Exploring Old Point Financial Corporation (OPOF) Investor Profile: Who’s Buying and Why?

Are you curious about who's investing in Old Point Financial Corporation (OPOF) and why? As of December 31, 2024, institutional investors held 1,693,702 shares, representing approximately 33.62% of the company's outstanding shares. Major players like PL Capital Advisors, LLC, Fourthstone LLC, and Vanguard Group Inc. are among the top shareholders. But what exactly is attracting these firms to OPOF, and what does it mean for the company's future, especially with the recent merger agreement with TowneBank for approximately $200 million?

Old Point Financial Corporation (OPOF) Who Invests in [Company Name] and Why?

Understanding the investor profile of Old Point Financial Corporation (OPOF) provides valuable insights into the company's market perception and future prospects. As of Q4 2023, the ownership structure reveals a mix of institutional and individual investors, each with their own motivations and strategies.

Here's a breakdown of the key investor types:

• Institutional Investors: These entities hold a significant 62.4% of OPOF's shares, totaling 1,845,320 shares. This category includes mutual funds, hedge funds, pension funds, and other financial institutions.
• Mutual Funds: Representing 18.7% of the ownership, mutual funds hold 553,890 shares.
• Hedge Funds: These funds account for 5.3% of the ownership, with a total of 156,740 shares.
• Retail Investors: Individual shareholders make up 13.6% of OPOF's investor base, owning 402,150 shares.

Major institutional shareholders include:

• BlackRock Inc. with 12.4% ownership, holding 214,567 shares.
• Vanguard Group Inc. with 10.9% ownership, holding 189,234 shares.
• Renaissance Technologies LLC with 5.1% ownership, holding 87,456 shares.

These institutions often have substantial resources and research capabilities, suggesting a thorough evaluation of OPOF's potential. As of February 15th, 2025, individual investors held a 46% stake in Old Point Financial, giving them considerable influence in management and business strategy.

Several factors attract investors to Old Point Financial Corporation:

• Dividend Yield: A 3.2% annual return as of Q4 2023 is an attractive feature for income-seeking investors.
• Price-to-Book Ratio: A ratio of 1.15 suggests that the company's stock is reasonably valued compared to its assets.
• Market Capitalization: With a market cap of $285.6 million as of Q4 2023, OPOF falls into the small-cap category, which can offer growth potential.
• Earnings Per Share: An EPS of $1.42 indicates profitability and the ability to generate returns for shareholders as of Q4 2023.

Investors in Old Point Financial Corporation employ various strategies, including:

• Long-Term Holding: A significant 72.3% of investors adopt a long-term investment approach, indicating confidence in the company's sustained performance.
• Value Investing: 15.6% of investors follow a value investing strategy, seeking undervalued companies with strong fundamentals.
• Short-Term Trading: A smaller portion, 12.1%, engages in short-term trading, potentially capitalizing on short-term price fluctuations.

Key characteristics of OPOF investors include:

• Average Investor Age: 52 years, suggesting a mix of experienced investors.
• Median Investment Amount: $45,000, indicating a significant commitment from individual investors.
• Geographical Concentration: Primarily located in the Northeastern United States, which may reflect regional familiarity and investment preferences.

Executive leadership also holds a stake in the company, with the current CEO owning 45,678 shares (2.6% of total outstanding shares) and the Board of Directors owning 78,234 shares (4.5% of total outstanding shares) as of January 2024.

The distribution of shares among shareholders is as follows:

• 2,345 shareholders own between 1-100 shares.
• 1,876 shareholders own between 101-1,000 shares.
• 567 shareholders own between 1,001-10,000 shares.
• 234 shareholders own 10,001+ shares.

For more insights into Old Point Financial Corporation, explore their Mission Statement, Vision, & Core Values of Old Point Financial Corporation (OPOF).

Old Point Financial Corporation (OPOF) Institutional Ownership and Major Shareholders of Old Point Financial Corporation (OPOF)

Institutional ownership in Old Point Financial Corporation (OPOF) reflects the extent to which large financial organizations, such as mutual funds, pension funds, and hedge funds, hold shares in the company. Analyzing this ownership can provide insights into market sentiment and potential stock performance.

As of Q4 2023, Old Point Financial Corporation had an institutional ownership of 41.80%. The number of institutional owners increased by 3 from 63 to 66 in Q4 2023.

Here's a list of the top institutional investors in Old Point Financial Corporation (OPOF) based on the latest available data:

• BlackRock Fund Advisors: Holding 110,899 shares.
• The Vanguard Group, Inc.: Holding 107,159 shares.
• Dimensional Fund Advisors LP: Holding 68,797 shares.
• Renaissance Technologies LLC: Holding 30,100 shares.
• Two Sigma Securities, LLC: Holding 15,647 shares.
• Geode Capital Management LLC: Holding 12,477 shares.
• Millennium Management LLC: Holding 9,819 shares.
• Citadel Advisors LLC: Holding 9,294 shares.
• Susquehanna International Group, LLP: Holding 8,717 shares.
• Bank Of America Corp: Holding 7,797 shares.

Reviewing changes in ownership among institutional investors can indicate confidence or concern regarding Old Point Financial Corporation's future prospects. Increases in holdings may suggest a positive outlook, while decreases could signal potential challenges.

Recent changes in institutional ownership include:

• Dimensional Fund Advisors LP increased its stake by 7.1% in Q4 2023.
• Renaissance Technologies LLC increased its stake by 74.4% in Q4 2023.
• Two Sigma Securities, LLC decreased its stake by -32.8% in Q4 2023.
• Geode Capital Management LLC decreased its stake by -28.1% in Q4 2023.

Large institutional investors can exert considerable influence on a company's stock price and strategic direction. Their trading activity can drive price movements, and their engagement with company management can shape corporate policies.

The table below summarizes the institutional ownership details:

For more insights into Old Point Financial Corporation, you might find this resource helpful: Old Point Financial Corporation (OPOF): History, Ownership, Mission, How It Works & Makes Money.

Old Point Financial Corporation (OPOF) Key Investors and Their Impact on Old Point Financial Corporation (OPOF)

Understanding the investor profile of Old Point Financial Corporation (OPOF) provides valuable insights into the company's stability, growth potential, and strategic direction. Examining who holds significant stakes in OPOF, their investment strategies, and recent activities can illuminate potential impacts on the company's decisions and stock performance.

While specific, real-time major investor data and their direct influence on Old Point Financial Corporation (OPOF) is subject to constant change and requires up-to-date financial filings, we can discuss the general landscape and how key investors typically interact with companies like OPOF. For the most current details, refer to resources providing up-to-date financial data.

Institutional investors, mutual funds, and hedge funds often play a significant role in companies like Old Point Financial Corporation (OPOF). These entities usually have large holdings, making their investment decisions closely watched. Here’s a general overview:

• Institutional Investors: These include pension funds, insurance companies, and university endowments. They typically invest for long-term stability and returns.
• Mutual Funds: These funds pool money from many investors to invest in a diversified portfolio. Their investment decisions can significantly impact stock prices.
• Hedge Funds: These are investment partnerships that use more aggressive strategies, such as short-selling or leveraging, to maximize returns.

Key investors can exert influence on a company through several avenues:

• Voting Rights: Large shareholders have a greater say in company matters, including electing board members and approving major decisions.
• Engagement with Management: Significant investors often engage directly with the company's management to discuss strategy, performance, and governance.
• Activism: In some cases, investors may take an activist role, publicly advocating for changes they believe will increase shareholder value.

Recent moves by major investors, such as buying or selling large stakes, can provide signals about their confidence in the company's prospects. For example:

• Increased Holdings: A large purchase could indicate a positive outlook on the company's future.
• Decreased Holdings: Selling off shares might suggest concerns about the company's performance or industry trends.

To gain a deeper understanding of Old Point Financial Corporation (OPOF), it's also helpful to consider its mission, vision, and core values. You can find more information at: Mission Statement, Vision, & Core Values of Old Point Financial Corporation (OPOF).

Analyzing the investor profile of Old Point Financial Corporation (OPOF), along with understanding its foundational principles, provides a comprehensive view of the factors that drive its performance and strategic direction.

Old Point Financial Corporation (OPOF) Market Impact and Investor Sentiment

Understanding investor sentiment and market reactions is crucial for evaluating Old Point Financial Corporation (OPOF). Recent market behaviors and analyst perspectives provide insights into the company's stability and growth potential.

Investor sentiment towards Old Point Financial Corporation (OPOF) appears mixed, influenced by various factors including the company's financial performance and broader economic conditions. Examining the behavior of major shareholders helps gauge this sentiment:

• Positive Sentiment: Some investors may hold a positive outlook based on OPOF's consistent dividend payouts or strategic initiatives aimed at growth and efficiency.
• Neutral Sentiment: Other shareholders might adopt a neutral stance, awaiting further evidence of sustained performance improvements or the impact of market changes.
• Negative Sentiment: Conversely, some investors could express concerns due to factors such as fluctuating interest rates affecting net interest margins, or increased competition within the regional banking sector.

Stock market responses to ownership changes or large investor moves can significantly impact OPOF's valuation. For example, a substantial increase in institutional ownership might drive the stock price up, reflecting confidence in the company's prospects. Conversely, a major sell-off could trigger a price decline, signaling investor apprehension.

Analyst perspectives play a crucial role in shaping investor perceptions of Old Point Financial Corporation (OPOF). These experts assess various factors to provide insights:

• Financial Performance: Analysts scrutinize OPOF's earnings reports, balance sheets, and cash flow statements to evaluate its financial health and profitability.
• Strategic Initiatives: They analyze the impact of OPOF's strategic decisions, such as mergers and acquisitions, branch expansions, and technological upgrades, on its long-term growth prospects.
• Market Conditions: Analysts consider the broader economic environment, including interest rate trends, regulatory changes, and competitive dynamics, to assess their potential effects on OPOF's performance.

Based on these assessments, analysts provide recommendations such as 'buy,' 'hold,' or 'sell,' which influence investor decisions and market sentiment. Their insights offer valuable guidance for both current and prospective shareholders, helping them navigate the complexities of investing in Old Point Financial Corporation (OPOF).

Here's a hypothetical overview, as of fiscal year 2024, reflecting potential key investors and their estimated holdings in Old Point Financial Corporation (OPOF). Please note that this is an illustrative example and not based on real-time data. For accurate, up-to-date information, consult financial databases and company filings.

To gain further insights into the company's mission, vision, and core values, you can explore Mission Statement, Vision, & Core Values of Old Point Financial Corporation (OPOF).