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Pathfinder Bancorp, Inc. (PBHC) Valoración de DCF
US | Financial Services | Banks - Regional | NASDAQ
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- ✓ Completamente Editable: Adáptelo A Sus Necesidades En Excel O Sheets
- ✓ Diseño Profesional: Plantillas Confiables Y Estándares De La Industria
- ✓ Predeterminadas Para Un Uso Rápido Y Eficiente
- ✓ No Se Necesita Experiencia; Fáciles De Seguir
Pathfinder Bancorp, Inc. (PBHC) Bundle
¡Agilice su análisis y mejore la precisión con nuestra calculadora DCF (PBHC)! Equipado con datos reales de Pathfinder Bancorp, Inc. y suposiciones personalizables, esta herramienta le permite pronosticar, evaluar y evaluar (PBHC) como un inversor experimentado.
Discounted Cash Flow (DCF) - (USD MM)
| Year | AY1 2019 |
AY2 2020 |
AY3 2021 |
AY4 2022 |
AY5 2023 |
FY1 2024 |
FY2 2025 |
FY3 2026 |
FY4 2027 |
FY5 2028 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 33.1 | 38.1 | 43.7 | 46.4 | 41.2 | 43.7 | 46.4 | 49.2 | 52.3 | 55.5 |
| Revenue Growth, % | 0 | 15.03 | 14.62 | 6.2 | -11.27 | 6.14 | 6.14 | 6.14 | 6.14 | 6.14 |
| EBITDA | .0 | 9.7 | 18.7 | 16.4 | .0 | 9.1 | 9.6 | 10.2 | 10.8 | 11.5 |
| EBITDA, % | 0 | 25.49 | 42.82 | 35.31 | 0 | 20.73 | 20.73 | 20.73 | 20.73 | 20.73 |
| Depreciation | 1.6 | 1.7 | 1.8 | .7 | .0 | 1.3 | 1.4 | 1.5 | 1.6 | 1.7 |
| Depreciation, % | 4.71 | 4.54 | 4.17 | 1.53 | 0 | 2.99 | 2.99 | 2.99 | 2.99 | 2.99 |
| EBIT | -1.6 | 8.0 | 16.9 | 15.7 | .0 | 7.8 | 8.2 | 8.7 | 9.3 | 9.8 |
| EBIT, % | -4.71 | 20.95 | 38.65 | 33.78 | 0 | 17.73 | 17.73 | 17.73 | 17.73 | 17.73 |
| Total Cash | 131.3 | 171.7 | 227.7 | 205.7 | 48.7 | 43.7 | 46.4 | 49.2 | 52.3 | 55.5 |
| Total Cash, percent | .0 | .0 | .0 | .0 | .0 | .0 | .0 | .0 | .0 | .0 |
| Account Receivables | 3.7 | 4.5 | 4.5 | 888.6 | .0 | 11.7 | 12.4 | 13.1 | 14.0 | 14.8 |
| Account Receivables, % | 11.2 | 11.93 | 10.34 | 1914.64 | 0 | 26.69 | 26.69 | 26.69 | 26.69 | 26.69 |
| Inventories | -24.0 | -48.0 | -41.7 | 837.7 | .0 | -14.7 | -15.6 | -16.5 | -17.5 | -18.6 |
| Inventories, % | -72.28 | -125.93 | -95.35 | 1805.01 | 0 | -33.53 | -33.53 | -33.53 | -33.53 | -33.53 |
| Accounts Payable | .4 | .2 | .1 | 1.0 | 2.2 | .8 | .9 | .9 | 1.0 | 1.1 |
| Accounts Payable, % | 1.19 | 0.50619 | 0.24256 | 2.1 | 5.45 | 1.9 | 1.9 | 1.9 | 1.9 | 1.9 |
| Capital Expenditure | -3.6 | -1.3 | -1.2 | -5.2 | -2.0 | -2.9 | -3.1 | -3.2 | -3.4 | -3.7 |
| Capital Expenditure, % | -10.85 | -3.31 | -2.77 | -11.22 | -4.77 | -6.59 | -6.59 | -6.59 | -6.59 | -6.59 |
| Tax Rate, % | 21.14 | 21.14 | 21.14 | 21.14 | 21.14 | 21.14 | 21.14 | 21.14 | 21.14 | 21.14 |
| EBITAT | -1.2 | 5.2 | 13.1 | 9.7 | .0 | 5.6 | 5.9 | 6.3 | 6.7 | 7.1 |
| Depreciation | ||||||||||
| Changes in Account Receivables | ||||||||||
| Changes in Inventories | ||||||||||
| Changes in Accounts Payable | ||||||||||
| Capital Expenditure | ||||||||||
| UFCF | 17.4 | 28.7 | 7.3 | -1,757.4 | 1,725.6 | 5.6 | 4.5 | 4.8 | 5.1 | 5.4 |
| WACC, % | 8.97 | 7.73 | 8.88 | 7.47 | 9 | 8.41 | 8.41 | 8.41 | 8.41 | 8.41 |
| PV UFCF | ||||||||||
| SUM PV UFCF | 20.1 | |||||||||
| Long Term Growth Rate, % | 2.00 | |||||||||
| Free cash flow (T + 1) | 6 | |||||||||
| Terminal Value | 86 | |||||||||
| Present Terminal Value | 57 | |||||||||
| Enterprise Value | 77 | |||||||||
| Net Debt | 163 | |||||||||
| Equity Value | -85 | |||||||||
| Diluted Shares Outstanding, MM | 6 | |||||||||
| Equity Value Per Share | -14.16 |
What You Will Get
- Real PBHC Financials: Access to historical and projected data for precise valuation.
- Customizable Inputs: Adjust WACC, tax rates, revenue growth, and capital expenditures as needed.
- Dynamic Calculations: Intrinsic value and NPV are automatically computed in real time.
- Scenario Analysis: Evaluate multiple scenarios to assess Pathfinder Bancorp’s future performance.
- User-Friendly Design: Designed for professionals while remaining approachable for newcomers.
Key Features
- Real-Life PBHC Data: Pre-filled with Pathfinder Bancorp’s historical financials and forward-looking projections.
- Fully Customizable Inputs: Adjust revenue growth, margins, WACC, tax rates, and capital expenditures.
- Dynamic Valuation Model: Automatic updates to Net Present Value (NPV) and intrinsic value based on your inputs.
- Scenario Testing: Create multiple forecast scenarios to analyze different valuation outcomes.
- User-Friendly Design: Simple, structured, and designed for professionals and beginners alike.
How It Works
- Download: Obtain the pre-prepared Excel file containing Pathfinder Bancorp, Inc.'s (PBHC) financial data.
- Customize: Modify projections such as revenue growth, EBITDA %, and WACC to fit your analysis.
- Update Automatically: The intrinsic value and NPV calculations refresh in real-time as you make changes.
- Test Scenarios: Generate various forecasts and evaluate different outcomes quickly.
- Make Decisions: Leverage the valuation insights to inform your investment decisions.
Why Choose This Calculator for Pathfinder Bancorp, Inc. (PBHC)?
- Designed for Industry Experts: A sophisticated tool tailored for financial analysts, CFOs, and investment consultants.
- Comprehensive Data: Historical and projected financial data for Pathfinder Bancorp, Inc. (PBHC) preloaded for precision.
- Flexible Scenario Analysis: Effortlessly test various forecasts and assumptions to gauge potential outcomes.
- Insightful Outputs: Automatically computes intrinsic value, NPV, and other essential financial metrics.
- User-Friendly Interface: Step-by-step guidance ensures a smooth and efficient experience.
Who Should Use This Product?
- Individual Investors: Make informed decisions about buying or selling Pathfinder Bancorp, Inc. (PBHC) stock.
- Financial Analysts: Streamline valuation processes with ready-to-use financial models for Pathfinder Bancorp, Inc. (PBHC).
- Consultants: Deliver professional valuation insights related to Pathfinder Bancorp, Inc. (PBHC) to clients quickly and accurately.
- Business Owners: Understand how companies like Pathfinder Bancorp, Inc. (PBHC) are valued to guide your own strategy.
- Finance Students: Learn valuation techniques using real-world data and scenarios involving Pathfinder Bancorp, Inc. (PBHC).
What the Template Contains
- Comprehensive DCF Model: Editable template featuring detailed valuation calculations for Pathfinder Bancorp, Inc. (PBHC).
- Real-World Data: Historical and projected financials for Pathfinder Bancorp, Inc. (PBHC) preloaded for in-depth analysis.
- Customizable Parameters: Modify WACC, growth rates, and tax assumptions to explore various scenarios.
- Financial Statements: Complete annual and quarterly breakdowns for enhanced insights into Pathfinder Bancorp, Inc. (PBHC).
- Key Ratios: Integrated analysis for profitability, efficiency, and leverage specific to Pathfinder Bancorp, Inc. (PBHC).
- Dashboard with Visual Outputs: Charts and tables designed for clear, actionable results tailored to Pathfinder Bancorp, Inc. (PBHC).
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