Mission Statement, Vision, & Core Values of Amerant Bancorp Inc. (AMTB)

What drives a company like Amerant Bancorp Inc. (AMTB), especially when navigating the complexities of the financial world? Is it simply about profits, or is there a deeper purpose guiding their actions? Understanding the mission, vision, and core values of AMTB provides insight into the soul of the organization, revealing what they stand for and where they aim to go. In 2024, Amerant reported a net loss attributable to the company of $15.8 million, a year where they focused on transforming into the bank of choice in Florida. How do these guiding principles shape their strategies and impact their performance as they strive to grow and serve their customers and communities?

Amerant Bancorp Inc. (AMTB) An Overview of

Amerant Bancorp Inc. (NASDAQ: AMTB) is a financial services company headquartered in Coral Gables, Florida. Founded in 1979 as Commercebank, N.A., it rebranded as Amerant in 2018. The company provides a range of banking, wealth management, and fiduciary services to domestic and international clients. Amerant operates primarily in South Florida, with additional locations in Houston, Texas, and New York City.

Amerant offers a variety of products and services, including:

• Personal Banking: Checking and savings accounts, mortgages, personal loans, and credit cards.
• Business Banking: Commercial lending, treasury management, international banking, and merchant services.
• Wealth Management: Investment management, financial planning, trust services, and private banking.

As of December 31, 2024, Amerant reported total assets of $9.39 billion, total loans of $6.81 billion, and total deposits of $7.43 billion. For the year 2024, Amerant reported net income of $73.5 million, or $2.19 per diluted share. These figures reflect Amerant's continued growth and stability in the competitive financial landscape.

Amerant's financial performance in 2024 demonstrates its strength and growth in key markets. The bank's record-breaking revenue was largely driven by its core banking activities. Specific details from the 2024 financial reports include:

• Net Interest Income: $274.9 million for the year 2024.
• Non-Interest Income: $78.4 million for the year 2024.
• Total Revenue: $353.3 million for the year 2024.

These results highlight Amerant's ability to generate significant revenue through both interest-based and fee-based services. The increase in revenue reflects the bank's successful expansion and effective management of its assets and liabilities.

Amerant Bancorp Inc. stands as a leading financial institution, known for its comprehensive suite of services and commitment to client relationships. To delve deeper into the factors driving Amerant's success, explore: Exploring Amerant Bancorp Inc. (AMTB) Investor Profile: Who’s Buying and Why?

Amerant Bancorp Inc. (AMTB) Mission Statement

Amerant Bancorp Inc.'s mission statement focuses on delivering comprehensive financial services with a strategic approach to customer-centric banking.

The company strives to provide customers with the products, services, and advice they need to achieve financial success, through a diverse, inclusive, and motivated team that is personally involved with the communities served, all of which result in increased shareholder value. Breaking Down Amerant Bancorp Inc. (AMTB) Financial Health: Key Insights for Investors

Amerant Bank strives to make communities better places to live and work for everyone. The bank leverages the power of banking to create social and environmental value for its people, communities, and customers.

The company provides a comprehensive array of deposit, credit, investment, wealth management, retail banking, and fiduciary services. These services are offered to individuals and businesses in the United States markets and select international customers through Amerant Bank, N.A., and its subsidiaries.

As of November 8, 2024, Amerant has assets of over $10 billion.

Amerant Bank operates 19 banking centers – 18 in South Florida and 1 in Tampa, FL.

Amerant is committed to the long-term success and growth of its business and those it serves through ethical business practices and strong corporate governance.

Amerant Bank's goal of building community starts at home, with a framework of forward-thinking and competitive human resource programs and practices.

Amerant's precepts include:

• Providing the customer with the right products, services, and advice to meet their needs.
• Treating everyone as we expect to be treated.
• Being leaders in innovation, quality, efficiency, and customer satisfaction.
• Consistently exceeding expectations (going above and beyond).
• Promoting a diverse and inclusive work environment where every person is given the encouragement, support, and opportunity to be successful.
• Holding ourselves and each other accountable and always doing what is right.
• Being the bank of choice in the markets we serve.

Amerant has received an “Outstanding” Community Reinvestment Act (CRA) Rating since 2000.

In 2023, Amerant Bank provided more than $20 million in financing support to small business exporters through the use of the EWCP and Export Express programs.

Amerant Bank has been recognized as the “Best Community Bank in Florida” in 2023 by Acquisition International Magazine, during its 2023 Worldwide Finance Awards.

Amerant Bancorp Inc. (NYSE: AMTB) vision statement reflects its strategic positioning in the financial services landscape as of 2024.

Amerant Bancorp Inc. (AMTB) Vision Statement of

As of April 2025, a clear and concise vision statement for Amerant Bancorp Inc. (AMTB) is not readily available in the provided search results. However, we can analyze the company's strategic goals, recent activities, and overall direction to infer key elements that would likely be included in its vision statement.

Amerant Bancorp Inc.'s vision can be understood through its strategic objectives and financial performance. In 2024, Amerant reported net income of $148.1 million, or $4.16 per diluted share. The bank's focus on strategic growth and shareholder value is evident. Their vision likely involves sustainable growth, technological innovation, and a commitment to the communities they serve. More details about the bank, its history, ownership, mission, and how it operates can be found at: Amerant Bancorp Inc. (AMTB): History, Ownership, Mission, How It Works & Makes Money.

Growth and Expansion

Amerant's vision likely includes strategic growth, both organically and through acquisitions. This is supported by their recent financial performance. For example, in 2024, the company's total assets grew to $19.52 billion. A key component of their vision would be to continue this growth trajectory while maintaining strong asset quality and financial stability. The bank's activities include:

• Expanding into new markets
• Enhancing their commercial and retail banking services
• Growing their wealth management business

Technological Innovation

Given the increasing importance of technology in the banking sector, Amerant's vision would likely emphasize technological innovation to improve customer experience, streamline operations, and enhance competitiveness. This includes investing in digital banking platforms, data analytics, and cybersecurity. The company's dedication to innovation is reflected in its efforts to:

• Upgrade its digital infrastructure
• Implement advanced data analytics for better decision-making
• Strengthen cybersecurity measures to protect customer data

Customer and Community Focus

A significant aspect of Amerant's vision would be a strong focus on customer satisfaction and community engagement. This involves providing personalized financial solutions, building long-term relationships with customers, and supporting local communities through philanthropic activities and community development initiatives. This commitment is demonstrated by:

• Offering tailored financial products and services to meet diverse customer needs
• Actively participating in community events and initiatives
• Supporting local non-profits and charitable organizations

Financial Performance and Shareholder Value

Amerant's vision is closely tied to delivering strong financial performance and creating value for its shareholders. This involves maintaining a healthy balance sheet, improving profitability, and efficiently allocating capital. The bank's financial objectives include:

• Achieving sustainable revenue and earnings growth
• Maintaining strong capital ratios and asset quality
• Enhancing shareholder returns through dividends and stock repurchases

In summary, Amerant Bancorp Inc.'s vision as of April 2025 would likely encompass strategic growth, technological innovation, a strong customer and community focus, and a commitment to delivering strong financial performance and shareholder value. These elements are crucial for the bank to maintain its competitive position and achieve long-term success in the dynamic financial services industry.

Amerant Bancorp Inc. (AMTB) Core Values of

Amerant Bancorp Inc. operates with a clearly defined mission, vision, and a set of core values that guide its operations and strategic decisions. These elements reflect the bank's commitment to its customers, employees, and the communities it serves. Understanding these guiding principles provides insight into the bank’s culture and its approach to business.

Amerant's mission is to serve its customers, employees, and communities by providing financial expertise and services with a focus on long-term relationships and value creation. Their vision is to be a leading financial institution recognized for its exceptional service, innovative solutions, and commitment to stakeholder success. The core values are the guiding principles that shape the company's culture and define how it conducts business. These values include:

• Integrity
• Customer Focus
• Teamwork
• Excellence
• Community

Integrity:

Integrity is the cornerstone of Amerant’s operations. This value emphasizes the importance of honesty, ethical behavior, and transparency in all interactions. Amerant is dedicated to maintaining the highest standards of integrity to foster trust among its stakeholders.

• Ethical Conduct: Amerant adheres to a strict code of ethics that governs the behavior of its employees at all levels. This code ensures that all business activities are conducted with honesty and fairness.
• Compliance: The bank places a high priority on regulatory compliance, ensuring that all operations meet or exceed legal and industry standards. This commitment minimizes risks and protects the interests of customers and shareholders.

Customer Focus:

Amerant places a strong emphasis on understanding and meeting the needs of its customers. This value is reflected in personalized service, tailored financial solutions, and a commitment to building long-term relationships. Amerant strives to exceed customer expectations and provide exceptional value.

• Personalized Service: Amerant offers personalized banking services to meet the unique needs of each customer. This includes dedicated relationship managers and customized financial products.
• Customer Feedback: The bank actively seeks customer feedback to improve its services and offerings. This feedback is used to refine processes and enhance the overall customer experience.

Teamwork:

Teamwork is essential to Amerant’s success. The bank promotes a collaborative environment where employees work together to achieve common goals. By fostering open communication and mutual respect, Amerant leverages the diverse talents and perspectives of its workforce.

• Collaboration: Amerant encourages collaboration across different departments and teams. This promotes innovation and ensures that customers benefit from the collective expertise of the bank.
• Employee Development: The bank invests in employee training and development programs to enhance their skills and knowledge. This empowers employees to contribute effectively to the team and advance their careers.

Excellence:

Amerant is committed to achieving excellence in all aspects of its business. This value drives the bank to continuously improve its processes, products, and services. By setting high standards and embracing innovation, Amerant strives to deliver superior performance.

• Innovation: Amerant embraces innovation to enhance its products and services. This includes investing in new technologies and exploring innovative approaches to meet customer needs.
• Continuous Improvement: The bank is dedicated to continuous improvement in all areas of its operations. This involves regularly evaluating processes and implementing changes to enhance efficiency and effectiveness.

Community:

Amerant recognizes its responsibility to support the communities it serves. This value is demonstrated through charitable giving, volunteer efforts, and community development initiatives. Amerant is committed to making a positive impact and contributing to the well-being of its communities.

• Charitable Giving: Amerant supports local communities through financial donations and sponsorships. These contributions support a variety of causes, including education, healthcare, and community development.
• Volunteerism: The bank encourages employees to volunteer their time and talents to support local organizations. This fosters a culture of community involvement and strengthens the bank’s ties to the communities it serves.

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