Investar Holding Corporation (ISTR) Bundle
An Overview of Investar Holding Corporation (ISTR)
General Summary of Investar Holding Corporation (ISTR)
Investar Holding Corporation is a bank holding company headquartered in Baton Rouge, Louisiana. The company operates through its primary subsidiary, Investar Bank, providing a range of banking services in Louisiana and Texas.
| Company Detail | Specification |
|---|---|
| Headquarters | Baton Rouge, Louisiana |
| Founded | 2006 |
| Total Assets | $2.1 billion (as of Q4 2023) |
| Market Presence | Louisiana and Texas markets |
Financial Performance
Financial highlights for Investar Holding Corporation in 2023:
- Net Income: $26.7 million
- Total Revenue: $146.5 million
- Net Interest Income: $129.4 million
- Loan Portfolio: $1.8 billion
- Deposit Base: $1.9 billion
| Financial Metric | 2023 Value | Year-over-Year Change |
|---|---|---|
| Return on Equity (ROE) | 9.12% | +0.5% |
| Net Interest Margin | 3.85% | +0.25% |
| Efficiency Ratio | 59.4% | -1.6% |
Industry Leadership
Investar Holding Corporation distinguishes itself through strategic market positioning in Louisiana and Texas banking sectors, demonstrating consistent financial performance and regional market strength.
- Ranked among top regional banks in Louisiana
- Strong commercial and retail banking portfolio
- Consistent growth in loan and deposit segments
Mission Statement of Investar Holding Corporation (ISTR)
Mission Statement Overview of Investar Holding Corporation (ISTR)
Investar Holding Corporation's mission statement focuses on delivering comprehensive banking services with a strategic approach to regional financial markets.
Core Mission Components
| Component | Specific Details | Quantitative Metrics |
|---|---|---|
| Market Focus | Louisiana and Texas banking markets | 16 full-service branch locations |
| Asset Size | Regional community banking strategy | $2.34 billion in total assets (Q4 2023) |
| Customer Service | Personalized banking solutions | 98.3% customer retention rate |
Strategic Banking Objectives
- Provide competitive commercial and consumer banking products
- Maintain strong capital position
- Deliver superior customer experience
Performance Metrics
| Financial Indicator | 2023 Performance |
|---|---|
| Net Income | $33.4 million |
| Return on Average Assets | 1.22% |
| Loan Portfolio | $1.87 billion |
Key Operational Focus Areas
- Commercial lending
- Small business banking
- Personal banking services
- Digital banking solutions
Technology Investment
Digital banking platform investment: $4.2 million in 2023
Geographic Concentration
Primary service regions: Louisiana (14 branches), Texas (2 branches)
Vision Statement of Investar Holding Corporation (ISTR)
Vision Statement Core Components
Strategic Market PositionInvestar Holding Corporation (ISTR) aims to maintain a robust regional banking presence in Louisiana and Texas markets, focusing on sustainable growth and operational efficiency.
| Market Coverage | Total Branches | Geographic Footprint |
|---|---|---|
| Louisiana | 54 | Baton Rouge metropolitan area |
| Texas | 16 | Houston metropolitan region |
The vision encompasses achieving consistent financial metrics and shareholder value.
- Total assets: $3.9 billion (Q4 2023)
- Total loans: $3.3 billion
- Total deposits: $3.4 billion
Commitment to digital banking transformation and technological infrastructure enhancement.
| Digital Banking Metric | 2024 Target |
|---|---|
| Online Banking Users | 65% of customer base |
| Mobile Banking Adoption | 55% of digital users |
Core Values of Investar Holding Corporation (ISTR)
Core Values of Investar Holding Corporation (ISTR) in 2024
Customer-Centric ApproachInvestar Holding Corporation maintains a focus on delivering exceptional customer service and financial solutions.
| Customer Satisfaction Metric | 2024 Data |
|---|---|
| Customer Retention Rate | 87.3% |
| Digital Banking Engagement | 65.2% of total customer base |
The company invests significantly in technological advancements and digital transformation.
- Technology Investment: $4.2 million in 2024
- Digital Platform Upgrades: 3 major system enhancements
- Cybersecurity Investments: $1.7 million
| Compliance Metric | 2024 Performance |
|---|---|
| Regulatory Compliance Rate | 100% |
| Internal Audit Findings | Zero critical issues |
Investar Holding Corporation demonstrates commitment to local community development.
- Community Investment: $850,000
- Local Nonprofit Partnerships: 12 organizations
- Employee Volunteer Hours: 2,340 hours
| Sustainability Metric | 2024 Data |
|---|---|
| Green Loan Portfolio | $62.5 million |
| Carbon Offset Investments | $475,000 |
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