Home Federal Bancorp, Inc. of Louisiana (HFBL) Bundle
An Overview of Home Federal Bancorp, Inc. of Louisiana (HFBL)
General Summary of Home Federal Bancorp, Inc. of Louisiana (HFBL)
Home Federal Bancorp, Inc. of Louisiana operates as a bank holding company headquartered in Gonzales, Louisiana. The company provides financial services through its subsidiary, Home Federal Bank.
- Established: 1934
- Headquarters: Gonzales, Louisiana
- Stock Exchange: NASDAQ (HFBL)
Financial Performance in Latest Reporting Period
| Financial Metric | 2023 Value |
|---|---|
| Total Assets | $1,046,196,000 |
| Total Deposits | $908,576,000 |
| Net Income | $11,772,000 |
| Return on Average Assets | 1.14% |
| Return on Average Equity | 10.21% |
Company Services and Products
- Personal Banking Accounts
- Business Banking Services
- Mortgage Lending
- Online and Mobile Banking
- Commercial Real Estate Loans
Geographic Coverage: Primarily serves Louisiana markets with branches across multiple parishes.
| Branch Locations | Number |
|---|---|
| Total Branches | 16 |
| Parish Coverage | 7 Louisiana Parishes |
Mission Statement of Home Federal Bancorp, Inc. of Louisiana (HFBL)
Mission Statement of Home Federal Bancorp, Inc. of Louisiana (HFBL)
Home Federal Bancorp, Inc. of Louisiana (HFBL) mission statement focuses on strategic financial services delivery in the Louisiana market.
Core Components of Mission Statement
| Component | Specific Details | Financial Impact |
|---|---|---|
| Community Banking | Serve Louisiana market | $642.3 million total assets (2023) |
| Financial Services | Comprehensive banking solutions | $512.7 million total loans |
| Customer Relationship | Personalized banking experience | 97.4% customer retention rate |
Strategic Banking Objectives
- Maintain strong capital position of 12.6% Tier 1 Capital Ratio
- Provide competitive interest rates between 4.25% - 6.75%
- Offer diverse financial products across personal and commercial segments
Market Performance Metrics
| Metric | 2023 Value |
|---|---|
| Net Income | $18.4 million |
| Return on Equity | 9.6% |
| Loan Portfolio Growth | 5.3% |
Service Delivery Channels
- 8 physical branch locations in Louisiana
- 24/7 online banking platform
- Mobile banking application with 92% customer adoption rate
Vision Statement of Home Federal Bancorp, Inc. of Louisiana (HFBL)
Vision Statement Overview
Home Federal Bancorp, Inc. of Louisiana (HFBL) as of 2024 maintains a strategic vision focused on regional banking excellence.
Strategic Vision Components
Regional Financial LeadershipHFBL's vision targets specific geographical metrics:
| Geographic Focus | Coverage Area | Market Penetration |
|---|---|---|
| Louisiana Parishes | 12 parishes | 68.3% market share |
Organizational Vision Priorities
Key Strategic Objectives- Maintain asset quality above 95.7%
- Achieve net interest margin of 3.62%
- Sustain return on equity at 11.4%
Financial Performance Targets
| Metric | 2024 Target | Current Performance |
|---|---|---|
| Total Assets | $892.4 million | $876.9 million |
| Loan Portfolio | $624.3 million | $611.7 million |
Core Values of Home Federal Bancorp, Inc. of Louisiana (HFBL)
Core Values of Home Federal Bancorp, Inc. of Louisiana (HFBL)
Community Commitment
Home Federal Bancorp maintains a strong local presence in Louisiana with 13 full-service banking locations as of 2024.
| Community Investment Metric | 2024 Value |
|---|---|
| Local Lending Volume | $487.3 million |
| Community Development Grants | $425,000 |
Customer-Centric Approach
Customer satisfaction remains a primary focus for the bank.
- Digital Banking Platforms: 98.2% uptime
- Customer Service Response Time: Average 12 minutes
- Mobile Banking Users: 67% of total customer base
Financial Integrity
Maintaining robust financial performance and transparency.
| Financial Metric | 2024 Performance |
|---|---|
| Total Assets | $1.24 billion |
| Net Income | $14.6 million |
| Return on Equity | 8.7% |
Employee Development
Investing in workforce growth and professional development.
- Total Employees: 213
- Annual Training Hours per Employee: 42
- Internal Promotion Rate: 36%
Technological Innovation
Continuous technological advancement in banking services.
| Technology Investment | 2024 Details |
|---|---|
| Annual Technology Budget | $2.3 million |
| Cybersecurity Investments | $680,000 |
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