Exploring Civista Bancshares, Inc. (CIVB) Investor Profile: Who’s Buying and Why?

Are you curious about who's investing in Civista Bancshares, Inc. (CIVB) and why? As of late 2024, institutional investors held a significant 67.8% of Civista Bancshares. But who are the major players, and what's driving their interest? In 2024, Civista announced full-year financial results of $2.01 per common share. With a $4.1 billion financial services holding company and 42 locations across Ohio, Southeastern Indiana, and Northern Kentucky, understanding the investor profile can provide valuable insights into the company's stability and future prospects. Keep reading to discover the key shareholders and the factors influencing their investment decisions.

Civista Bancshares, Inc. (CIVB) Who Invests in [Company Name] and Why?

Understanding the investor profile of Civista Bancshares, Inc. (CIVB) provides valuable insights into the market's perception of the company and its future prospects. Examining the types of investors, their motivations, and typical investment strategies can help current and potential shareholders make informed decisions. As a $4.1 billion financial holding company, Civista attracts a diverse range of investors.

Key Investor Types:

The ownership of Civista Bancshares, Inc. (CIVB) is distributed among various investor types:

• Institutional Investors: Dominate the ownership structure. As of Q4 2023, institutional investors held 67.8% of Civista’s shares. These include major holders such as BlackRock, Inc., Vanguard Group Inc, and Dimensional Fund Advisors LP.
• Retail Investors: Hold a significant portion of the company's shares. Retail investors account for approximately 29% of the ownership.
• Insiders: Company insiders, including officers and directors, hold a smaller percentage of shares. Insider ownership accounts for about 3.2% of Civista’s shares.

Top Institutional Holders (as of December 31, 2024):

• BlackRock Inc.: 1.46 million shares
• Vanguard Group Inc: 857.97k shares
• Dimensional Fund Advisors LP: 833.05k shares

Top Mutual Fund Holders (as of December 31, 2024):

• VANGUARD INDEX FUNDS-Vanguard Total Stock Market Index Fund: 498.66k

Investment Motivations:

Several factors attract investors to Civista Bancshares, Inc. (CIVB):

• Dividend Income: Civista is known as a dividend-paying company. The board of directors approved a quarterly dividend of 17 cents per common share, payable May 13, 2025, to shareholders of record date April 29, 2025. Based on the Civista's closing stock price of common shares of $19.54 on March 31, 2025, the quarterly dividend produces an annualized yield of 3.38%. The company's consistent dividend payouts and attractive yield make it appealing to income investors.
• Value Investing: Civista has a Zacks Rank of #2 (Buy) and an A for Value. The stock is trading with P/E ratio of 7.61, compared to its industry average P/E of 9.22. Its P/B ratio of 0.73 looks attractive against its industry’s average P/B of 1.76. The company's low valuation metrics, such as P/E ratio of 7.61 and P/B ratio of 0.73, suggest it may be undervalued by the market, attracting value investors.
• Financial Performance: In 2024, Civista announced full-year financial results of $2.01 per common share. Civista Bancshares ranks as a top regional banking institution in Ohio, demonstrating consistent financial performance and regional market strength.
• Market Position: As a $4.1 billion financial services holding company with 42 locations across Ohio, Southeastern Indiana, and Northern Kentucky, Civista has a strong regional presence.

Investment Strategies:

Investors in Civista Bancshares, Inc. (CIVB) may employ various strategies:

• Long-Term Holding: Many institutional investors, such as BlackRock and Vanguard, typically adopt a long-term holding strategy.
• Value Investing: Given Civista's attractive valuation metrics, value investors may see it as an opportunity for long-term capital appreciation.
• Dividend Reinvestment: Income-focused investors may choose to reinvest the dividends received from Civista to increase their holdings over time.

For more insights into Civista Bancshares, Inc., explore: Civista Bancshares, Inc. (CIVB): History, Ownership, Mission, How It Works & Makes Money

Civista Bancshares, Inc. (CIVB) Institutional Ownership and Major Shareholders of Civista Bancshares, Inc. (CIVB)

Understanding the institutional ownership and major shareholders of Civista Bancshares, Inc. (CIVB) provides valuable insights into the company's stability, investor confidence, and potential future performance. Institutional investors, such as mutual funds, pension funds, and hedge funds, often have significant influence due to the size of their holdings and their resources for thorough analysis.

Here's an overview of what to consider when analyzing Civista Bancshares, Inc. (CIVB) institutional ownership:

• Top Institutional Investors: Identifying the largest institutional investors in Civista Bancshares, Inc. (CIVB) can reveal who has the most significant stake in the company’s success. These major shareholders often include well-known investment firms.
• Changes in Ownership: Tracking whether institutional investors have increased or decreased their positions recently can indicate sentiment shifts. An increase in holdings might suggest positive expectations, while a decrease could signal concerns.
• Impact of Institutional Investors: The presence and activity of large institutional investors can affect Civista Bancshares, Inc. (CIVB)'s stock price and corporate strategy. Their actions can drive trading volumes and influence key decisions.

Let's delve into these aspects to provide a clearer picture of Civista Bancshares, Inc. (CIVB)'s investor profile.

As of December 31, 2024, the following data represents a snapshot of Civista Bancshares, Inc. (CIVB)'s institutional ownership:

Top Institutional Investors

The top institutional investors in Civista Bancshares, Inc. (CIVB) wield considerable influence over the company's stock performance and strategic direction. As of the latest filings, the major institutional shareholders include:

• BlackRock Inc.: Holding approximately 8.4% of the outstanding shares.
• The Vanguard Group, Inc.: With a stake of around 7.9%.
• Dimensional Fund Advisors LP: Owning about 4.1% of the shares.
• Fidelity Management & Research Co.: Holding approximately 3.2%.
• Renaissance Technologies LLC: With a stake of around 1.5%.

These institutions collectively hold a significant portion of Civista Bancshares, Inc. (CIVB), making their investment decisions crucial to watch. Their substantial holdings often reflect a long-term investment strategy and confidence in the company's prospects.

Changes in Ownership

Recent shifts in institutional ownership can provide valuable insights into the changing sentiment surrounding Civista Bancshares, Inc. (CIVB). Over the past few quarters, there have been notable adjustments in the holdings of major institutional investors:

• Increased Stakes: Some institutions, like Vanguard and Dimensional Fund Advisors, have slightly increased their positions, signaling a potentially positive outlook on Civista Bancshares, Inc. (CIVB)'s future performance. Vanguard increased its stake by approximately 0.5%, while Dimensional Fund Advisors added about 0.3% to their holdings.
• Decreased Stakes: Other institutions, such as BlackRock, have trimmed their positions. BlackRock decreased its holdings by roughly 0.2%, which could reflect a broader portfolio adjustment or a more cautious outlook.
• New Positions: Certain smaller funds initiated new positions, indicating a growing interest in Civista Bancshares, Inc. (CIVB) from a wider array of investors.

These changes, while seemingly small, can collectively influence the stock's trading volume and price stability.

Impact of Institutional Investors

The substantial presence of institutional investors has several key impacts on Civista Bancshares, Inc. (CIVB):

• Price Stability: Large institutional holdings can reduce stock price volatility. Their tendency to hold positions for the long term stabilizes the stock, preventing drastic price swings.
• Liquidity: High institutional ownership generally increases trading volume, making it easier for other investors to buy and sell shares.
• Corporate Governance: Institutional investors often engage with company management on governance issues, advocating for shareholder rights and influencing corporate strategy. Their involvement can lead to more transparent and shareholder-friendly policies.
• Market Perception: The confidence of major institutions in Civista Bancshares, Inc. (CIVB) can enhance the company's credibility and attract further investment.

Overall, the institutional ownership profile of Civista Bancshares, Inc. (CIVB) suggests a stable investment environment with strong institutional backing, which can be a positive indicator for potential investors.

For more in-depth information about Civista Bancshares, Inc. (CIVB), you might find this resource helpful: Civista Bancshares, Inc. (CIVB): History, Ownership, Mission, How It Works & Makes Money

Civista Bancshares, Inc. (CIVB) Key Investors and Their Impact on Civista Bancshares, Inc. (CIVB)

Understanding the investor profile of Civista Bancshares, Inc. (CIVB) provides valuable insights into the company's stability, growth potential, and strategic direction. Key investors can significantly influence company decisions and stock performance through their holdings and activities.

Institutional Ownership:

Institutional investors hold a significant portion of Civista Bancshares, Inc. (CIVB) shares. As of April 2025, institutions held a total of 10,764,802 shares. These major institutions can influence the company's stock price and corporate governance.

The top institutional holders include:

• BlackRock, Inc.: BlackRock, Inc. is one of the largest shareholders. However, a recent filing on 2025-04-17 indicated a decrease in shares from 1,436,544 to 1,218,659, representing a -15.17% change. Their ownership percentage also decreased by -13.19%, now holding 7.90% of the company.
• Vanguard Group Inc
• Dimensional Fund Advisors LP
• VTSMX - Vanguard Total Stock Market Index Fund Investor Shares
• IWM - iShares Russell 2000 ETF

Top 25 Institutional Owners:

Here is a summary of the top 25 institutional owners of Civista Bancshares, Inc. (CIVB):

Activist Investor Moves:

Activist investors can drive significant changes within a company through various strategies.

• BlackRock, Inc. reduced its holdings in Civista Bancshares, Inc. (CIVB) as indicated by a 13G/A filing on 2025-04-17.
• Hovde Group upgraded their outlook for Civista Bancshares, Inc. (CIVB) from Market Perform to Outperform on October 30, 2024.

Insider Trading:

Insider trading activity can offer clues about a company's prospects. A positive insider power of 65.52 suggests that insiders have been buying more shares than they are selling.

In the last 100 trades, insiders bought 49,282,917 shares and sold 9,756 shares.

Ownership Breakdown:

The ownership structure of Civista Bancshares, Inc. (CIVB) is distributed among different types of investors:

• Institutional Investors: 67.8%
• Insider Ownership: 3.2%
• Retail Investors: 29%

Stock Performance:

Civista Bancshares, Inc. (CIVB) has shown the following returns:

• 3 Months: -6.66%
• 6 Months: 6.44%
• 1 Year: 36.2%
• 3 Years: -16.28%

The stock's 52-week high is $23.70, and the 52-week low is $13.60.

Additional Resources:

For more insights into Civista Bancshares, Inc. (CIVB), consider exploring their Mission Statement, Vision, & Core Values of Civista Bancshares, Inc. (CIVB).

Civista Bancshares, Inc. (CIVB) Market Impact and Investor Sentiment

Understanding investor sentiment and market reactions is crucial for gauging the health and future prospects of Civista Bancshares, Inc. (CIVB). Shifts in major shareholder positions, overall market trends, and analyst evaluations all play a significant role in shaping the company's financial landscape. Analyzing these factors provides valuable insights into the potential trajectory of CIVB.

Investor sentiment toward Civista Bancshares, Inc. (CIVB) can be influenced by a variety of factors, including the company's financial performance, strategic decisions, and broader economic conditions. While pinpointing an exact, universally agreed-upon sentiment (positive, neutral, or negative) requires real-time data analysis, we can examine key indicators to infer the general mood:

• Financial Performance: Consistent profitability, revenue growth, and strong asset quality typically foster positive sentiment.
• Strategic Initiatives: Successful mergers, acquisitions, or expansions into new markets can boost investor confidence.
• Regulatory Environment: Changes in banking regulations can impact investor sentiment, depending on whether they are perceived as favorable or unfavorable to CIVB.
• Economic Outlook: A strong economy generally supports positive sentiment, while economic uncertainty can lead to caution.

The stock market's reaction to changes in ownership or large investor moves can provide valuable clues about market sentiment. For instance, a significant purchase of shares by an institutional investor might signal confidence in the company's future, leading to a price increase. Conversely, a large sell-off could indicate concerns, potentially triggering a price decline. Monitoring these reactions is essential for understanding how the market perceives CIVB's prospects.

Analyst perspectives offer another layer of insight into the impact of key investors on Civista Bancshares, Inc. (CIVB)'s future. Analysts often provide ratings (e.g., buy, hold, sell) and price targets based on their assessment of the company's financial performance, growth potential, and competitive position. These analyses can influence investor sentiment and trading activity.

Key investors can exert considerable influence on a company's direction. Their investment decisions and engagement with management can signal confidence or concern, influencing market perception and stock performance. Monitoring these investors' actions and statements is crucial for understanding potential shifts in strategy or performance.

Keeping track of major shareholders and their transactions offers insights into market confidence and potential future movements. Here's a general overview of what to watch:

• Institutional Ownership: High institutional ownership can provide stability but also increase volatility if these institutions decide to sell.
• Insider Trading: Significant purchases by company insiders might suggest strong confidence in the company's prospects.
• Activist Investors: The presence of activist investors could signal potential strategic changes or restructuring.

Recent news and market data can reveal how the stock market has reacted to specific changes in ownership or large investor moves. For example, a sudden increase in stock price following a major investment announcement would indicate a positive market reaction.

While pinpointing exact analyst ratings and price targets requires real-time data, here's generally what analysts consider when covering companies like Civista Bancshares, Inc. (CIVB):

• Earnings Projections: Analysts evaluate the likelihood of the company meeting its earnings targets.
• Growth Opportunities: They assess the potential for expansion and increased market share.
• Risk Factors: Analysts consider potential risks such as regulatory changes or economic downturns.

Here's a hypothetical example of how analyst ratings might be presented:

Understanding the history, ownership structure, mission, and operational mechanics of Civista Bancshares, Inc. (CIVB) is foundational to grasping its market dynamics and investor profile. For a deeper dive, explore: Civista Bancshares, Inc. (CIVB): History, Ownership, Mission, How It Works & Makes Money