Exploring Patriot National Bancorp, Inc. (PNBK) Investor Profile: Who’s Buying and Why?

Have you ever wondered who the major players are behind Patriot National Bancorp, Inc. (PNBK), and what drives their investment decisions? As of April 17, 2025, the share price stands at $3.28, a decrease from $3.58 on April 19, 2024. Institutional investors hold a significant stake, with a total of 920,292 shares. But who are these key shareholders, and what's their sentiment towards PNBK? In 2024, the company faced a net loss of $39.88 million, a stark contrast to the $4.18 million loss the previous year, alongside a decrease in net interest income from $28.5 million to $20.08 million. With such financial shifts, understanding the investor profile becomes crucial. Read on to discover who is investing in PNBK and the factors influencing their choices.

Patriot National Bancorp, Inc. (PNBK) Who Invests in [Company Name] and Why?

Understanding the investor profile of Patriot National Bancorp, Inc. (PNBK) involves examining the diverse range of entities and individuals that hold its stock, and their motivations for doing so. These investors can generally be categorized into retail investors, institutional investors, and potentially hedge funds, each bringing different investment strategies and objectives.

Key Investor Types:

The investor base of Patriot National Bancorp, Inc. (PNBK) can be segmented into several key types:

• Retail Investors: These are individual investors who buy and sell shares for their own accounts. Retail investors may be attracted to Patriot National Bancorp, Inc. (PNBK) due to its perceived growth potential, dividend payouts, or local market presence. Their investment strategies can range from long-term holding to short-term trading, depending on their personal financial goals and risk tolerance.
• Institutional Investors: These include entities such as mutual funds, pension funds, insurance companies, and investment firms that manage large sums of money on behalf of others. Institutional investors often conduct extensive research and analysis before investing in a company. They may be drawn to Patriot National Bancorp, Inc. (PNBK) for its stability, growth prospects, or its role in the financial sector.
• Hedge Funds: These are investment partnerships that use pooled funds and employ various strategies to earn active return, or alpha, for their investors. Hedge funds may invest in Patriot National Bancorp, Inc. (PNBK) if they identify opportunities for short-term gains through trading or arbitrage strategies.

Investment Motivations:

Investors are typically drawn to Patriot National Bancorp, Inc. (PNBK) for a variety of reasons, which can be broadly categorized as follows:

• Growth Prospects: Investors may believe that Patriot National Bancorp, Inc. (PNBK) has strong potential for future growth, driven by factors such as expanding its loan portfolio, increasing its customer base, or entering new markets.
• Dividends: Some investors may be attracted to Patriot National Bancorp, Inc. (PNBK) because of its dividend payouts, which can provide a steady stream of income. The dividend yield and payout ratio are important factors for these investors.
• Market Position: Patriot National Bancorp, Inc. (PNBK)'s position in the financial industry and its competitive advantages can also attract investors. A strong market position may indicate stability and potential for long-term success.

Investment Strategies:

The investment strategies employed by Patriot National Bancorp, Inc. (PNBK)'s investors vary depending on their objectives and risk tolerance:

• Long-Term Holding: Some investors adopt a long-term holding strategy, buying shares with the intention of holding them for several years or even decades. These investors are typically focused on the company's long-term growth potential and its ability to generate consistent returns over time.
• Short-Term Trading: Other investors engage in short-term trading, buying and selling shares frequently to capitalize on short-term price fluctuations. These investors may be more focused on technical analysis and market sentiment than on the company's fundamentals.
• Value Investing: Value investors seek to identify undervalued companies whose stock prices are below their intrinsic value. They may invest in Patriot National Bancorp, Inc. (PNBK) if they believe that the market has undervalued its assets or its earnings potential.

Understanding the composition and motivations of Patriot National Bancorp, Inc. (PNBK)'s investor base is crucial for assessing market sentiment and potential stock performance. It also provides insights into the factors that drive investor confidence in the company.

To gain more insights into the history, ownership, mission, and how Patriot National Bancorp, Inc. (PNBK) operates and generates revenue, you can explore this resource: Patriot National Bancorp, Inc. (PNBK): History, Ownership, Mission, How It Works & Makes Money

Patriot National Bancorp, Inc. (PNBK) Institutional Ownership and Major Shareholders of Patriot National Bancorp, Inc. (PNBK)

Understanding the investor profile of Patriot National Bancorp, Inc. (PNBK) is crucial for gauging market sentiment and potential stock performance. Institutional ownership, in particular, provides insights into the confidence that large financial entities have in the company's prospects. Examining the major shareholders and their recent activity can reveal important trends and expectations regarding PNBK.

While specific, real-time data on the top institutional investors and their exact shareholdings in Patriot National Bancorp, Inc. (PNBK) as of the fiscal year 2024 requires up-to-the-minute financial data sources, we can discuss the general landscape and what such information typically reveals. To find the most current details, resources like SEC filings, financial news platforms (e.g., Bloomberg, Reuters), and investor relations sections of PNBK's website would be essential.

Institutional investors typically include:

• Mutual funds
• Pension funds
• Hedge funds
• Insurance companies
• Investment banks

These entities manage large sums of money and often conduct thorough research before investing in a company. Their investment decisions can be influenced by factors such as the company's financial health, growth potential, industry trends, and overall market conditions.

Changes in institutional ownership are closely watched by analysts and individual investors alike. An increase in institutional holdings can be seen as a positive sign, suggesting that these sophisticated investors anticipate future gains. Conversely, a decrease might indicate concerns about the company's performance or prospects.

The impact of institutional investors on Patriot National Bancorp, Inc. (PNBK)'s stock price and strategy can be significant. Large institutional investors can exert considerable influence due to the size of their holdings. Their trading activity can drive price movements, and their engagement with company management can shape corporate strategy.

To illustrate the kind of data that would be relevant, consider this hypothetical (and not real) example:

In this example, Vanguard Group holds approximately 8.2% of the total shares outstanding, making them a significant shareholder. Changes in their position, as well as those of other major holders, could signal shifts in sentiment.

Keep in mind that this table is purely illustrative. For the most accurate and up-to-date information, consult official financial data sources. Furthermore, understanding a company's mission, vision, and core values can provide additional insight into its long-term strategy and appeal to investors. You can explore more about Patriot National Bancorp, Inc. (PNBK) through this link: Mission Statement, Vision, & Core Values of Patriot National Bancorp, Inc. (PNBK).

Patriot National Bancorp, Inc. (PNBK) Key Investors and Their Impact on Patriot National Bancorp, Inc. (PNBK)

Understanding the investor profile of Patriot National Bancorp, Inc. (PNBK) provides critical insights into the company's stability, growth potential, and strategic direction. Key investors can significantly influence company decisions and stock movements through their holdings and actions.

While specific, up-to-the-minute details on all major investors and their recent moves may require real-time financial data services, we can address the general landscape and illustrative examples based on available information as of late 2024 and early 2025.

General Types of Investors:

• Institutional Investors: These include mutual funds, pension funds, insurance companies, and hedge funds. They typically hold large blocks of shares and can exert considerable influence on corporate governance and strategy.
• Individual Investors: These can range from retail investors holding small amounts of stock to high-net-worth individuals with substantial stakes.
• Insider Investors: These are the company's executives and board members, whose transactions are closely watched as they reflect their confidence in the company's prospects.

Impact of Investors:

• Stock Movements: Large purchases or sales by institutional investors can drive significant price fluctuations.
• Company Decisions: Major shareholders can influence decisions such as mergers, acquisitions, and executive compensation through their voting rights.
• Activism: Activist investors may seek to change company policy or management through public campaigns or private negotiations.

Recent Moves (Illustrative): Keep in mind that specific transactions are subject to reporting requirements and may become public knowledge with a time lag.

• Increased Stakes: If a well-known fund announces a significant increase in its holdings, it can signal confidence in Patriot National Bancorp, Inc. (PNBK)'s future.
• Decreased Stakes: Conversely, a major sell-off can raise concerns among other investors.
• Activist Interventions: Any public announcements of activist campaigns or settlements can lead to substantial stock movements and strategic shifts.

For detailed, real-time information on Patriot National Bancorp, Inc. (PNBK)'s investor profile, refer to financial news outlets, SEC filings, and investor relations resources. Access Patriot National Bancorp, Inc. (PNBK)'s Mission Statement, Vision, & Core Values of Patriot National Bancorp, Inc. (PNBK).

Here's a hypothetical overview table for illustrative purposes:

Patriot National Bancorp, Inc. (PNBK) Market Impact and Investor Sentiment

Understanding investor sentiment and market reactions is crucial for evaluating the potential of Patriot National Bancorp, Inc. (PNBK). This analysis encompasses the perspectives of major shareholders, recent market behaviors, and insights from analysts.

Investor Sentiment:

Institutional ownership in Patriot National Bancorp, Inc. (PNBK) is held by 30 institutions and shareholders that have filed 13D/G or 13F forms with the Securities Exchange Commission (SEC), holding a total of 920,292 shares. Major shareholders include:

• Alliancebernstein L.P.
• Caldwell Securities, Inc
• Silvercrest Asset Management Group LLC
• ADANX - AQR Diversified Arbitrage Fund Class N
• Northeast Financial Consultants Inc
• Larson Financial Group LLC
• VTSMX - Vanguard Total Stock Market Index Fund Investor Shares
• Geode Capital Management, Llc
• Vanguard Group Inc
• Bridgeway Capital Management Inc

An increase of 5 owner(s) or 14.29% in the last quarter shows an increase in funds or institutions reporting positions in Patriot National Bancorp. The average portfolio weight of all funds dedicated to PNBK is 0.07%, an increase of 39.31%. Total shares owned by institutions increased in the last three months by 6.07% to 1,655K shares.

Examining recent filings, FHNB LLC, as of 2025-04-11, holds 6,666,667 shares, representing 9.00% ownership. Steven Sugarman, as of 2025-04-02, holds 7,019,978 shares, accounting for 9.50% ownership.

Recent Market Reactions:

The stock price as of April 17, 2025, was $3.28 per share. On April 19, 2024, the share price was $3.58, marking an 8.38% decline over the year.

However, there have been periods of significant intraday surge. For example, on February 10, 2025, the stock experienced a 48.6% intraday surge before dropping 3.33% over 24 hours. The stock fluctuated between $1.98 and $2.47 on that day. This volatility is also reflected in the one-year decline of -64.2%, despite short-term gains.

Recent market reactions also include:

• A nearly 30% surge in the week leading up to March 26, 2025, although the stock remained down about 30% year-to-date.
• A 66.21% increase on February 10, 2025, driven by strong quarterly earnings and a newly announced strategic partnership.

These fluctuations suggest that the stock's behavior may indicate underlying instability or potential opportunities, influenced by both company-specific events and broader market dynamics.

Analyst Perspectives:

Analysts point to key financial metrics and ratios that drive current evaluations and influence investor sentiment, positioning the stock amid debates of growth potential versus bubble. The consensus rating for a stock provides investors with a broader sense of overall sentiment.

Valuation measures include:

• A price-to-book ratio of 0.35, reflecting potential undervaluation.
• A price-to-sales ratio around 0.21, suggesting undervaluation compared to other financial institutions.

Analysts have noted that the company's revenue has been a mixed bag, contributing to recent market reactions and volatility in stock perception. Some analysts also point to a vigorous regulatory environment, which could present both risks and opportunities for financial firms like Patriot National Bancorp, Inc. (PNBK).

The company's latest quarterly financial report revealed a decrease in net income, presenting a mixed financial standing. The financial indicators show an overall revenue of approximately $34.51 million. However, the profitability of the firm remains a concern, with a sharp decline in net income leading to dissatisfaction and uncertainty among shareholders. The reported EPS (earnings per share) at -6.78 is not inspiring confidence.

Overall, analyst perspectives suggest a cautious approach, balancing potential for rebound and recovery with intrinsic challenges and external risks.

For additional information, you might find this resource helpful: Patriot National Bancorp, Inc. (PNBK): History, Ownership, Mission, How It Works & Makes Money