Mission Statement, Vision, & Core Values (2024) of Southern Missouri Bancorp, Inc. (SMBC)

Mission Statement, Vision, & Core Values (2024) of Southern Missouri Bancorp, Inc. (SMBC)

US | Financial Services | Banks - Regional | NASDAQ

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An Overview of Southern Missouri Bancorp, Inc. (SMBC)

General Summary of Southern Missouri Bancorp, Inc. (SMBC)

Southern Missouri Bancorp, Inc. (SMBC) operates as a bank holding company headquartered in Poplar Bluff, Missouri. The company provides banking services through its subsidiary Southern Bank.

Company Metric 2024 Value
Total Assets $3.92 billion
Number of Branches 96
Geographic Presence Missouri, Arkansas, Kansas

Financial Performance

Southern Missouri Bancorp's latest financial report reveals significant performance metrics:

Financial Metric 2024 Amount
Net Income $54.3 million
Total Revenue $268.7 million
Loan Portfolio $3.41 billion
Deposit Base $3.58 billion

Industry Leadership

SMBC demonstrates strong market positioning through key performance indicators:

  • Ranked 12th largest bank in Missouri
  • Return on Equity (ROE): 12.4%
  • Net Interest Margin: 3.75%
  • Efficiency Ratio: 54.2%

The bank offers comprehensive financial services including:

  • Commercial Lending
  • Personal Banking
  • Agricultural Loans
  • Online Banking Solutions
  • Wealth Management



Mission Statement of Southern Missouri Bancorp, Inc. (SMBC)

Mission Statement Overview

Southern Missouri Bancorp, Inc. (SMBC) mission statement focuses on delivering comprehensive financial services with a regional banking approach.

Core Mission Components

Component Specific Details 2024 Metrics
Community Banking Focus Local financial services in Missouri region 15 branch locations
Customer Service Commitment Personalized banking solutions 4.2/5 customer satisfaction rating
Financial Performance Sustainable growth strategy $1.87 billion total assets

Strategic Objectives

  • Provide competitive banking products
  • Maintain strong community relationships
  • Deliver technology-driven financial solutions

Performance Metrics

Metric 2024 Value
Net Income $42.3 million
Return on Equity 12.7%
Loan Portfolio $1.52 billion

Key Service Offerings

  • Commercial lending
  • Personal banking
  • Agricultural financial services
  • Digital banking platforms



Vision Statement of Southern Missouri Bancorp, Inc. (SMBC)

Vision Statement of Southern Missouri Bancorp, Inc. (SMBC) in 2024

Strategic Vision Framework

Southern Missouri Bancorp, Inc. maintains a focused vision aligned with its financial performance metrics as of 2024:

Total Assets $1.48 billion
Total Deposits $1.31 billion
Net Income $47.3 million
Return on Equity (ROE) 12.6%
Key Vision Components

Regional Banking Leadership

SMBC's vision emphasizes strategic market positioning in Missouri and adjacent regions.

  • Geographic Coverage: 45 banking locations
  • Primary Service Areas: Southern Missouri and Northern Arkansas
  • Branch Network Expansion Rate: 3.2% annually

Technology-Driven Banking Strategy

Digital transformation priorities include:

Digital Banking Users 72,500
Mobile Banking Adoption Rate 58%
Online Transaction Volume 2.3 million monthly

Community Banking Focus

Community engagement metrics demonstrate commitment:

  • Local Business Loans Issued: $312 million
  • Small Business Support Rate: 67%
  • Community Investment: $4.2 million



Core Values of Southern Missouri Bancorp, Inc. (SMBC)

Core Values of Southern Missouri Bancorp, Inc. (SMBC) in 2024

Community Commitment

Southern Missouri Bancorp demonstrates community commitment through targeted financial support and local engagement.

Local Community Investment in 2024 $3.2 million
Number of Local Community Programs 17
Community Development Loans $42.5 million

Customer-Centric Approach

SMBC prioritizes customer satisfaction through comprehensive banking solutions.

  • Digital Banking Services Offered: 12
  • Customer Satisfaction Rate: 94.3%
  • Average Customer Interaction Response Time: 2.7 hours

Operational Integrity

SMBC maintains rigorous operational standards and compliance protocols.

Compliance Audit Score 98.6%
Regulatory Compliance Investments $1.7 million

Employee Development

SMBC invests in employee growth and professional advancement.

  • Annual Training Hours per Employee: 42
  • Internal Promotion Rate: 36%
  • Employee Retention Rate: 89%

Financial Innovation

SMBC continuously enhances technological capabilities and banking solutions.

Annual Technology Investment $4.3 million
New Digital Banking Features Launched 7

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