Exploring First Financial Corporation (THFF) Investor Profile: Who’s Buying and Why?

Are you curious about who's investing in First Financial Corporation (THFF) and what's driving their decisions? As of April 2025, 78.63% of THFF is held by institutions. Recent data reveals interesting shifts in ownership. For example, in Q1 2025, First Financial Corp /IN/ decreased their holdings by 168,313 shares, while BlackRock, Inc. increased their position by 141,697 shares in Q4 2024. With insider ownership at 5.03% and a recent increase of 25.43% in share price since April 2024, understanding the dynamics of THFF's investor profile is more relevant than ever. Keep reading to explore the key players and their strategies!

First Financial Corporation (THFF) Who Invests in First Financial Corporation and Why?

Understanding the investor profile of First Financial Corporation (THFF) involves examining the various types of investors, their motivations, and the strategies they employ. This provides valuable insights into the market's perception of the company and its future prospects.

Key Investor Types

The investor base of First Financial Corporation can be broadly categorized into:

• Retail Investors: Individual investors who buy and sell shares for their own accounts.
• Institutional Investors: Entities such as mutual funds, pension funds, insurance companies, and investment firms that manage large sums of money on behalf of others.
• Hedge Funds: Investment partnerships that use more aggressive strategies, including leverage and derivatives, to generate higher returns.

Institutional investors often hold a significant portion of First Financial Corporation's shares. For example, according to recent data, institutions may hold approximately 60-80% of the outstanding shares. This indicates a strong institutional interest and confidence in the company's performance.

Investment Motivations

Different factors attract various investor types to First Financial Corporation:

• Growth Prospects: Investors are drawn to First Financial Corporation if they anticipate strong future earnings growth. This could be driven by expansion into new markets, innovative products or services, or favorable industry trends.
• Dividends: Companies that consistently pay dividends are attractive to income-seeking investors, such as retirees and pension funds. A stable or increasing dividend payout ratio can be a strong motivator.
• Market Position: A company with a strong market share and competitive advantage is often seen as a safer investment. Investors look for companies that are leaders in their respective industries.

For First Financial Corporation, several factors might be at play. As a financial institution, its performance is closely tied to the overall health of the economy. Investors might be attracted to First Financial Corporation due to its consistent profitability, strategic acquisitions, or efficient management.

Investment Strategies

Investors in First Financial Corporation typically employ a range of strategies:

• Long-Term Holding: Many institutional investors adopt a long-term perspective, holding shares for several years to benefit from the company's growth and dividend income.
• Short-Term Trading: Some investors, particularly hedge funds, engage in short-term trading, aiming to profit from price fluctuations.
• Value Investing: This strategy involves identifying undervalued companies with strong fundamentals. Investors believe the market price will eventually reflect the company's true value.

Here's a hypothetical overview of potential investment strategies:

Understanding these dynamics helps in assessing the stability and potential volatility of First Financial Corporation's stock. High institutional ownership often indicates stability, while significant short-term trading can increase volatility.

To delve deeper into the historical context, consider exploring: First Financial Corporation (THFF): History, Ownership, Mission, How It Works & Makes Money

First Financial Corporation (THFF) Institutional Ownership and Major Shareholders

Understanding the ownership structure of First Financial Corporation (THFF) is crucial for investors seeking insights into the company's stability, strategic direction, and potential stock performance. Institutional investors and major shareholders can significantly influence a company's stock price and overall strategy. As of April 2025, 75.67% of First Financial (THFF) is owned by institutional shareholders, 21.26% by First Financial insiders, and 3.08% by retail investors.

Top Institutional Investors

First Financial Corporation (THFF) has a substantial number of institutional owners and shareholders who have filed 13D/G or 13F forms with the Securities Exchange Commission (SEC). As of recent filings, these institutions hold a total of 10,886,354 shares.

The largest institutional shareholders include:

• BlackRock, Inc.: Holding 1,491,154 shares, representing 12.58% ownership.
• Dimensional Fund Advisors LP: Holding 741,085 shares, representing 6.25% ownership.
• Vanguard Group Inc: Holding 682,146 shares, representing 5.75% ownership.
• State Street Corp: Holding 457,206 shares, representing 3.86% ownership.
• Lsv Asset Management: Holding 376,508 shares, representing 3.18% ownership.
• Geode Capital Management, Llc: Holding 275,748 shares, representing 2.33% ownership.
• Aqr Capital Management Llc: Holding 236,960 shares, representing 2.00% ownership.

Other notable shareholders include First Financial Corp /in/, IWM - iShares Russell 2000 ETF, and VTSMX - Vanguard Total Stock Market Index Fund Investor Shares.

Changes in Ownership

Recent trading activities reveal shifts in institutional investor positions. For instance, in Q1 2025:

• FIRST FINANCIAL CORP /IN/ decreased its holdings by 168,313 shares, a -22.1% change, with an estimated value of $8,243,970.
• BLACKROCK, INC. increased its stake by 141,697 shares in Q4 2024, a +10.5% change, valued at approximately $6,544,984.
• HOTCHKIS & WILEY CAPITAL MANAGEMENT LLC reduced its position by 123,710 shares in Q4 2024, a -63.7% change, worth about $5,714,164.

These changes indicate active portfolio management by institutional investors, potentially influenced by First Financial Corporation's performance and market conditions.

THFF insiders have been actively trading the stock. Over the past six months, there have been 12 insider trades, with 11 purchases and 1 sale. For example:

MARK ALLEN FRANKLIN (CHIEF LENDING OFFICER) has made 1 purchase buying 1,100 shares for an estimated $57,783 and 1 sale selling 1,100 shares for an estimated $56,881.

JAMES O MCDONALD has made 2 purchases buying 2,000 shares for an estimated $101,450

Impact of Institutional Investors

Institutional investors play a significant role in First Financial Corporation's stock price and strategy. Their investment decisions often drive stock price movements, as they trade large volumes of shares. Moreover, a strong institutional presence can enhance a company's credibility and attract further investment.

According to a Zacks Investment Research report from March 12, 2025, a change in a company's future earnings potential, reflected in earnings estimate revisions, is strongly correlated with near-term price movement because institutional investors use earnings and earnings estimates for calculating the fair value of a company's shares. Increased earnings estimates in their valuation models result in a higher fair value for the stock, prompting institutional investors to buy, which leads to price movement for the stock.

First Financial Corporation's financial performance in 2024 and early 2025 has been notable. The company's net income for 2024 was $47.3 million, with a diluted net income per common share of $4.00. The net interest income for the first quarter of 2025 reached a record $52.0 million, a 33.5% increase year-over-year. Total loans outstanding as of March 31, 2025, were $3.85 billion, compared to $3.19 billion as of March 31, 2024, representing a 20.74% increase.

These financial results and the SimplyBank acquisition in July 2024 have likely influenced institutional investor sentiment and trading activity.

To gain more insights into First Financial Corporation's values and goals, check out: Mission Statement, Vision, & Core Values of First Financial Corporation (THFF).

First Financial Corporation (THFF) Key Investors and Their Impact on First Financial Corporation (THFF)

Understanding who invests in First Financial Corporation (THFF) and why can offer valuable insights into the company's stability, growth potential, and strategic direction. Examining the investor profile—ranging from institutional giants to individual stakeholders—helps to paint a comprehensive picture of market sentiment and potential influences on company decisions.

While specific real-time data on all First Financial Corporation (THFF) investors and their direct impact requires continuous monitoring of SEC filings and market movements, we can discuss general categories and their typical influence.

Notable Investor Categories:

• Institutional Investors: These include mutual funds, pension funds, insurance companies, and hedge funds. They often hold significant portions of a company's stock.
• Individual Investors: These can range from retail investors to high-net-worth individuals with substantial holdings.
• Activist Investors: These investors purchase significant stakes in a company to influence its management and strategic direction.
• Insider Investors: These include company executives and board members who hold shares in the company.

Investor Influence:

Large institutional investors can exert considerable influence through:

• Voting Rights: They use their significant shareholdings to vote on important corporate matters, such as electing board members and approving mergers or acquisitions.
• Shareholder Proposals: They can submit proposals for a company to consider, addressing issues like corporate governance, executive compensation, and environmental or social concerns.
• Direct Engagement: They often engage directly with company management to discuss performance, strategy, and other key issues.

Activist investors specifically aim to influence company decisions. Their tactics can include:

• Public Campaigns: Launching campaigns to pressure management to adopt specific changes.
• Proxy Fights: Nominating their own candidates to the board of directors.
• Negotiations: Engaging in negotiations with management to reach agreements on strategic changes.

Insider investors' actions are closely watched as they may signal their confidence in the company's prospects. Their buying activity can boost investor confidence, while selling may raise concerns.

Recent Moves:

Keeping track of recent moves by key investors—such as buying or selling large blocks of shares, or initiating activist campaigns—provides insights into changing market sentiment and potential shifts in company strategy. These moves are typically disclosed in regulatory filings like 13D, 13G, and Form 4.

For instance, significant increases in institutional ownership may indicate growing confidence in First Financial Corporation (THFF)'s future performance. Conversely, large sell-offs by major shareholders could signal concerns about the company's prospects.

To gain a clearer understanding of First Financial Corporation (THFF)'s investor profile and its implications, consider the following:

• Reviewing SEC Filings: Regularly check SEC filings (such as 13F, 13D, 13G, and Form 4) to identify major shareholders and their recent transactions.
• Analyzing Ownership Structure: Assess the distribution of shares among different types of investors (institutional, individual, insider) to understand potential influences on company decisions.
• Monitoring Investor Activism: Stay informed about any activist campaigns targeting First Financial Corporation (THFF) and their potential impact on company strategy.
• Tracking Insider Transactions: Monitor insider buying and selling activity to gauge management's confidence in the company's prospects.

By analyzing these factors, stakeholders can gain a more nuanced understanding of First Financial Corporation (THFF)'s investor dynamics and their potential impact on the company's future.

You might be also interested in: First Financial Corporation (THFF): History, Ownership, Mission, How It Works & Makes Money

First Financial Corporation (THFF) Market Impact and Investor Sentiment

Understanding the investor profile and sentiment surrounding First Financial Corporation (THFF) is crucial for assessing the stock's potential and market stability. Several factors influence investor behavior, including major shareholder actions, market reactions, and analyst perspectives.

Investor sentiment toward First Financial Corporation has generally improved. For example, Simply Wall St. reported an increase in investor sentiment as the stock rose by 15% in November 2024. This positive shift suggests growing confidence in the company's performance and future prospects. Indian investors' search interest in First Financial Corporation has decreased by -10% between March 10, 2025 and April 9, 2025, reflecting a downward trend in search activity.

Recent market reactions to First Financial Corporation's performance have been noteworthy. The stock's performance at the start of 2025 saw shares trading at $46.19, subsequently decreasing by 4.1% to $44.31. Despite this dip, First Financial Corporation's Q1 2025 earnings and revenues surpassed estimates, with revenues of $62.49 million, a 29.2% increase year-over-year, and EPS of $1.55 compared to $0.93 in the year-ago quarter. The stock currently has a Zacks Rank #2 (Buy), indicating it could outperform the broader market in the near term. Additionally, First Financial Corporation was upgraded to 'Buy' at Janney Montgomery Scott on February 24, 2025, signaling increased confidence from analysts.

Here's a look at how the stock has performed over the past year:

• One-Year Performance: First Financial Corporation exceeded the US Market, which returned 3.6% over the past year.
• 52-Week Range: The stock has traded between $34.58 and $53.60.
• Dividend Yield: First Financial Corporation offers a dividend yield of 4.78%, placing it among the top 25% of dividend-paying stocks.

Analysts' perspectives on First Financial Corporation play a significant role in shaping investor sentiment and expectations. The consensus among analysts is a 'Moderate Buy,' with an average price target of $56.50, suggesting a potential upside of 27.51%. Furthermore, analysts estimate that First Financial Corporation's earnings will expand, with a Zacks Consensus Estimate for 2025 at $5.56 per share, representing a year-over-year earnings growth rate of 39%. A Seeking Alpha analysis noted that the stock trades at less than 8x consensus 2025 EPS, marking it as an under-the-radar value pick.

Major institutional shareholders and their sentiment significantly impact First Financial Corporation's stock dynamics. Fintel reports that First Financial Corporation has 392 institutional owners and shareholders holding a total of 10,886,354 shares. Major shareholders include:

• BlackRock, Inc.: Holds 12.58% of the shares.
• Dimensional Fund Advisors Lp
• Vanguard Group Inc
• First Financial Corp /in/
• State Street Corp
• Lsv Asset Management
• IWM - iShares Russell 2000 ETF
• VTSMX - Vanguard Total Stock Market Index Fund Investor Shares
• Geode Capital Management, Llc
• Aqr Capital Management Llc

High institutional ownership, with 72.74% of the stock held by institutions, can signal strong market trust in the company.

Here's a detailed breakdown of First Financial Corporation's ownership structure:

For insights into First Financial Corporation's core values and strategic objectives, explore Mission Statement, Vision, & Core Values of First Financial Corporation (THFF).