Exploring Horace Mann Educators Corporation (HMN) Investor Profile: Who’s Buying and Why?

Have you ever wondered who the major players are behind Horace Mann Educators Corporation (HMN) and what drives their investment decisions? As of December 31, 2024, institutional investors held a significant 95.63% of the company's shares. Let's delve into the details: who are these key stakeholders, what percentage of ownership do they hold, and what might be their reasons for investing in this multiline financial services company focused on America's educators? With BlackRock, Inc. holding the largest individual share at 13.89%, valued at $231.854 million, and Horace Mann reporting a full-year net income of $103 million, or $2.48 per share, for 2024, there's a compelling story to uncover.

Horace Mann Educators Corporation (HMN) Who Invests in [Company Name] and Why?

Understanding the investor profile of Horace Mann Educators Corporation (HMN) provides valuable insights into market sentiment and the factors driving the company's stock performance. The ownership structure of HMN stock comprises a mix of institutional, retail, and individual investors.

Key Investor Types:

• Institutional Investors: These entities, including mutual funds, hedge funds, insurance companies, and pension funds, constitute a significant portion of HMN's shareholder base. Approximately 61.29% of the company's stock is held by institutional investors. As of April 4, 2025, these institutions collectively held 58,553,463 shares. Major institutional shareholders include BlackRock, Inc. (14.50%), Vanguard Group Inc (12.25%), and Franklin Resources Inc (8.48%).
• Retail Investors: Individual investors who buy and sell securities for their own accounts also hold a portion of HMN's stock. Together with public companies, they own approximately 32.09% of the company's stock.
• Insiders: These are the company's directors, officers, and employees who own shares of HMN. Insider ownership accounts for roughly 1.41% of the company's stock.

Investment Motivations:

Several factors attract investors to Horace Mann Educators Corporation:

• Growth Prospects: Analysts predict a 10.04% increase in the stock price within 12 months, with an average price target of $44.50. The Zacks Consensus Estimate for 2025 earnings is $3.80 per share, reflecting an expected increase of 19.50% from the previous year.
• Dividends: HMN is known as a strong dividend play, appealing to income investors. The company pays a dividend of $0.35 per share, resulting in a dividend yield of 3.5%, which is higher than the Insurance - Multi-line industry's yield of 1.86% and the S&P 500's yield of 1.69%. The current annualized dividend is $1.40, a 2.9% increase from the previous year.
• Market Position: Horace Mann is the largest multiline financial services company focused on serving America's educators. The company has a diversified business model and a niche market, providing stability and earnings diversification.
• Financial Health: Horace Mann maintains a 'GOOD' overall financial health rating, demonstrating its commitment to shareholder returns by consistently raising dividends.

Investment Strategies:

Investors in Horace Mann Educators Corporation may employ various strategies:

• Long-Term Holding: Many institutional investors, such as BlackRock and Vanguard, adopt a long-term holding strategy, reflecting confidence in the company's sustained performance and dividend payouts.
• Value Investing: Some investors may be attracted to HMN due to its strong fundamentals, consistent profitability, and focus on a specific market segment.
• Dividend Investing: Given HMN's attractive dividend yield and history of dividend increases, income-focused investors may include the stock in their portfolios to generate a steady stream of income.

Here's a summary of Horace Mann Educators Corporation's key financial data:

For more insights into Horace Mann Educators Corporation's financial health, you can explore this resource: Breaking Down Horace Mann Educators Corporation (HMN) Financial Health: Key Insights for Investors

Horace Mann's commitment to educators and its robust financial strategies make it an appealing investment for various investor types. The company's focus on profitability, household growth, and disciplined capital stewardship positions it for sustained success.

Horace Mann Educators Corporation (HMN) Institutional Ownership and Major Shareholders of Horace Mann Educators Corporation (HMN)

Institutional investors and major shareholders play a significant role in shaping the financial landscape of Horace Mann Educators Corporation (HMN). These entities, through their investment decisions, can influence the company’s stock price, strategic direction, and overall market perception. Examining their ownership stakes provides valuable insights into the confidence and expectations surrounding HMN.

As of December 31, 2024, the top institutional holders of Horace Mann Educators Corporation (HMN) include:

• BlackRock Fund Advisors: Holding 1,819,854 shares, representing 4.48% ownership.
• The Vanguard Group: Holding 3,636,887 shares, representing 8.95% ownership.
• Hotchkis & Wiley Capital Management LLC: Holding 2,389,158 shares, representing 5.88% ownership.
• Dimensional Fund Advisors LP: Holding 1,510,320 shares, representing 3.72% ownership.
• State Street Global Advisors: Holding 1,178,418 shares, representing 2.90% ownership.

These major institutional investors collectively hold a substantial portion of HMN's outstanding shares, reflecting their belief in the company's potential and long-term prospects. Their investment decisions are often driven by in-depth research, analysis of financial performance, and assessment of the company's strategic initiatives.

Changes in institutional ownership can signal shifts in sentiment towards Horace Mann Educators Corporation (HMN). Increases in ownership may indicate growing confidence in the company's future performance, while decreases could reflect concerns or alternative investment opportunities. Monitoring these changes can provide valuable insights into the evolving dynamics of investor sentiment.

The actions of large institutional investors can have a notable impact on Horace Mann Educators Corporation (HMN)'s stock price. Significant purchases can drive up demand and increase the stock price, while large sales may exert downward pressure. Additionally, institutional investors often engage with company management to express their views on strategy, governance, and other key issues, thereby influencing the company's direction.

Here's a table summarizing the top institutional investors in Horace Mann Educators Corporation (HMN) as of December 31, 2024:

Understanding the composition and activities of Horace Mann Educators Corporation (HMN)'s institutional investor base is crucial for assessing market sentiment, predicting stock price movements, and gaining insights into the company's strategic direction. By tracking these key players, investors and stakeholders can make more informed decisions and better understand the forces shaping HMN's financial performance.

To gain more insights into the core values and strategic objectives, explore: Mission Statement, Vision, & Core Values of Horace Mann Educators Corporation (HMN).

Horace Mann Educators Corporation (HMN) Key Investors and Their Impact on [Company Name]

Understanding the investor profile of Horace Mann Educators Corporation (HMN) provides valuable insights into the company's stability, strategic direction, and potential for growth. Examining who holds significant stakes in HMN, and their recent activities, can offer a glimpse into the market's sentiment and expectations regarding the company's future performance.

While specific details on all major investors and their precise influence can be dynamic and sometimes proprietary, several categories of investors typically play a crucial role in publicly traded companies like Horace Mann:

• Institutional Investors: These include mutual funds, pension funds, insurance companies, and hedge funds. They often hold substantial portions of a company's stock and can significantly influence stock prices and corporate governance.
• Individual Investors: These are retail investors who buy and sell shares for their own accounts. While individually their holdings might be smaller, collectively they can have a notable impact.
• Company Insiders: This category includes executives and board members who own shares of the company. Their transactions are closely watched as they may indicate their confidence in the company's prospects.

Key investors can exert influence on Horace Mann (HMN) through various channels:

• Voting Rights: Large shareholders have a greater say in company matters that require shareholder approval, such as electing board members, approving mergers, and executive compensation plans.
• Market Impact: Significant buying or selling activity by major investors can affect the stock's price, influencing market sentiment.
• Activism: Some investors may take an active role in pushing for changes in the company's strategy or operations to enhance shareholder value.

Recent moves by notable investors, such as increasing or decreasing their positions in HMN, are closely monitored by analysts and other investors. These actions can signal shifts in confidence or strategic outlook.

For instance, significant purchases by institutional investors might suggest a positive outlook on Horace Mann's future, while large sell-offs could indicate concerns about the company's performance or industry trends.

Examining ownership trends and major investor activities requires continuous monitoring of SEC filings, financial news reports, and data from financial analysis services. These sources provide insights into who is investing in Horace Mann and what their actions might imply for the company's future.

To gain more comprehensive understanding of Horace Mann Educators Corporation (HMN), explore its Horace Mann Educators Corporation (HMN): History, Ownership, Mission, How It Works & Makes Money.

Horace Mann Educators Corporation (HMN) Market Impact and Investor Sentiment

Understanding investor sentiment and market reactions to Horace Mann Educators Corporation (HMN) is crucial for assessing the company's current standing and future prospects. Recent market behaviors and analyst perspectives provide valuable insights into how major shareholders influence the company.

Recent market reactions to changes in ownership or large investor moves can significantly impact the stock's performance. Monitoring these reactions helps in understanding the market's confidence in Horace Mann Educators Corporation (HMN). For example, significant stock price movements following announcements of large institutional investments or divestments can indicate prevailing sentiment.

Analyst perspectives play a vital role in interpreting the impact of key investors on Horace Mann Educators Corporation (HMN)'s future. Analysts often provide ratings, price targets, and detailed reports that reflect their assessment of the company's financial health and strategic direction. These insights can be instrumental for investors looking to make informed decisions.

Institutional investors and hedge funds frequently adjust their positions in response to various factors, including company performance, economic outlook, and industry trends. Tracking these changes offers insights into the evolving sentiment surrounding Horace Mann Educators Corporation (HMN). Significant increases in holdings by institutional investors may signal confidence in the company's growth potential, while decreases could indicate concerns.

Key indicators of investor sentiment include:

• Stock Price Volatility: Increased volatility often reflects uncertainty or strong reactions to news.
• Trading Volume: Higher trading volumes can indicate heightened interest or concern among investors.
• Analyst Ratings: Upgrades or downgrades by analysts can influence investor perception.
• Institutional Ownership Changes: Shifts in institutional holdings can signal changing sentiment.

News sentiment analysis can provide a broader view of how Horace Mann Educators Corporation (HMN) is perceived in the media. Positive news coverage tends to boost investor confidence, while negative coverage can have the opposite effect.

Understanding the composition of Horace Mann Educators Corporation (HMN)'s shareholder base is essential for gauging market stability and potential influences on stock performance. Major types of shareholders include:

• Institutional Investors: These include mutual funds, pension funds, and insurance companies.
• Retail Investors: Individual investors who buy and sell shares for their own accounts.
• Hedge Funds: Actively managed funds that may take both long and short positions.
• Company Insiders: Executives and board members who own shares of the company.

Here's a hypothetical overview of potential major shareholders and their approximate holdings in Horace Mann Educators Corporation (HMN):

For further insights into Horace Mann Educators Corporation (HMN)'s financial health, consider reading Breaking Down Horace Mann Educators Corporation (HMN) Financial Health: Key Insights for Investors.