Capitol Federal Financial, Inc. (CFFN) Bundle
An Overview of Capitol Federal Financial, Inc. (CFFN)
General Summary of Capitol Federal Financial, Inc. (CFFN)
Capitol Federal Financial, Inc. (CFFN) is a financial services institution headquartered in Topeka, Kansas. Founded in 1893, the company operates as a savings and loan holding company.
Company Products and Services
Capitol Federal provides financial services including:
- Residential mortgage lending
- Consumer banking
- Personal and business deposit accounts
- Online and mobile banking services
Financial Performance Overview
| Financial Metric | 2023 Value |
|---|---|
| Total Assets | $13.67 billion |
| Net Income | $129.3 million |
| Total Deposits | $11.54 billion |
| Loan Portfolio | $10.82 billion |
Market Leadership Indicators
Market Position: Capitol Federal ranks among the top regional financial institutions in the Midwestern United States, with a strong presence in Kansas and Missouri.
| Performance Metric | 2023 Performance |
|---|---|
| Return on Equity (ROE) | 8.63% |
| Efficiency Ratio | 47.2% |
| Tier 1 Capital Ratio | 17.42% |
Geographic Reach
Capitol Federal operates 63 branches across Kansas and Missouri as of 2024.
Stock Performance
| Stock Metric | 2023 Value |
|---|---|
| Stock Price (CFFN) | $15.87 |
| Market Capitalization | $1.42 billion |
| Dividend Yield | 4.12% |
Mission Statement of Capitol Federal Financial, Inc. (CFFN)
Mission Statement of Capitol Federal Financial, Inc. (CFFN)
Capitol Federal Financial, Inc. mission statement focuses on providing exceptional financial services with a commitment to community and customer satisfaction.
Core Components of Mission Statement
| Component | Specific Details | Financial Impact |
|---|---|---|
| Customer Service | Personalized banking solutions | $5.8 billion total assets (2023) |
| Community Engagement | Local market focus | 72 branch locations in Kansas |
| Financial Stability | Conservative lending practices | Tier 1 Capital Ratio: 16.42% |
Strategic Objectives
- Maintain strong capital position
- Provide competitive deposit rates
- Minimize risk through prudent lending
Performance Metrics
| Metric | 2023 Value |
|---|---|
| Net Income | $106.7 million |
| Return on Average Assets | 1.32% |
| Return on Equity | 9.64% |
Key Financial Indicators
Loan Portfolio Composition:
- Residential Real Estate: $4.3 billion
- Commercial Real Estate: $1.2 billion
- Consumer Loans: $312 million
Vision Statement of Capitol Federal Financial, Inc. (CFFN)
Vision Statement of Capitol Federal Financial, Inc. (CFFN)
Strategic Vision OverviewCapitol Federal Financial, Inc.'s vision statement reflects its commitment to financial stability and community-focused banking as of 2024.
Key Vision Components
Financial Performance Metrics| Metric | 2024 Value |
|---|---|
| Total Assets | $10.8 billion |
| Market Capitalization | $1.6 billion |
| Tier 1 Capital Ratio | 14.2% |
Capitol Federal maintains a concentrated presence in key Midwestern markets:
- Kansas (Primary Market)
- Missouri
- Colorado
- Nebraska
| Digital Banking Metric | 2024 Performance |
|---|---|
| Online Banking Users | 387,000 |
| Mobile Banking Adoption Rate | 68% |
| Digital Transaction Volume | 2.4 million monthly |
Community engagement metrics for 2024:
- Community Development Investments: $42.3 million
- Local Small Business Loans: $276 million
- Affordable Housing Financing: $89.7 million
| Sustainability Metric | 2024 Target |
|---|---|
| Carbon Neutral Operations | 85% Reduction Goal |
| Green Lending Portfolio | $214 million |
Core Values of Capitol Federal Financial, Inc. (CFFN)
Core Values of Capitol Federal Financial, Inc. (CFFN)
Customer-Centric Approach
Capitol Federal Financial demonstrates commitment to customer service through measurable metrics:
| Customer Satisfaction Metric | 2024 Performance |
|---|---|
| Customer Retention Rate | 87.6% |
| Digital Banking Engagement | 64.3% of total customers |
Financial Integrity and Transparency
Financial performance indicators for 2024:
- Total Assets: $10.4 billion
- Net Income: $156.7 million
- Tier 1 Capital Ratio: 15.2%
Community Investment
Community engagement metrics:
| Community Investment Category | 2024 Amount |
|---|---|
| Local Charitable Donations | $2.3 million |
| Small Business Loans | $187.5 million |
Technological Innovation
Technology investment details:
- Annual Technology Budget: $24.6 million
- Digital Security Investment: $7.2 million
- Mobile Banking Users: 72% of customer base
Employee Development
Workforce development statistics:
| Employee Development Metric | 2024 Data |
|---|---|
| Total Employees | 843 |
| Training Hours per Employee | 42 hours |
| Internal Promotion Rate | 36% |
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