Exploring Old Second Bancorp, Inc. (OSBC) Investor Profile: Who’s Buying and Why?

Have you ever wondered who the major players are behind Old Second Bancorp, Inc. (OSBC)? As of December 31, 2024, institutional investors held a significant 71.79% ownership stake in the company, with a total of 386 institutions holding 38,720,396 shares. But who are these key investors, and what's driving their interest? The largest shareholders include giants like BlackRock, Inc., holding 3,537,457 shares, and Vanguard Group Inc., with 2,637,718 shares. With recent strategic moves like the acquisition of Evergreen Bank Group in a deal valued at approximately $197 million, understanding the investor profile becomes even more crucial. Let’s dive into the details to uncover who’s investing in OSBC and, more importantly, why.

Old Second Bancorp, Inc. (OSBC) Who Invests in [Company Name] and Why?

Understanding the investor profile of Old Second Bancorp, Inc. (OSBC) provides critical insights into the market's perception of the company. Examining the composition and motivations of its investors can reveal a great deal about the bank's stability, growth prospects, and overall appeal. The investor base typically includes a mix of retail investors, institutional investors, and sometimes hedge funds, each bringing different investment strategies and expectations.

Key Investor Types:

The investor base of Old Second Bancorp, Inc. (OSBC) can be broadly categorized into:

• Retail Investors: These are individual investors who buy and sell shares for their own accounts. Their investment decisions are often influenced by factors like dividend payouts, perceived stability, and growth potential.
• Institutional Investors: These include entities such as mutual funds, pension funds, insurance companies, and investment firms that manage large sums of money on behalf of others. Their investment decisions are driven by in-depth research, financial analysis, and long-term strategic considerations.
• Hedge Funds: These are investment partnerships that use more aggressive strategies, such as leverage, short selling, and derivatives, to generate higher returns. Their investment horizon is typically shorter, and they are often focused on exploiting market inefficiencies.

Investment Motivations:

Several factors attract investors to Old Second Bancorp, Inc. (OSBC):

• Growth Prospects: Investors are drawn to Old Second Bancorp, Inc.’s potential for growth, driven by factors such as strategic acquisitions, expansion into new markets, and increased lending activities.
• Dividends: The company's history of dividend payments makes it attractive to income-seeking investors. Consistent dividend payouts signal financial stability and a commitment to returning value to shareholders.
• Market Position: Old Second Bancorp, Inc.'s established presence in the Midwest, particularly in Illinois, gives it a competitive edge. Its strong local market knowledge and customer relationships enhance its stability and growth prospects.

Investment Strategies:

Different investors adopt varying strategies when investing in Old Second Bancorp, Inc. (OSBC):

• Long-Term Holding: Many institutional investors and some retail investors adopt a long-term holding strategy, focusing on the company's sustained growth and dividend income over several years.
• Short-Term Trading: Hedge funds and some active traders may engage in short-term trading, aiming to profit from short-term price fluctuations driven by market news or economic events.
• Value Investing: Value investors are attracted to Old Second Bancorp, Inc. (OSBC) if they believe the stock is undervalued by the market. They look for companies with strong fundamentals trading at a discount to their intrinsic value.

Examining the ownership structure and trading activity can provide insights into investor sentiment. For instance, a high percentage of institutional ownership may indicate confidence in the company's long-term prospects, while significant trading volumes could signal increased market interest or volatility. Keep in mind that investment strategies can be influenced by a variety of factors, including economic conditions, regulatory changes, and overall market sentiment.

Here is a sample table illustrating potential investor types and their typical motivations:

Understanding who invests in Old Second Bancorp, Inc. (OSBC) and why can offer valuable perspectives on the company's financial health and future direction. By analyzing the motivations and strategies of different investor types, stakeholders can gain a more comprehensive view of the company's market position and growth prospects.

See also Mission Statement, Vision, & Core Values of Old Second Bancorp, Inc. (OSBC).

Old Second Bancorp, Inc. (OSBC) Institutional Ownership and Major Shareholders of Old Second Bancorp, Inc. (OSBC)

Institutional investors play a significant role in the ownership structure of Old Second Bancorp, Inc. (OSBC). As of December 2024, a total of 386 institutional owners and shareholders have filed 13D/G or 13F forms with the Securities Exchange Commission (SEC). These institutions collectively hold 38,720,396 shares. This indicates substantial institutional interest in OSBC.

• BlackRock, Inc.: Holds 3,537,457 shares, representing a 7.85% ownership. Their holdings were valued at $52,035,992 as of December 31, 2024, with a quarterly change of -142,662 shares.
• The Vanguard Group, Inc.: Holds 2,637,718 shares, accounting for 5.86% ownership. The value of their holdings is $38,800,832 as of December 31, 2024, with a quarterly change of 181,783 shares.
• Dimensional Fund Advisors LP: Owns 2,019,433 shares, representing a 4.48% ownership. Their investment is valued at $29,705,859 as of December 31, 2024, showing a quarterly increase of 134,455 shares.
• FJ Capital Management, LLC: Holds 1,795,612 shares, which translates to a 3.99% ownership. The value of their shares is $26,413,453 as of December 31, 2024, with a decrease of -75,376 shares during the quarter.
• 1st & Main Growth Partners: Holds 1,616,078 shares, representing a 3.59% ownership. Their holdings are valued at $23,772,507 as of December 31, 2024, with a quarterly change of -138,210 shares.
• State Street Global Advisors, Inc.: Holds 1,448,861 shares, accounting for 3.22% ownership. The value of their holdings is $21,312,745 as of December 31, 2024, with a quarterly increase of 184,502 shares.

These major shareholders can include individual investors, mutual funds, hedge funds, or institutions. Schedule 13D indicates an investor holds (or held) more than 5% of the company and intends (or intended) to actively pursue a change in business strategy. Schedule 13G indicates a passive investment of over 5%.

• Total Positions: 233 holders with 32,357,993 shares.
• New Positions: 26 holders acquired 987,456 shares.
• Increased Positions: 81 holders increased their positions by 2,053,496 shares.
• Decreased Positions: 73 holders reduced their positions by 2,643,241 shares.
• Sold Out Positions: 20 holders sold out 669,709 shares.
• Net Change: An overall net change of 397,711 shares.

The fund sentiment score identifies stocks being heavily bought by funds, resulting from a quantitative model analyzing companies with high institutional accumulation. The score ranges from 0 to 100, where higher numbers indicate greater accumulation.

Institutional ownership can significantly influence a company's stock price and strategy. Large institutional investors often have substantial influence due to the size of their holdings. Their investment decisions can drive trading volume and price movements.

For example, significant buying by institutional investors can lead to increased demand and higher stock prices, while large sell-offs can depress the price. Additionally, these investors may engage with the company's management to influence corporate strategy, governance, and financial decisions.

Moreover, a high percentage of institutional ownership can reduce stock volatility, as these investors tend to have a long-term investment horizon and are less likely to engage in speculative trading. Conversely, a sudden shift in institutional sentiment can lead to increased volatility.

As of March 28, 2025, the share price was $16.69. On April 1, 2024, the share price was $13.55, representing an increase of 23.17% over that period.

To delve deeper into Old Second Bancorp, Inc.'s history, mission, and operational details, you can explore this resource: Old Second Bancorp, Inc. (OSBC): History, Ownership, Mission, How It Works & Makes Money

Furthermore, in February 2025, Old Second Bancorp and Evergreen Bank Group announced a strategic combination, with Old Second acquiring Bancorp Financial in a cash and stock transaction. At December 31, 2024, Old Second Bancorp had $5.65 billion in assets.

Here is a detailed table summarizing the key institutional ownership data for Old Second Bancorp, Inc. (OSBC) as of December 31, 2024:

Old Second Bancorp, Inc. (OSBC) Key Investors and Their Impact on Old Second Bancorp, Inc. (OSBC)

Understanding the investor profile of Old Second Bancorp, Inc. (OSBC) provides valuable insights into the company's stability, growth potential, and strategic direction. Key investors can significantly influence company decisions and stock performance through their investment activities and level of involvement.

While specific, real-time details on all individual investors and their direct impact can fluctuate, examining institutional ownership and recent trading activity offers a clear view of investor sentiment. As of recent filings, institutional investors hold a significant portion of Old Second Bancorp, Inc. (OSBC)'s outstanding shares.

Here are some potential impacts of key investors:

• Stability: Large institutional holdings can provide stability to the stock price, as these investors typically have a long-term investment horizon.
• Influence on Decisions: Significant shareholders may have the opportunity to influence corporate governance and strategic decisions through voting rights and direct engagement with management.
• Market Perception: Actions of well-known or activist investors can impact market perception of the company, potentially leading to increased or decreased investor confidence.

Recent moves by notable investors, such as buying or selling large stakes, are closely watched by the market as indicators of future performance. Monitoring these activities can provide insights into the expectations and sentiment of sophisticated investors regarding Old Second Bancorp, Inc. (OSBC).

To illustrate the general landscape of institutional ownership, consider the following hypothetical (but structurally representative) table:

Understanding these ownership dynamics, coupled with awareness of recent investor moves, is crucial for anyone looking to gain a deeper understanding of Old Second Bancorp, Inc. (OSBC)'s market behavior and strategic outlook. For more insights into the company's guiding principles, explore: Mission Statement, Vision, & Core Values of Old Second Bancorp, Inc. (OSBC).

Old Second Bancorp, Inc. (OSBC) Market Impact and Investor Sentiment

Understanding investor sentiment and market reactions to ownership changes is crucial for gauging the potential future performance of Old Second Bancorp, Inc. (OSBC). Shifts in major shareholders' positions, analyst perspectives, and overall market behavior can provide valuable insights into the company's trajectory.

Here's a breakdown of key aspects influencing OSBC's investor profile:

• Investor Sentiment: Gauging the current sentiment of major shareholders toward Old Second Bancorp, Inc. (OSBC) provides a temperature check on confidence in the company's direction. Positive sentiment might indicate strong belief in future growth, while negative sentiment could signal concerns about performance or strategy.
• Recent Market Reactions: Analyzing how the stock market responds to changes in ownership or large investor moves offers insight into market perception of these changes. A positive market reaction to a new major investor could suggest confidence in that investor's influence, while a negative reaction might indicate uncertainty or disapproval.
• Analyst Perspectives: Insights from financial analysts on the impact of key investors on Old Second Bancorp, Inc.'s future are vital for understanding expert opinions. Analysts often provide detailed reports and ratings, offering a deeper understanding of potential risks and opportunities.

Institutional ownership often plays a significant role in shaping a company's stock performance. Examining the trends in institutional holdings can reveal shifts in sentiment and expectations.

As of December 31, 2024, Old Second Bancorp, Inc. had the following ownership structure:

• Total institutional shares: 24,119,345
• Total institutional holders: 216

Here's a snapshot of significant institutional ownership changes during the last quarter:

• Increase in Holdings:
  • BlackRock Inc. increased its stake by 3.4% in the fourth quarter of 2023. BlackRock Inc. now owns 3,998,888 shares of Old Second Bancorp, Inc.’s stock, valued at $54,224,000 after acquiring an additional 131,227 shares during the period.
  • State Street Corp grew their position by 2.4% in the fourth quarter. State Street Corp now owns 1,609,424 shares worth $21,829,000 after purchasing an additional 37,601 shares in the last quarter.
• Decrease in Holdings:
  • Renaissance Technologies LLC decreased their position by 4.5% in the fourth quarter of 2023. Renaissance Technologies LLC now owns 722,882 shares worth $9,803,000 after selling 34,118 shares in the last quarter.

These changes reflect active portfolio management and varying outlooks on Old Second Bancorp, Inc.'s future prospects.

Examining insider transactions can provide further insight into company health and management's confidence. For example, monitoring insider buying can suggest strong belief in the company's future, while insider selling might raise concerns.

Analyst ratings and price targets offer another layer of understanding. These ratings reflect in-depth analysis and projections for the stock's future performance. As of April 2025, analyst ratings for Old Second Bancorp, Inc. provide a mixed outlook, with some analysts maintaining a 'Hold' rating and others suggesting a 'Buy'.

For instance, one analyst set a price target of $15.00, while another has a target of $16.00, reflecting differing expectations for the stock's potential.

Keep an eye on these dynamics to better understand the forces shaping Old Second Bancorp, Inc.'s market performance. For further insights into the company's financial well-being, consider exploring: Breaking Down Old Second Bancorp, Inc. (OSBC) Financial Health: Key Insights for Investors