Exploring Atlantic American Corporation (AAME) Investor Profile: Who’s Buying and Why?

Have you ever wondered who the major players are behind Atlantic American Corporation (AAME), and what motivates their investment decisions? As of April 14, 2025, the share price stands at $1.37, reflecting an 8.67% decrease from the prior week, and the company's market capitalization is $27.08 million. With institutional investors holding 1,355,265 shares, representing 5.28% of the company, and insiders owning a significant 198.82%, understanding the ownership structure can provide valuable insights. Could these ownership dynamics influence the future direction and stability of AAME, especially given the 37.91% share price decline between April 1, 2024, and March 28, 2025? Let's delve into the investor profile to uncover the 'who' and 'why' behind AAME's ownership.

Atlantic American Corporation (AAME) Who Invests in Atlantic American Corporation (AAME) and Why?

Understanding the investor profile of Atlantic American Corporation (AAME) involves examining the various types of investors, their motivations, and the investment strategies they employ. This provides insights into the market's perception of the company and its future prospects. Let's delve into who is investing in Atlantic American Corporation (AAME) and, more importantly, why.

Key Investor Types:

The investor base of Atlantic American Corporation (AAME) can be categorized into several key types:

• Retail Investors: These are individual investors who buy and sell shares for their own accounts. Retail investors may be attracted to Atlantic American Corporation (AAME) due to its growth potential or dividend payouts.
• Institutional Investors: These include entities such as mutual funds, pension funds, and insurance companies. Institutional investors often have significant holdings and can influence the stock's price.
• Hedge Funds: These are investment partnerships that use various strategies, including leverage and derivatives, to generate returns. Hedge funds may invest in Atlantic American Corporation (AAME) for short-term gains or to capitalize on specific market opportunities.

Investment Motivations:

Several factors might attract investors to Atlantic American Corporation (AAME):

• Growth Prospects: Investors may believe that Atlantic American Corporation (AAME) has strong growth potential in its sector.
• Dividends: Some investors are drawn to Atlantic American Corporation (AAME) because of its dividend payments, which provide a steady income stream.
• Market Position: The company's position in its industry and its competitive advantages can make it an attractive investment.

Investment Strategies:

Investors in Atlantic American Corporation (AAME) may employ various strategies, depending on their investment goals and risk tolerance:

• Long-Term Holding: Some investors buy and hold shares for the long term, anticipating future growth and capital appreciation.
• Short-Term Trading: Others engage in short-term trading, seeking to profit from price fluctuations.
• Value Investing: Value investors look for undervalued companies with strong fundamentals, believing that the market will eventually recognize their true worth.

To provide a clearer picture, here's a hypothetical breakdown of Atlantic American Corporation (AAME)'s investor composition:

Understanding the diverse investor profile of Atlantic American Corporation (AAME) is crucial for assessing market sentiment and potential stock performance. Each investor type brings different expectations and strategies, influencing the company's stock dynamics.

For more in-depth information about Atlantic American Corporation (AAME), you might find this resource helpful: Atlantic American Corporation (AAME): History, Ownership, Mission, How It Works & Makes Money

Atlantic American Corporation (AAME) Institutional Ownership and Major Shareholders of Atlantic American Corporation (AAME)

Institutional ownership in Atlantic American Corporation (AAME) provides insights into the stability and potential long-term growth prospects of the company. Major institutional investors often have significant influence on a company's stock price and strategic direction. Examining their holdings and recent trading activity can offer valuable clues to retail investors.

Unfortunately, as of my knowledge cut-off in April 2025, I don't have specific real-time data regarding the top institutional investors and their current shareholdings in Atlantic American Corporation (AAME). Data on institutional ownership can shift frequently. For the most up-to-date details, you can explore resources like:

• Financial websites such as Yahoo Finance, Google Finance, or Bloomberg.
• The Atlantic American Corporation (AAME) Investor Relations page.
• SEC filings (Form 13F) which disclose the holdings of institutional investment managers with at least $100 million in assets under management.

Changes in institutional ownership can be telling. An increase in institutional holdings might suggest confidence in the company’s future performance, while a decrease could indicate concerns. Significant changes often correlate with shifts in stock price. However, it's crucial to consider that institutional investors may have diverse reasons for buying or selling, such as portfolio rebalancing or changes in investment strategy.

Institutional investors play a vital role in Atlantic American Corporation (AAME)'s stock performance and strategic decisions. Their substantial holdings can provide stability and influence corporate governance. For instance, large institutional shareholders may engage with company management on issues like executive compensation, environmental and social responsibility, and overall business strategy.

To gain a deeper understanding of Atlantic American Corporation (AAME), you might find this resource helpful: Atlantic American Corporation (AAME): History, Ownership, Mission, How It Works & Makes Money.

Atlantic American Corporation (AAME) Key Investors and Their Impact on Atlantic American Corporation (AAME)

Understanding the investor profile of Atlantic American Corporation (AAME) provides insights into the company's governance, strategic direction, and market behavior. AAME's ownership is distributed among insiders, institutional investors, and the public.

As of 2024, Atlantic American Corporation's ownership structure can be broken down as follows:

• Insiders: Approximately 49%, including shares held by executives, directors, and significant family trusts/entities.
• Institutional Investors: Approximately 12%, comprising mutual funds, pension funds, and other large investment firms.
• Public & Other: Approximately 39%, representing shares held by individual retail investors and other entities not classified as insiders or major institutions.

Notable Investors:

Key institutional investors in Atlantic American Corporation (AAME) include:

• Dimensional Fund Advisors Lp
• Bridgeway Capital Management Inc
• Vanguard Group Inc
• Geode Capital Management, Llc

The top 25 institutional owners hold a total of 1,355,265 shares.

J. Mack Robinson is the largest individual shareholder, owning 17.01 million shares, which represents 83.38% of the company.

Investor Influence:

The substantial insider ownership, particularly by J. Mack Robinson, suggests a strong influence on company decisions. This concentration of ownership can lead to:

• Strategic Stability: Long-term vision and consistent strategic direction.
• Quick Decision-Making: Streamlined decision processes due to fewer differing opinions among a wide shareholder base.
• Potential Conflicts: Risk of decisions favoring insider interests over minority shareholders.

Institutional investors, while holding a smaller percentage, can still influence the stock's movement through their trading activities and proxy voting.

Recent Moves:

While specific recent moves (buying/selling large stakes, activism) may vary, it's important to monitor SEC filings (13D/G or 13F forms) for up-to-date changes in institutional ownership and any potential activist investor involvement.

As of March 25, 2025, the Board of Directors approved the company's annual dividend of $0.02 per share, payable on April 23, 2025, to shareholders of record as of April 9, 2025.

Here is a summary of Atlantic American Corporation's ownership structure:

For more insights into Atlantic American Corporation, you might find this resource helpful: Atlantic American Corporation (AAME): History, Ownership, Mission, How It Works & Makes Money

Atlantic American Corporation (AAME) Market Impact and Investor Sentiment

Understanding investor sentiment and market reactions is crucial for evaluating Atlantic American Corporation (AAME). Here's an overview of the current investor landscape:

Investor Sentiment:

Investor sentiment, or the mood and attitude toward Atlantic American, significantly impacts its stock price. Positive sentiment typically drives increased demand and higher stock prices, while negative sentiment can lead to decreased demand and lower prices. Currently, investor sentiment appears mixed. Some sources indicate improving sentiment as the stock has experienced rises [2]. However, a muted revenue outlook contributes to a low price-to-sales ratio, suggesting concern about future performance relative to the insurance industry [5].

• Positive Indicators: Recent stock price increases may reflect improving investor confidence [2].
• Negative Indicators: A low price-to-sales ratio suggests investor concerns about revenue growth [5].

Recent Market Reactions:

The stock market's reaction to Atlantic American's performance and broader market conditions has been notable. Recently, AAME stock touched a 52-week low at $1.25 amid market challenges in March 2025 [8]. This decline reflects a significant downturn, with the stock price plummeting by -49.09% over the past year. However, a buy signal was issued in early April 2025, indicating a potential for further rise [4].

• 52-Week Low: The stock reached $1.25 in March 2025, highlighting a challenging period [8].
• One-Year Decline: A significant drop of -49.09% indicates substantial market pressure [8].
• Buy Signal: A recent buy signal suggests a potential for an upward trend [4].

Analyst Perspectives:

Analyst ratings and price targets for Atlantic American are currently limited. Some analysis suggests the stock is undervalued, while other analysis shows the stock will perform weakly in the coming weeks [4, 8]. AM Best affirmed the Financial Strength Rating (FSR) of A (Excellent) and the Long-Term Issuer Credit Ratings (Long-Term ICRs) of “a” (Excellent) of American Southern Insurance Company and its subsidiaries, as well as the FSR of A- (Excellent) and the Long-Term ICRs of “a-” (Excellent) of Bankers Fidelity Life Insurance Company and its subsidiaries. Concurrently, AM Best has affirmed the Long-Term ICR of “bbb-” (Good) of Atlantic American Corporation [3].

• Limited Data: There is currently no sufficient analyst coverage available to provide a comprehensive rating [10, 12].
• Quantitative Ratings: Morningstar uses an algorithm to generate quantitative ratings, but these are not based on formal analyst coverage [11].
• AM Best Ratings: AM Best affirmed credit ratings of Atlantic American Corporation and its subsidiaries [3].

The price-to-sales ratio of 0.2x may look like an appealing investment opportunity, but revenue growth has deserted Atlantic American recently [5]. The company's financial health score is rated as WEAK [8]. As of April 17, 2025, the previous close was $1.3878, with a day's high of $1.46 and a low of $1.32 [7]. The company has a market capitalization of $28.3 million [7].

For further insights into the company's strategic direction, see: Mission Statement, Vision, & Core Values of Atlantic American Corporation (AAME).