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Berkshire Hills Bancorp, Inc. (BHLB) Valoración de DCF
US | Financial Services | Banks - Regional | NYSE
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- ✓ Completamente Editable: Adáptelo A Sus Necesidades En Excel O Sheets
- ✓ Diseño Profesional: Plantillas Confiables Y Estándares De La Industria
- ✓ Predeterminadas Para Un Uso Rápido Y Eficiente
- ✓ No Se Necesita Experiencia; Fáciles De Seguir
Berkshire Hills Bancorp, Inc. (BHLB) Bundle
Diseñada para la precisión, nuestra calculadora DCF (BHLB) le permite evaluar la valoración de Berkshire Hills Bancorp, Inc. utilizando datos financieros del mundo real, proporcionando una flexibilidad completa para modificar todos los parámetros esenciales para mejorar las proyecciones.
Discounted Cash Flow (DCF) - (USD MM)
| Year | AY1 2019 |
AY2 2020 |
AY3 2021 |
AY4 2022 |
AY5 2023 |
FY1 2024 |
FY2 2025 |
FY3 2026 |
FY4 2027 |
FY5 2028 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 447.9 | 381.8 | 381.5 | 413.5 | 576.3 | 623.7 | 675.1 | 730.6 | 790.7 | 855.8 |
| Revenue Growth, % | 0 | -14.75 | -0.09873013 | 8.4 | 39.36 | 8.23 | 8.23 | 8.23 | 8.23 | 8.23 |
| EBITDA | 101.5 | -514.9 | 118.7 | -513.2 | .0 | -182.4 | -197.4 | -213.7 | -231.3 | -250.3 |
| EBITDA, % | 22.67 | -134.85 | 31.11 | -124.09 | 0 | -29.25 | -29.25 | -29.25 | -29.25 | -29.25 |
| Depreciation | 16.7 | 18.1 | 16.2 | 14.7 | 13.3 | 23.2 | 25.1 | 27.2 | 29.4 | 31.8 |
| Depreciation, % | 3.73 | 4.74 | 4.26 | 3.56 | 2.3 | 3.72 | 3.72 | 3.72 | 3.72 | 3.72 |
| EBIT | 84.8 | -533.0 | 102.4 | -527.9 | -13.3 | -195.2 | -211.3 | -228.7 | -247.5 | -267.9 |
| EBIT, % | 18.94 | -139.59 | 26.85 | -127.65 | -2.3 | -31.3 | -31.3 | -31.3 | -31.3 | -31.3 |
| Total Cash | 1,887.4 | 3,253.1 | 3,505.4 | 2,108.6 | 1,203.2 | 623.7 | 675.1 | 730.6 | 790.7 | 855.8 |
| Total Cash, percent | .0 | .0 | .0 | .0 | .0 | .0 | .0 | .0 | .0 | .0 |
| Account Receivables | .0 | .0 | .0 | .0 | .0 | .0 | .0 | .0 | .0 | .0 |
| Account Receivables, % | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Inventories | -652.6 | -1,972.7 | -1,704.9 | -776.6 | .0 | -499.0 | -540.0 | -584.5 | -632.6 | -684.6 |
| Inventories, % | -145.69 | -516.62 | -446.92 | -187.79 | 0 | -80 | -80 | -80 | -80 | -80 |
| Accounts Payable | .0 | 3.9 | .8 | 1.6 | 12.4 | 4.7 | 5.1 | 5.5 | 5.9 | 6.4 |
| Accounts Payable, % | 0 | 1.01 | 0.20316 | 0.38933 | 2.15 | 0.75019 | 0.75019 | 0.75019 | 0.75019 | 0.75019 |
| Capital Expenditure | -10.6 | -7.2 | -1.6 | -1.5 | -1.8 | -6.7 | -7.2 | -7.8 | -8.5 | -9.1 |
| Capital Expenditure, % | -2.36 | -1.89 | -0.421 | -0.36152 | -0.31581 | -1.07 | -1.07 | -1.07 | -1.07 | -1.07 |
| Tax Rate, % | 11.14 | 11.14 | 11.14 | 11.14 | 11.14 | 11.14 | 11.14 | 11.14 | 11.14 | 11.14 |
| EBITAT | 66.7 | -513.2 | 81.6 | -429.2 | -11.8 | -165.8 | -179.5 | -194.2 | -210.2 | -227.5 |
| Depreciation | ||||||||||
| Changes in Account Receivables | ||||||||||
| Changes in Inventories | ||||||||||
| Changes in Accounts Payable | ||||||||||
| Capital Expenditure | ||||||||||
| UFCF | 725.4 | 821.7 | -174.7 | -1,343.4 | -766.2 | 342.0 | -120.2 | -130.0 | -140.7 | -152.3 |
| WACC, % | 14.89 | 16.93 | 15.01 | 15.2 | 16.07 | 15.62 | 15.62 | 15.62 | 15.62 | 15.62 |
| PV UFCF | ||||||||||
| SUM PV UFCF | -30.7 | |||||||||
| Long Term Growth Rate, % | 2.00 | |||||||||
| Free cash flow (T + 1) | -155 | |||||||||
| Terminal Value | -1,141 | |||||||||
| Present Terminal Value | -552 | |||||||||
| Enterprise Value | -583 | |||||||||
| Net Debt | -635 | |||||||||
| Equity Value | 52 | |||||||||
| Diluted Shares Outstanding, MM | 44 | |||||||||
| Equity Value Per Share | 1.20 |
What You Will Get
- Real BHLB Financials: Access to both historical and projected data for precise valuation.
- Customizable Inputs: Adjust WACC, tax rates, revenue growth, and capital expenditures as needed.
- Dynamic Calculations: Intrinsic value and NPV are computed in real-time.
- Scenario Analysis: Evaluate various scenarios to assess Berkshire Hills Bancorp's future performance.
- User-Friendly Design: Designed for professionals, yet easy for newcomers to navigate.
Key Features
- Comprehensive BHLB Data: Pre-filled with Berkshire Hills Bancorp’s historical financials and future projections.
- Fully Customizable Inputs: Modify revenue growth, profit margins, WACC, tax rates, and capital expenditures to fit your analysis.
- Dynamic Valuation Model: Automatically updates Net Present Value (NPV) and intrinsic value based on user-defined inputs.
- Scenario Testing: Develop various forecast scenarios to explore different valuation results.
- User-Friendly Interface: Intuitive design tailored for both seasoned professionals and newcomers.
How It Works
- Step 1: Download the prebuilt Excel template with Berkshire Hills Bancorp, Inc.'s (BHLB) data included.
- Step 2: Explore the pre-filled sheets and understand the key metrics.
- Step 3: Update forecasts and assumptions in the editable yellow cells (WACC, growth, margins).
- Step 4: Instantly view recalculated results, including Berkshire Hills Bancorp, Inc.'s (BHLB) intrinsic value.
- Step 5: Make informed investment decisions or generate reports using the outputs.
Why Choose Berkshire Hills Bancorp, Inc. (BHLB)?
- Commitment to Community: Focused on providing personalized banking solutions to local customers.
- Strong Financial Performance: Proven track record of stability and growth in the banking sector.
- Comprehensive Services: A wide range of financial products tailored to meet diverse customer needs.
- Expert Guidance: Knowledgeable staff dedicated to helping clients make informed financial decisions.
- Innovative Technology: User-friendly online and mobile banking platforms for convenient access.
Who Should Use This Product?
- Finance Students: Discover valuation methods and practice them with real-world data.
- Academics: Integrate established financial models into your teaching or research projects.
- Investors: Validate your investment theories and assess valuation results for Berkshire Hills Bancorp, Inc. (BHLB).
- Analysts: Enhance your efficiency with a ready-to-use, customizable DCF model.
- Small Business Owners: Understand the analytical approaches used for evaluating large public companies like Berkshire Hills Bancorp, Inc. (BHLB).
What the Template Contains
- Historical Data: Includes Berkshire Hills Bancorp, Inc.'s (BHLB) past financials and baseline forecasts.
- DCF and Levered DCF Models: Detailed templates to calculate Berkshire Hills Bancorp, Inc.'s (BHLB) intrinsic value.
- WACC Sheet: Pre-built calculations for Weighted Average Cost of Capital specific to Berkshire Hills Bancorp, Inc. (BHLB).
- Editable Inputs: Modify key drivers such as growth rates, EBITDA %, and CAPEX assumptions tailored for Berkshire Hills Bancorp, Inc. (BHLB).
- Quarterly and Annual Statements: A complete breakdown of Berkshire Hills Bancorp, Inc.'s (BHLB) financials.
- Interactive Dashboard: Visualize valuation results and projections dynamically for Berkshire Hills Bancorp, Inc. (BHLB).