Exploring NerdWallet, Inc. (NRDS) Investor Profile: Who’s Buying and Why?

Have you ever wondered who's investing in NerdWallet, Inc. (NRDS) and why? As of Q4 2024, institutional investors held approximately 46.4% of NerdWallet's shares. But with NerdWallet reporting a 37% year-over-year revenue growth in Q4 2024, reaching $184 million, and full-year revenue of $688 million, a 15% increase compared to the previous year, is this growth enough to entice more investors despite a 20% year-over-year decrease in monthly unique users? Dive in to uncover the key players and motivations behind their investment decisions, exploring factors like the impressive 821% year-over-year growth in insurance revenue versus the challenges in credit card and loan sectors, which saw declines of 19% and 26% respectively.

NerdWallet, Inc. (NRDS) Who Invests in [Company Name] and Why?

Understanding the investor profile of NerdWallet, Inc. (NRDS) provides valuable insights into the market's perception of the company and its future prospects. NerdWallet, a company focused on providing clarity for financial decisions, attracts a diverse range of investors, each with their own motivations and strategies. Mission Statement, Vision, & Core Values of NerdWallet, Inc. (NRDS).

Key investor types in NerdWallet, Inc. (NRDS) include:

• Retail Investors: These are individual investors who buy and sell shares for their own accounts.
• Institutional Investors: These include entities like mutual funds, hedge funds, pension funds, and insurance companies that invest on behalf of their clients.
• Insiders: This category includes company executives and board members who own shares in NerdWallet.

As of February 24, 2025, analysts have an average rating of 'Buy' for NRDS stock, expecting the stock to outperform the market over the next 12 months.

Key Investor Types

A breakdown of the different types of investors includes:

• Retail Investors: According to WallStreetZen, retail investors own approximately 12.92% of NerdWallet. These investors may be drawn to NerdWallet because of its mission to empower consumers with financial knowledge, its brand recognition, and its potential for growth in the fintech sector.
• Institutional Investors: These investors hold a significant portion of NerdWallet's shares. Nasdaq.com indicates that institutional ownership stands at 80.35%. Fintel reports that 292 institutional owners and shareholders have filed 13D/G or 13F forms with the Securities Exchange Commission (SEC), holding a total of 37,791,402 shares. Major institutional shareholders include:

Institutional investors are often attracted to NerdWallet's potential for long-term growth, its established market position, and its role in the expanding digital finance industry.

• Hedge Funds: Hedge funds are investment partnerships that use pooled funds and may employ aggressive strategies to maximize returns. While specific hedge fund ownership in NerdWallet is not readily available, they are likely part of the broader institutional investor base.
• Insiders: NerdWallet insiders hold a notable percentage of the company's shares. WallStreetZen indicates that insiders own 47.69% of NerdWallet. This significant insider ownership can be seen as a positive sign, aligning the interests of the management with those of the shareholders.

Investment Motivations

Several factors attract investors to NerdWallet, Inc. (NRDS):

• Growth Prospects: Analysts predict revenue growth for NerdWallet in the coming years. Revenue is forecasted to increase from $774.58 million this year to $839.42 million next year.
• Market Position: NerdWallet has established itself as a trusted source of financial guidance. The company's platform attracts millions of monthly users, with approximately 39 million monthly visits to its apps.
• Strategic Initiatives: NerdWallet is focused on enhancing its brand and expanding its services, particularly in the small and mid-sized business (SMB) and mortgage sectors.

Investment Strategies

Typical investment strategies seen among investors in NerdWallet include:

• Long-Term Holding: Many institutional investors adopt a buy-and-hold strategy, maintaining their positions for extended periods to benefit from NerdWallet's long-term growth potential.
• Growth Investing: Given NerdWallet's growth prospects, some investors may employ a growth investing strategy, seeking to capitalize on the company's potential for rapid expansion and increased profitability.
• Value Investing: Some investors might view NerdWallet as undervalued, especially if the current stock price is below analyst price targets. The average price target is $17.00, with a high forecast of $19.00 and a low forecast of $12.00.

Understanding the motivations and strategies of these diverse investor types provides a comprehensive view of the market dynamics surrounding NerdWallet, Inc. (NRDS). This understanding can be valuable for current and potential investors looking to make informed decisions.

NerdWallet, Inc. (NRDS) Institutional Ownership and Major Shareholders of NerdWallet, Inc. (NRDS)

Institutional ownership in NerdWallet, Inc. (NRDS) provides insights into the stability and investor confidence in the company. Significant institutional holdings can reduce volatility and indicate long-term belief in the company's strategy. Examining the top institutional investors, changes in their positions, and the overall impact of these investors helps to understand the dynamics influencing NerdWallet, Inc. (NRDS)'s stock performance.

As of the data available, several major institutional investors hold significant shares in NerdWallet, Inc. (NRDS). These firms often manage large portfolios and conduct extensive research before investing. While specific shareholding numbers fluctuate, key institutional investors typically include:

• Vanguard Group: Known for its index funds and ETFs, Vanguard often holds a substantial position in publicly traded companies.
• BlackRock: As one of the world's largest asset managers, BlackRock's investment decisions carry significant weight.
• State Street Corporation: Another major player in the asset management industry, State Street often has considerable holdings through its various funds.
• Other Investment Firms: Additional institutional investors may include firms like Fidelity, T. Rowe Price, and smaller hedge funds or investment advisors.

The exact percentages and share counts for each institution can vary daily, but these firms generally represent a significant portion of NerdWallet, Inc. (NRDS)'s outstanding shares. For instance, data indicates that Vanguard holds approximately 7.8% of the shares, while BlackRock holds around 6.4%. Other notable firms, such as State Street, may hold smaller but still significant percentages.

Institutional investor activity, including increases or decreases in their positions, can significantly influence NerdWallet, Inc. (NRDS)'s stock. Recent changes in ownership are critical to monitor. For example, if a major institutional investor significantly increases its stake, it can signal strong confidence in the company's future, potentially driving up the stock price. Conversely, a large decrease could indicate concerns about the company's performance or outlook, leading to a price decline.

Based on recent reports, there have been some notable adjustments in institutional ownership:

• Some institutions have increased their positions, reflecting optimism about NerdWallet, Inc. (NRDS)'s growth prospects and strategic initiatives.
• Others have reduced their holdings, possibly due to portfolio rebalancing or concerns about specific aspects of the company's performance.

These changes are often driven by factors such as NerdWallet, Inc. (NRDS)'s quarterly earnings, strategic announcements, and broader market conditions. Monitoring these shifts provides valuable insights into the evolving sentiment surrounding the stock.

Institutional investors play a crucial role in NerdWallet, Inc. (NRDS)'s stock price and overall strategy. Their actions can drive trading volume and influence market perception. High institutional ownership can provide a degree of stability, as these investors typically have a longer-term investment horizon. However, it can also lead to increased volatility if a large number of institutions decide to sell their shares simultaneously.

Moreover, institutional investors often engage with company management to discuss strategy and performance. This engagement can influence NerdWallet, Inc. (NRDS)'s decisions and direction, ensuring that the company remains focused on maximizing shareholder value. The presence of large, reputable institutional investors can also enhance the company's credibility and attract additional investors.

Analyzing NerdWallet, Inc. (NRDS)'s institutional ownership structure, recent changes in holdings, and the overall impact of these investors provides a comprehensive view of the factors influencing the company's stock. This information is valuable for current and potential investors looking to make informed decisions.

For more insights into NerdWallet, Inc. (NRDS)'s mission, vision, and core values, see: Mission Statement, Vision, & Core Values of NerdWallet, Inc. (NRDS).

NerdWallet, Inc. (NRDS) Key Investors and Their Impact on [Company Name]

NerdWallet, Inc. (NRDS) has a diverse ownership structure, comprising institutional investors, company insiders, and retail investors. Understanding who these key investors are and their recent activities can provide insights into the company's strategic direction and stock performance.

As of April 2025, 292 institutional owners and shareholders have filed 13D/G or 13F forms with the Securities Exchange Commission (SEC), holding a total of 37,791,402 shares.

Here are some of the notable investors in NerdWallet, Inc. (NRDS):

• Topline Capital Management, LLC: Holds 5.25 million shares, representing 12.27% of the outstanding shares, valued at $43,479,479 as of December 31, 2024.
• Innovius Capital Management, LLC: Another significant shareholder.
• Vanguard Group Inc: Holds 3.83 million shares, accounting for 8.95% of the shares, with a value of $31,711,720 as of December 31, 2024.
• BlackRock, Inc: Owns 2.61 million shares, representing 6.09% of the shares, valued at $21,596,764 as of December 31, 2024.
• FMR LLC: Holds 1.41 million shares, which is 3.29% of the company, worth $11,671,454 as of December 31, 2024.
• State Street Corporation
• BIT Capital GmbH
• PRSVX - T. Rowe Price Small-Cap Value Fund, Inc.
• VTSMX - Vanguard Total Stock Market Index Fund Investor Shares
• IWM - iShares Russell 2000 ETF
• NAESX - Vanguard Small-Cap Index Fund Investor Shares

These major shareholders include individual investors, mutual funds, hedge funds, and other institutions. Schedules 13D and 13G filed with the SEC indicate investors holding more than 5% of the company, with intentions ranging from actively pursuing changes in business strategy to passive investment.

Investor Influence:

The presence of large institutional investors can significantly impact NerdWallet, Inc. (NRDS) due to their substantial holdings and potential influence on company decisions. These investors often engage with the management team regarding company performance, strategic initiatives, and corporate governance. Their investment decisions can also affect stock movements, as large purchases or sales can create upward or downward pressure on the stock price.

Recent Moves:

Recent data reveals several shifts in institutional ownership:

• UBS AM a distinct business unit of UBS ASSET MANAGEMENT AMERICAS LLC increased its holdings by 69.2%
• Point72 Asia Singapore Pte. Ltd. increased its holdings by 3,417.4%
• Nuveen Asset Management LLC increased its holdings by 52.8%
• Millennium Management LLC increased its holdings by 325.8%
• Jacobs Levy Equity Management Inc. increased its holdings by 14.2%

Conversely, some institutions have reduced their positions:

• Steamboat Capital Partners LLC decreased its holdings by 83.7%
• Point72 Asset Management L.P. decreased its holdings by 65.3%
• Squarepoint Ops LLC decreased its holdings by 31.8%
• State of Wyoming decreased its holdings by 22.4%

Overall, institutional investors held 81.11% of NerdWallet's shares as of December 31, 2024. This indicates a strong institutional interest in the company.

Here is a summary of NerdWallet's major holders:

Additionally, insider activity can offer valuable insights. Over the last 12 months, there have been:

• 1,347,914 shares bought by insiders
• 1,325,483 shares sold by insiders
• Resulting in a net activity of 22,431 shares bought.

For more insights into NerdWallet's background, mission, and business model, you can explore this resource: NerdWallet, Inc. (NRDS): History, Ownership, Mission, How It Works & Makes Money

NerdWallet, Inc. (NRDS) Market Impact and Investor Sentiment

Understanding investor sentiment and market reactions to NerdWallet, Inc. (NRDS) is crucial for stakeholders. This involves analyzing the attitudes of major shareholders, how the stock market responds to ownership changes, and insights from analysts regarding the impact of key investors on NerdWallet's future.

NerdWallet's investor profile includes a mix of institutional and retail investors. Institutional investors often hold a significant percentage of the company's shares, influencing market stability and strategic decisions. Retail investors, while smaller in individual holdings, collectively contribute to the stock's trading volume and overall market sentiment.

Recent market reactions to NerdWallet's stock can be indicative of investor confidence. Factors influencing these reactions include:

• Earnings Reports: Positive earnings surprises typically lead to an increase in stock price, while disappointing results can cause a decline.
• Major Investments: Significant investments by well-known investors or firms can signal confidence in NerdWallet's prospects, driving up demand.
• Partnerships and Acquisitions: Announcements of strategic partnerships or acquisitions can positively influence the stock price, reflecting potential growth opportunities.
• Market Trends: Broader market trends and economic conditions also play a role, with bullish markets generally supporting stock prices and bearish markets exerting downward pressure.

Analyst perspectives provide valuable insights into how key investors might shape NerdWallet's future. Analysts often consider the following:

• Investment Strategies: Understanding the investment strategies of major shareholders can offer clues about their long-term vision for NerdWallet.
• Influence on Management: Large investors can sometimes influence management decisions, potentially leading to strategic shifts or operational changes.
• Growth Prospects: Analysts evaluate how key investors might impact NerdWallet's growth prospects, considering factors like market expansion, product development, and competitive positioning.

Investor sentiment toward NerdWallet can be gauged through various indicators. A positive sentiment generally correlates with strong stock performance and increased investor confidence, while negative sentiment may lead to decreased investment and stock volatility.

Monitoring major shareholder activity is essential. Increases in holdings by institutional investors may signal a positive outlook, whereas significant divestments could indicate concerns about the company's future performance. These moves are often tracked through regulatory filings and market analysis reports.

Here's a look at potential key investors and their possible sentiments:

For further insights into NerdWallet's financial health, refer to: Breaking Down NerdWallet, Inc. (NRDS) Financial Health: Key Insights for Investors