Mission Statement, Vision, & Core Values of Jiayin Group Inc. (JFIN)

Ever wondered what drives a company like Jiayin Group Inc. (JFIN), especially when they're navigating the complex world of fintech in China? What are the guiding principles behind their operations, and how do they envision their future? Understanding a company's mission, vision, and core values offers a glimpse into its soul, revealing what truly matters to them.

With Jiayin Group's full-year loan facilitation volume reaching over RMB 100 billion in 2024 and net revenue growing to RMB 5,801.0 million, how do their mission, vision, and core values align with these financial achievements and future strategies? Let's delve into the heart of Jiayin Group to uncover the philosophies that shape their path forward.

Jiayin Group Inc. (JFIN) An Overview of

Jiayin Group Inc., established in 2011 and headquartered in Shanghai, China, operates as a fintech platform connecting individual investors with individual borrowers in China. As of April 2025, the company continues to focus on facilitating loan transactions through its online marketplace. Jiayin Group generates revenue primarily from service fees charged to borrowers. The company has evolved to meet the changing demands of the Chinese consumer finance market, leveraging technology to enhance its service offerings.

Jiayin Group has demonstrated robust financial performance in its latest reporting period. In 2024, the company reported total revenues of RMB 478.4 million (US$67.2 million), marking an increase of 39.9% year-over-year. This growth was primarily driven by an increase in loan facilitation service fees. The company’s net profit reached RMB 133.4 million (US$18.7 million). Basic and diluted earnings per share were RMB 6.23 (US$0.87) and RMB 6.10 (US$0.86), respectively. The outstanding loan balance facilitated increased to RMB 4,437.0 million from RMB 3,966.4 million as of December 31, 2023. These figures highlight Jiayin's strong financial health and operational efficiency.

Jiayin Group continues to solidify its position as a key player in China's fintech industry. Its success is rooted in its ability to adapt to market dynamics and regulatory changes, while maintaining a focus on technological innovation. The company's platform efficiently connects investors and borrowers, contributing to its sustained growth and profitability. Find out more about Jiayin Group and its investors: Exploring Jiayin Group Inc. (JFIN) Investor Profile: Who’s Buying and Why?

Jiayin Group Inc. (JFIN) Mission Statement

Jiayin Group Inc. (JFIN) is a leading fintech platform in China. The company is committed to facilitating effective, transparent, secure, and fast connections between underserved individual borrowers and financial institutions. The origin of the business can be traced back to 2011. Jiayin operates a secure and open platform with a comprehensive risk management system and a risk assessment model using big data analytics and algorithms to assess borrower risk profiles.

A deeper look into Company's financials and performance, as well as how it creates value, can be found here: Breaking Down Jiayin Group Inc. (JFIN) Financial Health: Key Insights for Investors

Jiayin Group aims to create value through technology and passion, incorporating social responsibility into its business to help others achieve their dreams through technologically empowered financial inclusion.

The company's mission is supported by several key operational and financial highlights:

• Loan Facilitation: Jiayin focuses on facilitating connections between borrowers and financial institutions through its fintech platform.
• Technological Innovation: The company leverages big data, cloud computing, and AI to enhance its services and risk management.
• Risk Management: Jiayin employs a comprehensive risk management system with advanced analytics to assess borrower risk profiles.
• Sustainable Growth: The company is committed to sustainable business performance through innovation, service optimization, and customer segmentation.

In 2024, Jiayin Group demonstrated its commitment to these goals through various achievements:

• Loan facilitation volume reached RMB 100.8 billion, a 14.4% year-over-year increase.
• Net revenue grew by 6.1% year-over-year, reaching RMB 5,801.0 million.
• The company maintained shareholder returns through cash dividends of US$0.5 per ADS, totaling approximately US$26.6 million.

Jiayin Group's mission is further reflected in its financial results for 2024:

• Q4 2024 loan facilitation volume increased by 37.8% year-over-year to RMB 27.7 billion.
• Full year 2024 loan facilitation volume rose by 14.4% to RMB 100.8 billion.
• Net revenue for the full year 2024 increased by 6.1% to RMB 5,801.0 million.

Despite these achievements, Jiayin Group faced some challenges in 2024, including a decrease in net income. For the full year 2024, net income was RMB 1,056.5 million, down from RMB 1,297.6 million in 2023.

Looking ahead, Jiayin Group aims to accelerate global expansion, diversify funding sources, and enhance AI adoption to maintain sustainable growth. The company projects a 2025 loan facilitation volume between RMB 137.0-142.0 billion, with Q1 2025 volume around RMB 35 billion.

Jiayin Group's mission is also reflected in its increased dividend policy for 2025, committing to distribute around 30% of the previous fiscal year's net profit after tax as dividends, up from 15%.

Jiayin Group Inc. (JFIN) Vision Statement

A company's vision statement serves as a roadmap, guiding its strategic decisions and outlining its long-term aspirations. For Jiayin Group Inc. (JFIN), understanding its vision, mission, and core values provides insights into its operational focus and strategic direction. As of April 2025, while specific updates to these statements may exist, examining available information provides a foundational understanding of the company.

Jiayin Group Inc. operates as a fintech platform connecting investors with individual borrowers in China. Understanding their guiding principles helps stakeholders assess the company's commitment to its goals and values. You can gain additional insights into the company's investor base by exploring: Exploring Jiayin Group Inc. (JFIN) Investor Profile: Who’s Buying and Why?

While the exact wording of Jiayin Group's mission statement as of April 2025 requires direct confirmation from the company, mission statements generally focus on the present-day actions a company takes to achieve its vision. Typically, it would address the following:

• Target Customers: Identifying the specific groups the company aims to serve.
• Key Services: Defining the core products or services offered.
• Value Proposition: Explaining the unique benefits customers receive.

In Jiayin's case, the mission would likely emphasize connecting underserved borrowers with investors through its online platform, leveraging technology to provide efficient and accessible financial services. Given the company's focus, a crucial aspect of its mission would be risk management and regulatory compliance within China's fintech environment.

As of April 2025, the precise, updated vision statement of Jiayin Group Inc. may need verification from the company directly. However, based on the company's operations and available information, the vision likely revolves around becoming a leading fintech platform that fosters financial inclusion and delivers value to both borrowers and investors. Key elements of this vision would include:

• Technological Innovation: Utilizing cutting-edge technology to enhance platform efficiency and user experience.
• Market Leadership: Expanding its market share and establishing itself as a trusted brand in the online lending space.
• Sustainable Growth: Ensuring long-term financial stability and responsible lending practices.

The vision would also incorporate the idea of navigating the evolving regulatory landscape in China to maintain a compliant and sustainable business model.

Core values are the fundamental beliefs that guide a company's behavior and decision-making processes. Although specific details would need to be confirmed with Jiayin Group Inc. directly for April 2025, typical core values for a fintech company in its sector might include:

• Integrity: Maintaining the highest ethical standards in all operations.
• Innovation: Continuously seeking new and improved ways to serve customers.
• Customer Focus: Prioritizing the needs and satisfaction of both borrowers and investors.
• Transparency: Ensuring clear and open communication with all stakeholders.
• Compliance: Adhering to all applicable laws and regulations.

These values would likely underpin the company's approach to risk management, customer service, and corporate governance.

Jiayin Group Inc. (JFIN) Core Values of

A clear mission, vision, and set of core values provide a strong foundation for any company. These elements guide strategic decision-making, shape company culture, and communicate the organization's purpose to stakeholders. Let’s take a closer look at the core values.

Here's a closer look at how Jiayin Group Inc. (JFIN) demonstrates its commitment to key values, with a focus on initiatives and outcomes that reflect its dedication to integrity, innovation, and user satisfaction. For additional insights into the company's financial standing, consider exploring Breaking Down Jiayin Group Inc. (JFIN) Financial Health: Key Insights for Investors.

Customer First

At Jiayin Group Inc. (JFIN), the 'Customer First' approach is more than just a slogan; it's a guiding principle embedded in every aspect of the business. This core value prioritizes understanding and meeting the needs of their users, ensuring satisfaction and fostering long-term relationships. The company demonstrates this commitment through several initiatives:

• Personalized Services: Tailoring financial solutions to meet individual customer needs.
• Responsive Support: Providing timely and effective customer service to address concerns and resolve issues.
• Feedback Mechanisms: Actively seeking and incorporating customer feedback to improve services and products.

Integrity

Integrity is a cornerstone of Jiayin Group Inc. (JFIN), influencing how the company interacts with its customers, partners, and employees. Demonstrating ethical behavior and transparency builds trust and ensures long-term sustainability. Jiayin Group Inc. (JFIN) upholds integrity through:

• Transparent Operations: Openly communicating business practices and policies to all stakeholders.
• Ethical Conduct: Adhering to the highest ethical standards in all business dealings.
• Compliance: Strictly following regulatory requirements and industry best practices.

Innovation

In the fast-paced fintech industry, innovation is crucial for staying competitive and meeting evolving customer needs. Jiayin Group Inc. (JFIN) embraces innovation by:

• Investing in Technology: Allocating resources to research and develop cutting-edge technologies.
• Encouraging Creativity: Fostering a culture that encourages employees to generate new ideas and solutions.
• Adopting New Approaches: Embracing innovative strategies to improve services and enhance customer experiences.