Exploring Fair Isaac Corporation (FICO) Investor Profile: Who’s Buying and Why?

Ever wondered who's investing in Fair Isaac Corporation (FICO) and what's driving their decisions? Are institutional investors calling the shots, or is there a mix of retail and insider influence at play? With institutional investors holding a significant 86.33% ownership stake and a total value of holdings reaching $40.237 billion, their actions can significantly impact FICO's stock price. But how do individual investors, insiders with 1.36% ownership, and major players like The Vanguard Group, Inc. with 12% ownership, fit into this picture?

Fair Isaac Corporation (FICO) Who Invests in Fair Isaac Corporation and Why?

Understanding the investor profile of Fair Isaac Corporation (FICO) involves examining the diverse range of entities and individuals that hold its stock, as well as their motivations for investing. These investors typically include retail investors, institutional investors, and hedge funds, each with their own investment strategies and objectives.

Key Investor Types:

The investor base of Fair Isaac Corporation is composed of various types of investors, including:

• Retail Investors: Individual investors who buy shares for their personal accounts.
• Institutional Investors: Entities such as mutual funds, pension funds, insurance companies, and investment firms that manage large sums of money on behalf of others.
• Hedge Funds: Investment partnerships that use various strategies, including leverage, to generate higher returns.

Institutional investors often hold a significant portion of Fair Isaac Corporation's shares. For instance, according to Yahoo Finance, the most recent data indicates that institutional ownership accounts for a substantial percentage of the company's outstanding shares. As of Q4 2023, the top institutional holders of Fair Isaac Corporation include:

• Vanguard Group Inc.
• BlackRock Fund Advisors
• JPMorgan Investment Management
• Capital World Investors
• State Street Global Advisors

Investment Motivations:

Investors are drawn to Fair Isaac Corporation for several key reasons:

• Growth Prospects: The company's consistent revenue growth and strong market position in credit scoring and analytics make it an attractive investment.
• Market Position: As a leader in credit scoring, Fair Isaac Corporation benefits from a stable and growing market.

Fair Isaac Corporation's financial performance and market leadership are key factors influencing investor confidence. The company's ability to maintain and grow its market share in the competitive analytics industry is closely monitored by investors. For additional insights into Fair Isaac Corporation's financial health, you can explore Breaking Down Fair Isaac Corporation (FICO) Financial Health: Key Insights for Investors.

Investment Strategies:

The investment strategies employed by Fair Isaac Corporation's investors vary depending on their investment goals and risk tolerance:

• Long-Term Holding: Many institutional investors adopt a long-term holding strategy, driven by the company's stable performance and growth potential.
• Short-Term Trading: Hedge funds and some retail investors may engage in short-term trading strategies to capitalize on price fluctuations.
• Value Investing: Value investors are attracted to Fair Isaac Corporation due to its strong financials and potential for long-term value appreciation.

A detailed look at the trading behaviors of major institutional holders can provide insights into prevailing investment sentiment. Monitoring these activities can offer a glimpse into the future stock performance and overall investor confidence in Fair Isaac Corporation.

The following table summarizes key aspects of Fair Isaac Corporation's investor profile:

Fair Isaac Corporation (FICO) Institutional Ownership and Major Shareholders of Fair Isaac Corporation (FICO)

Institutional ownership in Fair Isaac Corporation (FICO) reflects the degree of confidence and investment from large financial entities. These institutions can significantly influence FICO's stock price and strategic direction through their investment decisions.

As of December 31, 2024, the top institutional holders of Fair Isaac Corporation (FICO) include:

• Vanguard Group Inc. - Holding 3.8 million shares, representing about 15.4% ownership.
• BlackRock Fund Advisors - Holding 3.6 million shares, representing approximately 14.7% ownership.
• Capital World Investors - Holding 2.1 million shares, representing about 8.5% ownership.
• State Street Global Advisors - Holding 1.8 million shares, holding approximately 7.4% ownership.
• Jennison Associates LLC - Holding 1.2 million shares, representing about 4.8% ownership.

Tracking changes in institutional ownership provides insights into market sentiment and potential future stock performance. Recent filings can indicate whether major investors are increasing or decreasing their positions.

Based on the latest available data:

• Vanguard Group Inc. slightly increased its holdings by 1.2% in the last quarter of 2024.
• BlackRock Fund Advisors decreased its holdings by 0.8% during the same period.
• Capital World Investors showed a significant increase, adding 2.5% to their position.

These adjustments reflect ongoing evaluations of FICO’s performance and prospects. Large institutional investors often engage with company management, influencing corporate strategy and governance. Their decisions to increase or decrease holdings can send strong signals to the market, affecting investor confidence and stock valuation.

The following table summarizes the ownership data of key institutional investors in Fair Isaac Corporation (FICO) as of December 2024:

Institutional investors play a crucial role in Fair Isaac Corporation (FICO)’s stock performance and strategic decisions. Their substantial holdings and trading activities can drive stock price movements and influence corporate policies.

To gain more insights into Fair Isaac Corporation (FICO)’s strategic direction, see: Mission Statement, Vision, & Core Values of Fair Isaac Corporation (FICO).

Fair Isaac Corporation (FICO) Key Investors and Their Impact on Fair Isaac Corporation (FICO)

Understanding who invests in Fair Isaac Corporation (FICO) and why can provide valuable insights into the company's stability, growth potential, and overall market sentiment. Examining the investor profile—from institutional giants to individual stakeholders—helps to paint a picture of the confidence and expectations surrounding Fair Isaac Corporation (FICO).

Institutional investors, mutual funds, hedge funds, and individual investors all play a role in shaping Fair Isaac Corporation (FICO)'s stock performance and strategic direction. Their investment decisions are often driven by factors such as Fair Isaac Corporation (FICO)'s financial health, market position, and growth prospects. Let's delve into some notable investors and their recent activities to understand their influence.

Here's a look at some of the major types of investors and their potential impact:

• Institutional Investors: These include pension funds, insurance companies, and large investment firms. Their substantial holdings can significantly influence Fair Isaac Corporation (FICO)’s stock price and corporate governance.
• Mutual Funds and ETFs: These investment vehicles pool money from numerous investors to invest in a diversified portfolio of stocks, including Fair Isaac Corporation (FICO). Their investment decisions reflect broader market trends and investor sentiment.
• Hedge Funds: Known for their aggressive investment strategies, hedge funds often take large positions in companies like Fair Isaac Corporation (FICO) to capitalize on short-term opportunities or drive strategic changes.
• Individual Investors: These retail investors can collectively impact Fair Isaac Corporation (FICO)’s stock performance, especially when mobilized through online platforms and social media.

Key investors' actions, such as increasing or decreasing their stakes, can send signals to the market about their confidence in Fair Isaac Corporation (FICO)'s future. Similarly, activist investors might push for strategic changes to unlock value. Keeping an eye on these movements can provide clues about potential shifts in Fair Isaac Corporation (FICO)'s trajectory.

While specific, up-to-the-minute details on Fair Isaac Corporation (FICO)'s key investors and their recent moves require real-time financial data updates, here are some general points to consider regarding investor influence and recent activities based on the latest available information:

Investor influence on Fair Isaac Corporation (FICO) can manifest in several ways:

• Stock Movements: Large purchases or sales by institutional investors can cause significant price fluctuations.
• Corporate Governance: Major shareholders can influence board decisions and strategic direction through voting rights.
• Market Sentiment: High-profile endorsements or criticisms from well-known investors can impact how the market perceives Fair Isaac Corporation (FICO).

Recent moves by key investors could include:

• Buying or Selling Stakes: Monitoring SEC filings (e.g., 13F filings) can reveal recent changes in institutional ownership.
• Activist Campaigns: Any public campaigns by activist investors pushing for changes in Fair Isaac Corporation (FICO)’s strategy or operations.
• Earnings Calls and Investor Presentations: Analyzing statements and Q&A sessions can provide insights into investor sentiment and concerns.

Here is a general illustrative table, that is not based on real numbers, to demonstrate what kind of information can be found regarding Fair Isaac Corporation (FICO)'s investors:

For more insights into Fair Isaac Corporation (FICO)'s financial health, check out Breaking Down Fair Isaac Corporation (FICO) Financial Health: Key Insights for Investors.

Fair Isaac Corporation (FICO) Market Impact and Investor Sentiment

Investor sentiment and market reactions significantly influence Fair Isaac Corporation's (FICO) stock performance. Recent analyst perspectives provide additional context to FICO's financial standing.

Current sentiment among major shareholders appears mixed. While some institutions have increased their positions, others have reduced theirs. For example, in Q4 2024:

• KAYNE ANDERSON RUDNICK INVESTMENT MANAGEMENT LLC decreased its holdings by 43.3%, removing 200,139 shares, valued at an estimated $398,462,739.
• WEALTHFRONT ADVISERS LLC, conversely, increased its stake by 5217.6%, adding 144,266 shares, worth approximately $287,223,507.
• ARROWSTREET CAPITAL, LIMITED PARTNERSHIP added 127,679 shares (+376.1%) to their portfolio in Q4 2024, for an estimated $254,199,951.
• MORGAN STANLEY removed 126,395 shares (-24.6%) from their portfolio in Q4 2024, for an estimated $251,643,597.

These movements suggest a divergence in investor outlook, with some firms becoming more bullish while others are bearish. Overall, there were 414 institutional investors that added shares of FICO stock to their portfolio, and 434 that decreased their positions in their most recent quarter.

Recent market reactions to FICO's financial results have been notable. Following the earnings announcement on February 4, 2025, the stock price fell by 9.77%, moving from $1,827.96 to $1,649.34. This decline reflected investor disappointment, as the reported EPS of $5.79 missed the forecasted $6.08 by approximately 4.8%. Similarly, revenue missed expectations by about 2.5%.

Despite the earnings miss, FICO's Q1 2024 showed a 15% year-over-year increase in total revenue, reaching $440 million. The company also experienced a 26% rise in GAAP net income, amounting to $153 million. Free cash flow also saw a substantial increase of 55% from the previous year, reaching $187 million.

Analysts' perspectives on FICO are varied. As of December 3, 2024, the average one-year price target for Fair Isaac is $2,193.86 per share, representing a potential increase of 7.29% from the closing price of $2,044.89. However, individual forecasts range widely, from a low of $1,205.94 to a high of $2,640.75, indicating differing opinions on the company's valuation and future performance.

Recent analyst ratings include:

• Barclays: Set a target price of $2250.0 on April 4, 2025.
• Owen Lau from Oppenheimer: Set a target price of $2515.0 on December 2, 2024.
• Kyle Peterson from Needham: Set a target price of $2500.0 on November 7, 2024.

JP Morgan initiated coverage of Fair Isaac on December 20, 2024, with a 'Neutral' recommendation. Additionally, RBC Capital analyst Ashish Sabadra maintained a 'Hold' rating with a price target of $2,040.00. These ratings suggest a cautious but not negative outlook on FICO's stock.

Here's a summary of key financial data for FICO:

FICO's strategic initiatives, such as pricing in scores and platforming of software, are still in early stages, presenting potential for future growth. The company's focus on innovation and digital solutions, combined with a strong position in the credit scoring industry, makes it a compelling prospect for investors. To gain more insights into FICO's values, refer to: Mission Statement, Vision, & Core Values of Fair Isaac Corporation (FICO).