companies. They generate revenue through premiums collected on these reinsurance contracts.

Oxbridge Re Holdings Limited Revenue Breakdown

As of the fiscal year 2024, here's an approximate breakdown of the company's revenue streams based on available information:

Oxbridge Re Holdings Limited Business Economics

The business economics of Oxbridge Re are influenced by several key factors:

• Pricing Strategy: Oxbridge Re sets its reinsurance premiums based on complex actuarial models that assess the probability and potential severity of insured events. These models consider historical data, current market conditions, and projected future risks.
• Underwriting Cycle: The reinsurance industry is cyclical, experiencing periods of high premiums (hard markets) and low premiums (soft markets). Oxbridge Re's profitability is heavily influenced by its ability to navigate these cycles effectively, capitalizing on hard markets while maintaining discipline in soft markets.
• Risk Management: Effective risk management is critical. Oxbridge Re employs strategies to diversify its risk exposure and mitigate potential losses from catastrophic events.
• Capital Management: Maintaining adequate capital reserves is essential for meeting obligations to policyholders and sustaining operations. Oxbridge Re must balance the need to deploy capital for growth with the importance of maintaining a strong financial position.

Oxbridge Re Holdings Limited Financial Performance

Key aspects of Oxbridge Re's financial performance include:

• Revenue: In 2023, Oxbridge Re reported total revenue of $2.2 million, a decrease compared to $3.1 million in 2022.
• Gross Premiums Written: Gross premiums written were $1.8 million for the year ended December 31, 2023, compared to $2.8 million for the year ended December 31, 2022.
• Net Investment Income: For the year 2023, Oxbridge Re reported net investment income of approximately $0.3 million, compared to $0.4 million for 2022.
• Net Loss/Profit: The company experienced a net loss of $4.1 million in 2023, compared to a net loss of $2.6 million in 2022.
• Expense Management: Operating expenses can significantly impact profitability. Oxbridge Re focuses on managing expenses to improve its bottom line. General and administrative expenses totaled approximately $2.3 million for the year ended December 31, 2023, compared to $2.4 million for the year ended December 31, 2022.

To gain more insights into the investors of Oxbridge Re Holdings Limited, you might find this resource helpful: Exploring Oxbridge Re Holdings Limited (OXBR) Investor Profile: Who’s Buying and Why?

Oxbridge Re Holdings Limited (OXBR) Market Position & Future Outlook

Oxbridge Re Holdings Limited operates in the niche reinsurance market, focusing on collateralized reinsurance and alternative risk transfer. As of April 2025, the company is strategically positioned to leverage its expertise in blockchain and digital securities to enhance efficiency and transparency in reinsurance transactions, which could improve its competitive standing. The future outlook involves navigating evolving regulatory landscapes and capitalizing on emerging opportunities in parametric insurance solutions.

Competitive Landscape

Opportunities & Challenges

Industry Position

Oxbridge Re Holdings Limited occupies a unique position within the reinsurance industry due to its focus on integrating technology with traditional reinsurance practices. This approach allows it to offer:

• More transparent and efficient reinsurance contracts.
• Access to alternative capital markets through digital securities.
• Innovative solutions tailored to specific risks, such as weather-related events.

Despite its innovative edge, the company faces challenges in scaling its operations and competing with larger, more established players in the reinsurance market. Its success hinges on effectively managing risks, securing regulatory approvals for its technological innovations, and demonstrating the value proposition of its blockchain-based solutions to potential clients and investors. For more details, explore the Mission Statement, Vision, & Core Values of Oxbridge Re Holdings Limited (OXBR).