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Unity Bancorp, Inc. (UNTY) DCF Valuation
US | Financial Services | Banks - Regional | NASDAQ
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![Unity Bancorp, Inc. (UNTY) DCF Valuation](http://dcfmodeling.com/cdn/shop/files/unty-dcf-analysis.png?v=1735411036&width=1100)
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Unity Bancorp, Inc. (UNTY) Bundle
Explore the financial future of Unity Bancorp, Inc. (UNTY) with our user-friendly DCF Calculator! Enter your projections for growth, margins, and expenses to determine the intrinsic value of Unity Bancorp, Inc. (UNTY) and inform your investment strategy.
Discounted Cash Flow (DCF) - (USD MM)
Year | AY1 2019 |
AY2 2020 |
AY3 2021 |
AY4 2022 |
AY5 2023 |
FY1 2024 |
FY2 2025 |
FY3 2026 |
FY4 2027 |
FY5 2028 |
---|---|---|---|---|---|---|---|---|---|---|
Revenue | 66.8 | 75.0 | 87.3 | 97.6 | 100.0 | 110.7 | 122.6 | 135.7 | 150.2 | 166.3 |
Revenue Growth, % | 0 | 12.18 | 16.51 | 11.79 | 2.39 | 10.72 | 10.72 | 10.72 | 10.72 | 10.72 |
EBITDA | 31.9 | 33.0 | 49.7 | 54.2 | .0 | 45.2 | 50.1 | 55.4 | 61.4 | 68.0 |
EBITDA, % | 47.79 | 44.06 | 56.95 | 55.49 | 0 | 40.86 | 40.86 | 40.86 | 40.86 | 40.86 |
Depreciation | 1.7 | 1.6 | 1.6 | 1.4 | .0 | 1.8 | 1.9 | 2.2 | 2.4 | 2.6 |
Depreciation, % | 2.54 | 2.13 | 1.83 | 1.43 | 0 | 1.59 | 1.59 | 1.59 | 1.59 | 1.59 |
EBIT | 30.2 | 31.4 | 48.1 | 52.8 | .0 | 43.5 | 48.1 | 53.3 | 59.0 | 65.3 |
EBIT, % | 45.25 | 41.93 | 55.12 | 54.06 | 0 | 39.27 | 39.27 | 39.27 | 39.27 | 39.27 |
Total Cash | 85.4 | 70.3 | 82.5 | 115.1 | 112.4 | 108.1 | 119.7 | 132.5 | 146.7 | 162.4 |
Total Cash, percent | .0 | .0 | .0 | .0 | .0 | .0 | .0 | .0 | .0 | .0 |
Account Receivables | 7.0 | 10.2 | 9.6 | 13.4 | 13.6 | 13.8 | 15.3 | 16.9 | 18.7 | 20.7 |
Account Receivables, % | 10.45 | 13.57 | 10.98 | 13.73 | 13.59 | 12.46 | 12.46 | 12.46 | 12.46 | 12.46 |
Inventories | -168.6 | -233.4 | -256.8 | -128.2 | .0 | -88.6 | -98.0 | -108.6 | -120.2 | -133.1 |
Inventories, % | -252.25 | -311.43 | -294.06 | -131.3 | 0 | -80 | -80 | -80 | -80 | -80 |
Accounts Payable | .5 | .2 | .1 | .7 | 1.9 | .8 | .9 | 1.0 | 1.1 | 1.3 |
Accounts Payable, % | 0.68094 | 0.33085 | 0.14771 | 0.70774 | 1.92 | 0.75836 | 0.75836 | 0.75836 | 0.75836 | 0.75836 |
Capital Expenditure | -.7 | -.6 | -1.3 | -1.5 | -1.0 | -1.3 | -1.4 | -1.6 | -1.7 | -1.9 |
Capital Expenditure, % | -1.06 | -0.74574 | -1.45 | -1.52 | -0.95528 | -1.15 | -1.15 | -1.15 | -1.15 | -1.15 |
Tax Rate, % | 25.07 | 25.07 | 25.07 | 25.07 | 25.07 | 25.07 | 25.07 | 25.07 | 25.07 | 25.07 |
EBITAT | 23.6 | 23.9 | 36.1 | 39.5 | .0 | 32.9 | 36.5 | 40.4 | 44.7 | 49.5 |
Depreciation | ||||||||||
Changes in Account Receivables | ||||||||||
Changes in Inventories | ||||||||||
Changes in Accounts Payable | ||||||||||
Capital Expenditure | ||||||||||
UFCF | 186.6 | 86.4 | 60.3 | -92.5 | -128.1 | 120.7 | 45.1 | 49.9 | 55.3 | 61.2 |
WACC, % | 9.69 | 9.57 | 9.52 | 9.5 | 9.51 | 9.56 | 9.56 | 9.56 | 9.56 | 9.56 |
PV UFCF | ||||||||||
SUM PV UFCF | 262.9 | |||||||||
Long Term Growth Rate, % | 2.00 | |||||||||
Free cash flow (T + 1) | 62 | |||||||||
Terminal Value | 826 | |||||||||
Present Terminal Value | 523 | |||||||||
Enterprise Value | 786 | |||||||||
Net Debt | 172 | |||||||||
Equity Value | 614 | |||||||||
Diluted Shares Outstanding, MM | 10 | |||||||||
Equity Value Per Share | 59.41 |
What You Will Get
- Real UNTY Financial Data: Pre-filled with Unity Bancorp’s historical and projected data for precise analysis.
- Fully Editable Template: Modify key inputs like revenue growth, WACC, and EBITDA % with ease.
- Automatic Calculations: See Unity Bancorp’s intrinsic value update instantly based on your changes.
- Professional Valuation Tool: Designed for investors, analysts, and consultants seeking accurate DCF results.
- User-Friendly Design: Simple structure and clear instructions for all experience levels.
Key Features
- Accurate Financial Data: Access reliable pre-loaded historical performance and future projections for Unity Bancorp, Inc. (UNTY).
- Adjustable Forecast Parameters: Modify highlighted cells for key metrics like WACC, growth rates, and profit margins.
- Real-Time Calculations: Automatic updates for DCF, Net Present Value (NPV), and cash flow assessments.
- User-Friendly Dashboard: Intuitive charts and summaries to help visualize your valuation outcomes.
- Designed for All Experience Levels: A straightforward and user-friendly layout suitable for investors, CFOs, and consultants alike.
How It Works
- Download: Obtain the pre-formatted Excel file containing Unity Bancorp, Inc.'s (UNTY) financial data.
- Customize: Modify key assumptions, such as revenue growth, EBITDA %, and WACC.
- Update Automatically: The intrinsic value and NPV calculations refresh in real-time.
- Test Scenarios: Generate various forecasts and evaluate results instantly.
- Make Decisions: Leverage the valuation insights to inform your investment choices.
Why Choose This Calculator for Unity Bancorp, Inc. (UNTY)?
- Designed for Financial Experts: A sophisticated tool tailored for analysts, CFOs, and financial consultants.
- Accurate Financial Data: Unity Bancorp’s historical and forecasted financials are preloaded for precision.
- Flexible Scenario Analysis: Effortlessly simulate various forecasts and assumptions.
- Comprehensive Outputs: Instantly calculates intrinsic value, NPV, and essential financial metrics.
- User-Friendly Interface: Step-by-step guidance makes the process straightforward.
Who Should Use This Product?
- Investors: Accurately assess Unity Bancorp, Inc.'s (UNTY) fair value before making investment choices.
- CFOs: Utilize a professional-grade DCF model for financial reporting and analysis related to Unity Bancorp, Inc. (UNTY).
- Consultants: Quickly modify the template for valuation reports tailored for Unity Bancorp, Inc. (UNTY) clients.
- Entrepreneurs: Discover insights into financial modeling practices employed by leading banks like Unity Bancorp, Inc. (UNTY).
- Educators: Apply it as an educational resource to illustrate valuation methodologies relevant to Unity Bancorp, Inc. (UNTY).
What the Template Contains
- Pre-Filled DCF Model: Unity Bancorp, Inc.’s (UNTY) financial data preloaded for immediate use.
- WACC Calculator: Detailed calculations for Weighted Average Cost of Capital.
- Financial Ratios: Evaluate Unity Bancorp, Inc.’s (UNTY) profitability, leverage, and efficiency.
- Editable Inputs: Change assumptions such as growth, margins, and CAPEX to fit your scenarios.
- Financial Statements: Annual and quarterly reports to support detailed analysis.
- Interactive Dashboard: Easily visualize key valuation metrics and results.
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