Live Oak Bancshares, Inc. (LOB) DCF Valuation

Live Oak Bancshares, Inc. (LOB) DCF Valuation

US | Financial Services | Banks - Regional | NYSE
Live Oak Bancshares, Inc. (LOB) DCF Valuation
  • ✓ Fully Editable: Tailor To Your Needs In Excel Or Sheets
  • ✓ Professional Design: Trusted, Industry-Standard Templates
  • ✓ Pre-Built For Quick And Efficient Use
  • ✓ No Expertise Is Needed; Easy To Follow

Live Oak Bancshares, Inc. (LOB) Bundle

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As an investor or analyst, the Live Oak Bancshares, Inc. (LOB) DCF Calculator is your go-to tool for accurate valuation. Loaded with real data on Live Oak Bancshares, Inc., you can adjust forecasts and observe the effects in real-time.


Discounted Cash Flow (DCF) - (USD MM)

Year AY1
2019		 AY2
2020		 AY3
2021		 AY4
2022		 AY5
2023		 FY1
2024		 FY2
2025		 FY3
2026		 FY4
2027		 FY5
2028
Revenue 206.0 284.6 442.0 391.9 119.5 123.3 127.2 131.2 135.3 139.6
Revenue Growth, % 0 38.18 55.29 -11.34 -69.51 3.16 3.16 3.16 3.16 3.16
EBITDA 42.8 69.1 232.2 231.1 104.1 60.1 62.0 63.9 65.9 68.0
EBITDA, % 20.79 24.27 52.53 58.98 87.12 48.74 48.74 48.74 48.74 48.74
Depreciation 20.0 21.7 21.4 20.8 21.3 11.2 11.5 11.9 12.2 12.6
Depreciation, % 9.69 7.62 4.83 5.3 17.8 9.05 9.05 9.05 9.05 9.05
EBIT 22.9 47.4 210.8 210.3 82.8 48.9 50.5 52.1 53.7 55.4
EBIT, % 11.1 16.65 47.69 53.67 69.32 39.69 39.69 39.69 39.69 39.69
Total Cash 674.0 1,053.8 1,098.0 1,299.0 89.5 117.1 120.8 124.6 128.5 132.6
Total Cash, percent .0 .0 .0 .0 .0 .0 .0 .0 .0 .0
Account Receivables .0 .0 .0 .0 .0
Account Receivables, % 0 0 0 0 0
Inventories .0 .0 .0 .0 .0 .0 .0 .0 .0 .0
Inventories, % 0 0 0 0 0 0 0 0 0 0
Accounts Payable .0 .0 .0 .0 .0 .0 .0 .0 .0 .0
Accounts Payable, % 0 0 0 0 0 0 0 0 0 0
Capital Expenditure -37.2 -21.0 -3.1 -43.8 -46.8 -18.9 -19.5 -20.1 -20.7 -21.4
Capital Expenditure, % -18.06 -7.37 -0.69731 -11.17 -39.2 -15.3 -15.3 -15.3 -15.3 -15.3
Tax Rate, % 10.78 10.78 10.78 10.78 10.78 10.78 10.78 10.78 10.78 10.78
EBITAT 17.6 59.5 167.0 176.2 73.9 42.0 43.3 44.7 46.1 47.5
Depreciation
Changes in Account Receivables
Changes in Inventories
Changes in Accounts Payable
Capital Expenditure
UFCF .3 60.2 185.3 153.2 48.3 34.3 35.4 36.5 37.6 38.8
WACC, % 29.82 35.26 30.37 31.45 32.72 31.92 31.92 31.92 31.92 31.92
PV UFCF
SUM PV UFCF 84.3
Long Term Growth Rate, % 2.00
Free cash flow (T + 1) 40
Terminal Value 132
Present Terminal Value 33
Enterprise Value 117
Net Debt -559
Equity Value 677
Diluted Shares Outstanding, MM 45
Equity Value Per Share 15.01

What You Will Get

  • Editable Excel Template: A fully customizable Excel-based DCF Calculator featuring pre-filled real LOB financials.
  • Real-World Data: Historical data and forward-looking estimates (as indicated in the yellow cells).
  • Forecast Flexibility: Adjust forecast assumptions such as revenue growth, EBITDA %, and WACC.
  • Automatic Calculations: Instantly observe the effect of your inputs on Live Oak Bancshares, Inc.'s valuation.
  • Professional Tool: Designed for investors, CFOs, consultants, and financial analysts.
  • User-Friendly Design: Organized for clarity and ease of use, complete with step-by-step instructions.

Key Features

  • Accurate Live Oak Financials: Access reliable pre-loaded historical data and future forecasts for Live Oak Bancshares, Inc. (LOB).
  • Customizable Forecast Inputs: Modify highlighted cells for key metrics like WACC, growth rates, and profit margins.
  • Real-Time Calculations: Automatic updates for DCF, Net Present Value (NPV), and cash flow assessments.
  • User-Friendly Dashboard: Intuitive charts and summaries to help visualize your valuation outcomes.
  • Designed for All Users: A straightforward, easy-to-navigate layout suitable for investors, CFOs, and consultants alike.

How It Works

  • 1. Access the Template: Download and open the Excel file featuring Live Oak Bancshares, Inc.'s (LOB) preloaded data.
  • 2. Adjust Assumptions: Modify essential inputs such as growth rates, WACC, and capital expenditures.
  • 3. View Results Instantly: The DCF model automatically calculates the intrinsic value and NPV.
  • 4. Explore Scenarios: Analyze various forecasts to evaluate different valuation outcomes.
  • 5. Present with Assurance: Share professional valuation insights to bolster your decision-making.

Why Choose This Calculator for Live Oak Bancshares, Inc. (LOB)?

  • Accuracy: Utilizes real Live Oak financials to ensure data precision.
  • Flexibility: Tailored for users to easily test and adjust inputs as needed.
  • Time-Saving: Eliminate the complexity of constructing a DCF model from the ground up.
  • Professional-Grade: Crafted with the expertise and usability standards of CFOs in mind.
  • User-Friendly: Intuitive design makes it accessible for users without extensive financial modeling skills.

Who Should Use This Product?

  • Professional Investors: Create comprehensive and accurate valuation models for portfolio assessment of Live Oak Bancshares, Inc. (LOB).
  • Corporate Finance Teams: Evaluate valuation scenarios to inform strategic decisions within the organization.
  • Consultants and Advisors: Deliver precise valuation insights to clients regarding Live Oak Bancshares, Inc. (LOB).
  • Students and Educators: Utilize real-world financial data to enhance learning and practice in financial modeling.
  • Banking Sector Enthusiasts: Gain insights into how financial institutions like Live Oak Bancshares, Inc. (LOB) are valued in the marketplace.

What the Template Contains

  • Operating and Balance Sheet Data: Pre-filled Live Oak Bancshares, Inc. (LOB) historical data and forecasts, including revenue, EBITDA, EBIT, and capital expenditures.
  • WACC Calculation: A dedicated sheet for Weighted Average Cost of Capital (WACC), including parameters like Beta, risk-free rate, and share price.
  • DCF Valuation (Unlevered and Levered): Editable Discounted Cash Flow models showing intrinsic value with detailed calculations.
  • Financial Statements: Pre-loaded financial statements (annual and quarterly) to support analysis.
  • Key Ratios: Includes profitability, leverage, and efficiency ratios for Live Oak Bancshares, Inc. (LOB).
  • Dashboard and Charts: Visual summary of valuation outputs and assumptions to analyze results easily.


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