Exploring CF Bankshares Inc. (CFBK) Investor Profile: Who’s Buying and Why?

Have you ever wondered who the major players are behind CF Bankshares Inc. (CFBK) and what motivates their investment decisions? As of March 31, 2025, the share price stood at $22.04, marking a 13.32% increase from $19.45 on April 1, 2024. With total assets of $1.67 billion as of 2024, CFBK has shown a Compound Annual Growth Rate (CAGR) exceeding 20% since its recapitalization in 2012. Let's delve into the investor profile of CFBK, exploring the key institutional holders and individual investors who are shaping the financial trajectory of this regional Midwest bank.

CF Bankshares Inc. (CFBK) Who Invests in [Company Name] and Why?

Understanding the investor profile of CF Bankshares Inc. (CFBK) provides valuable insights into the company's market perception and future prospects. A diverse investor base can contribute to a more stable stock price and increased liquidity. Here's a breakdown of the key investor types, their motivations, and typical investment strategies regarding CFBK.

Key Investor Types:

CF Bankshares Inc.'s ownership is distributed among various investor types:

• Institutional Investors: These include financial holdings companies, banks, insurance companies, mutual fund managers, portfolio managers, and self-managed pension and endowment funds. According to Fintel, major institutional shareholders include:
  • AllianceBernstein L.P. with a significant holding.
  • Rhino Investment Partners, Inc.
  • First Manhattan Co. LLC.
  • GRAHAM CAPITAL WEALTH MANAGEMENT, LLC.
  • Vanguard Group Inc.
  • Fifth Third Bancorp.
• Retail Investors: These are individual investors who buy and sell shares for their own accounts.
• Insiders: This group includes key executives and board members who hold a significant amount of the company's stock.

As of a recent report, 30.21% of shares are held by institutions.

Investment Motivations:

Investors are attracted to CF Bankshares Inc. for several reasons:

• Growth Prospects: CFBank has demonstrated a compound annual growth rate (CAGR) of 25% since its recapitalization in 2012.
• Dividends: CF Bankshares Inc. has a history of consistently raising its dividend, with a recent quarterly cash dividend announcement of $0.07 per share on common stock. The forward dividend yield stands at 1.33%.
• Market Position: CFBank operates as a 'boutique commercial bank' with a focus on serving the financial needs of closely held businesses and entrepreneurs. It has a presence in major metro markets in Ohio and Indiana, including Columbus, Cleveland, Cincinnati, and Indianapolis.
• Financial Performance: For the full year 2024, CF Bankshares Inc. reported net income of $13.4 million, or $2.06 per diluted common share. Pre-provision, pre-tax net revenue (PPNR) for 2024 was $22.9 million.

Investment Strategies:

The investment strategies employed by CF Bankshares Inc. investors vary depending on their investment goals and risk tolerance:

• Long-Term Holding: Many institutional investors, such as Vanguard Group Inc., often adopt a long-term holding strategy, seeking to benefit from the company's consistent growth and dividend payouts.
• Value Investing: Given that CFBK's stock is trading at a discount, some investors may see it as an undervalued asset with the potential for price appreciation.
• Income Investing: The company's dividend payments make it attractive to income investors looking for a steady stream of income. The Board of Directors declared a cash dividend of $0.07 per share on its common stock.

Financial Overview:

Here’s a snapshot of CF Bankshares Inc.'s key financial data:

For further insights into the company's financial health, consider exploring this resource: Breaking Down CF Bankshares Inc. (CFBK) Financial Health: Key Insights for Investors

Understanding who invests in CF Bankshares Inc. and why can help current and potential investors make informed decisions, aligning their investment strategies with the company's prospects and performance.

CF Bankshares Inc. (CFBK) Institutional Ownership and Major Shareholders of CF Bankshares Inc. (CFBK)

Institutional ownership in CF Bankshares Inc. (CFBK) reflects the extent to which large financial organizations, such as mutual funds, pension funds, and hedge funds, hold shares in the company. Analyzing this ownership can provide insights into market sentiment and potential stock performance. Recent data offers a snapshot of these key players and their stakes in CFBK.

As of the latest available data, several institutional investors have significant holdings in CF Bankshares Inc. (CFBK). Here’s a list of some of the top institutional investors:

• BlackRock Fund Advisors: Holding a substantial number of shares, BlackRock is a significant institutional investor in CF Bankshares Inc. (CFBK).
• Vanguard Group Inc: Known for its index funds and ETFs, Vanguard holds a notable position in CFBK.
• Dimensional Fund Advisors LP: This firm manages a considerable number of shares in CF Bankshares Inc. (CFBK).

These institutional investors play a crucial role in CF Bankshares Inc. (CFBK)'s stock performance and overall strategy. Their investment decisions can influence market perception and stock valuation. For example, a large purchase by a well-known fund can signal confidence in the company, potentially driving up the stock price. Conversely, a significant sell-off could indicate concerns about the company's future prospects.

Changes in institutional ownership can be telling. Increases in holdings might suggest a positive outlook on CF Bankshares Inc. (CFBK)'s future, while decreases could indicate concerns or shifts in investment strategy. Monitoring these changes can provide valuable insights for other investors.

To further illustrate the ownership structure, here is a summary of major shareholders:

Institutional investors often engage with company management to discuss strategy, performance, and governance. Their influence can drive changes in corporate policy and strategic direction, aligning the company's actions with shareholder interests.

For more detailed information on CF Bankshares Inc. (CFBK), you might find this resource helpful: CF Bankshares Inc. (CFBK): History, Ownership, Mission, How It Works & Makes Money.

CF Bankshares Inc. (CFBK) Key Investors and Their Impact on CF Bankshares Inc. (CFBK)

Understanding the investor profile of CF Bankshares Inc. (CFBK) provides valuable insights into the company's stability, growth potential, and strategic direction. Examining who is investing, their motivations, and their recent activities can offer a clearer picture of market sentiment and potential future performance.

While specific details on all key investors and their direct impact can be dynamic and may require real-time financial data updates, we can address the general types of investors and their typical influence.

Types of Investors Typically Found in CF Bankshares Inc. (CFBK):

• Institutional Investors: These include mutual funds, pension funds, hedge funds, and insurance companies. Institutional investors often hold significant stakes in companies and can influence stock prices through large volume trades. Their investment decisions are usually based on extensive research and analysis.
• Retail Investors: These are individual investors who buy and sell securities for their own accounts. While individual retail investors may not have a significant impact on the stock price, collectively they can influence market sentiment.
• Insider Investors: These are the company’s executives, board members, and other employees who own shares in the company. Their transactions can provide insights into the company’s internal expectations.
• Activist Investors: These investors purchase significant stakes in a company to influence its management and strategic decisions. They often push for changes they believe will increase shareholder value.

General Impact of Investors:

The composition of CF Bankshares Inc. (CFBK)'s investor base can influence several aspects of the company:

• Stock Volatility: A higher proportion of retail investors might lead to increased stock volatility due to emotional trading behaviors. Institutional investors tend to reduce volatility due to their long-term investment strategies.
• Corporate Governance: Large institutional investors often have a say in corporate governance matters, such as executive compensation and board elections.
• Strategic Direction: Activist investors can push for significant strategic shifts, such as mergers, acquisitions, or restructuring.
• Market Perception: The presence of well-known or respected investors can enhance the company’s credibility and attract other investors.

Recent Moves by Investors:

Recent buying or selling activity by key investors is a crucial indicator. For example, if a major institutional investor significantly increases its stake, it could signal confidence in the company’s future prospects. Conversely, large sell-offs might indicate concerns about the company's performance or industry outlook.

Here is a hypothetical example of investor activity (Note: This table uses placeholder data. Actual data would need to be sourced from financial news and filings):

Keeping an eye on these movements can provide timely insights into the changing dynamics of investor sentiment towards CF Bankshares Inc. (CFBK).

To further understand the financial health of CF Bankshares Inc. (CFBK), consider exploring: Breaking Down CF Bankshares Inc. (CFBK) Financial Health: Key Insights for Investors

Please note that the information above is based on general knowledge and illustrative examples. To obtain the most accurate and current data, refer to recent financial news, SEC filings, and investor relations updates from CF Bankshares Inc. (CFBK).

CF Bankshares Inc. (CFBK) Market Impact and Investor Sentiment

Understanding the market impact and investor sentiment surrounding CF Bankshares Inc. (CFBK) requires a multifaceted approach, considering recent market reactions, analyst perspectives, and the overall sentiment of major shareholders. These elements collectively paint a picture of the company's current standing and potential future trajectory.

The stock market's response to changes in ownership or significant investor moves can provide valuable insights. For instance, a large institutional investor increasing their stake might signal confidence in CF Bankshares Inc. (CFBK)'s future prospects, potentially driving up the stock price. Conversely, a major sell-off could indicate concerns about the company's performance or broader economic conditions, leading to a price decline.

Here are some factors influencing investor sentiment:

• Company Performance: Revenue growth, profitability, and efficiency metrics.
• Industry Trends: Overall health and outlook of the banking sector.
• Economic Indicators: Interest rates, inflation, and unemployment rates.
• Regulatory Environment: Changes in banking regulations and compliance requirements.

Analyst perspectives play a crucial role in shaping investor sentiment. Analysts conduct in-depth research on CF Bankshares Inc. (CFBK), evaluating its financial performance, competitive positioning, and growth opportunities. Their reports and ratings can influence investment decisions, either attracting or deterring investors.

Key aspects of analyst evaluations include:

• Earnings Estimates: Predictions of future earnings per share (EPS).
• Price Targets: Projected stock price within a specific timeframe.
• Investment Ratings: Recommendations such as 'buy,' 'sell,' or 'hold.'
• Risk Assessments: Evaluations of potential risks and uncertainties.

Major shareholders' sentiment toward CF Bankshares Inc. (CFBK) can significantly impact the stock's stability and long-term value. Positive sentiment from these key investors often translates into increased confidence among other shareholders, while negative sentiment can trigger concerns and potential sell-offs.

The following table illustrates potential scenarios and their impact on market perception:

Understanding the interplay between market reactions, analyst perspectives, and major shareholder sentiment is crucial for investors seeking to make informed decisions about CF Bankshares Inc. (CFBK). Monitoring these factors can provide valuable insights into the company's current health and future prospects. For more information about CF Bankshares Inc. (CFBK), you can visit: CF Bankshares Inc. (CFBK): History, Ownership, Mission, How It Works & Makes Money.