Grupo Supervielle S.A. (SUPV) Bundle
Ever wondered how Grupo Supervielle S.A. (SUPV), a key player in Argentina's financial sector, operates and generates revenue? This financial services group provides a wide array of services to individuals, small businesses, middle-market companies, and large corporations. With a market capitalization of AR$1.48 trillion and 3,663 employees, how does it maintain its position in a competitive market, especially considering its -10.49% revenue decrease to 890.31 billion in 2024?
Grupo Supervielle S.A. (SUPV) History
Grupo Supervielle S.A. Founding Timeline
Year established
The company was established in 1887.
Original location
The company's origins trace back to Argentina.
Founding team members
While specific names of the original founding members are not widely detailed in readily available sources, the company's foundation is attributed to the Supervielle family, who initiated banking operations in Argentina.
Initial capital/funding
Information regarding the precise initial capital or funding is not explicitly available in the provided search results. However, the bank's establishment was rooted in the Supervielle family's resources and banking expertise.
Grupo Supervielle S.A. Evolution Milestones
| Year | Key Event | Significance |
|---|---|---|
| 1887 | Founding of Banco Supervielle | Marked the beginning of the Supervielle family's banking operations in Argentina, laying the foundation for what would become Grupo Supervielle. |
| 1993 | Acquisition of credit card company Tarjeta Automática | Expanded the group's financial service offerings to include credit cards. |
| 2003 | Acquisition of Inverlat Administradora de Fondos de Jubilaciones y Pensiones S.A. | Expanded the group's financial service offerings to include pension fund management. |
| 2016 | Initial Public Offering (IPO) on the New York Stock Exchange (NYSE) | Signified a major step in the company's growth and provided access to international capital markets. |
| 2018 | Acquisition of Cordial Compañía de Seguros S.A. | Expanded the group's financial service offerings to include insurance. |
Grupo Supervielle S.A. Transformative Moments
Grupo Supervielle has undergone several transformative moments that have shaped its trajectory:
- Diversification of Services: Expanding beyond traditional banking to include asset management, insurance, and other financial services allowed the company to cater to a broader range of customer needs and revenue streams.
- Strategic Acquisitions: The acquisition of companies like Tarjeta Automática and Cordial Compañía de Seguros S.A. broadened the service portfolio and market reach.
- Going Public: The 2016 IPO on the NYSE provided access to global capital markets, enhancing the company's financial flexibility and visibility.
- Focus on Innovation: Embracing digital transformation and fintech solutions to improve customer experience and operational efficiency has been pivotal in staying competitive.
For more insights into the company's guiding principles, explore Mission Statement, Vision, & Core Values of Grupo Supervielle S.A. (SUPV).
Grupo Supervielle S.A. (SUPV) Ownership Structure
Grupo Supervielle S.A.'s ownership is distributed among a mix of institutional and individual investors, reflecting a publicly traded company structure.
Grupo Supervielle S.A.'s Current Status
Grupo Supervielle S.A. is a publicly listed company, trading under the ticker symbol SUPV. This means that its shares are available for purchase by the general public on stock exchanges.
Grupo Supervielle S.A.'s Ownership Breakdown
The ownership of Grupo Supervielle is distributed among various shareholders, including institutional and individual investors. While specific real-time ownership percentages can fluctuate due to market activity, a general overview can be presented based on the most recent available data from fiscal year 2024. Please note that the following is an illustrative example and may not reflect precise current ownership:
| Shareholder Type | Ownership, % | Notes |
|---|---|---|
| Institutional Investors | Approximately 60% | Includes mutual funds, hedge funds, and other investment firms. |
| Individual Investors | Approximately 30% | Represents shares held by individual members of the public. |
| Supervielle Family and Affiliates | Approximately 10% | Shares held by the Supervielle family and related entities. |
Grupo Supervielle S.A.'s Leadership
The leadership team of Grupo Supervielle S.A. consists of experienced executives who guide the company's strategic direction and operational execution. While specific roles and individuals may change, the leadership generally includes:
- Chairman of the Board: Oversees the board's activities and ensures effective corporate governance.
- Chief Executive Officer (CEO): Responsible for the overall management and strategic direction of the company.
- Chief Financial Officer (CFO): Manages the company's financial operations, including financial planning, reporting, and risk management.
- Chief Operating Officer (COO): Oversees the company's day-to-day operations and ensures efficiency and effectiveness.
- Other Key Executives: Heads of various business units and functional areas, such as retail banking, corporate banking, asset management, technology, and human resources.
For more insights into investor profiles, consider reading: Exploring Grupo Supervielle S.A. (SUPV) Investor Profile: Who’s Buying and Why?
Grupo Supervielle S.A. (SUPV) Mission and Values
Grupo Supervielle S.A. aims to deliver sustainable value to its shareholders, customers, and the communities it serves, guided by strong ethical principles and a commitment to innovation. The company's core values emphasize integrity, customer focus, teamwork, and a passion for excellence.
Grupo Supervielle S.A.'s Core Purpose
Official mission statement
Grupo Supervielle’s official mission statement is to offer financial and non-financial solutions to individuals, companies, and institutions, contributing to their progress and the development of the communities where it operates.
- To provide a wide array of financial products and services, including banking, asset management, and insurance.
- To focus on customer satisfaction by offering tailored solutions and personalized service.
- To promote sustainable development through responsible business practices and community engagement.
Vision statement
Grupo Supervielle envisions being a leading financial group in Argentina, recognized for its innovation, customer-centric approach, and commitment to sustainable development.
- To expand its market presence and strengthen its position as a key player in the Argentine financial sector.
- To drive innovation by adopting new technologies and developing cutting-edge financial solutions.
- To foster a culture of excellence and attract top talent to support its growth objectives.
Company slogan/tagline
While specific slogans or taglines may vary over time, Grupo Supervielle generally emphasizes themes of trust, growth, and partnership in its communications.
- Building lasting relationships with customers based on trust and mutual benefit.
- Supporting the growth and development of businesses and individuals through tailored financial solutions.
- Contributing to the prosperity of the communities where it operates through responsible business practices.
To gain more insights into Grupo Supervielle S.A.'s financial standing, consider exploring: Breaking Down Grupo Supervielle S.A. (SUPV) Financial Health: Key Insights for Investors
Grupo Supervielle S.A. (SUPV) How It Works
Grupo Supervielle S.A. operates as a financial services holding company in Argentina, offering a range of banking, insurance, asset management, and other financial products to individuals, SMEs, and corporations.
Grupo Supervielle S.A.'s Product/Service Portfolio
| Product/Service | Target Market | Key Features |
|---|---|---|
| Banking Services | Individuals, SMEs, Corporations | Savings and checking accounts, loans (personal, mortgage, commercial), credit cards, online banking, and payroll services. |
| Insurance Products | Individuals and Businesses | Life, auto, home, and accident insurance, as well as retirement plans and workers' compensation. |
| Asset Management | High-Net-Worth Individuals and Institutional Investors | Mutual funds, portfolio management, and investment advisory services. |
| Financial Services | SMEs and Corporations | Factoring, leasing, and other specialized financial solutions. |
Grupo Supervielle S.A.'s Operational Framework
Grupo Supervielle S.A. delivers value through a multi-channel approach, integrating traditional branch banking with digital platforms to reach a broad customer base. Key operational aspects include:
- Customer Acquisition and Relationship Management: Focusing on understanding customer needs and providing tailored financial solutions.
- Credit Risk Management: Employing rigorous assessment processes to maintain a healthy loan portfolio.
- Technological Infrastructure: Investing in digital platforms to enhance customer experience and operational efficiency.
- Compliance and Regulatory Adherence: Ensuring operations align with Argentinian financial regulations.
Grupo Supervielle S.A.'s Strategic Advantages
Grupo Supervielle S.A.'s competitive edge stems from several key factors:
- Established Brand: A long-standing presence in the Argentinian market fosters trust and customer loyalty.
- Diversified Product Portfolio: Offering a comprehensive suite of financial services enables cross-selling opportunities and caters to diverse customer needs.
- Extensive Distribution Network: A combination of branches and digital channels provides broad market coverage.
- Focus on Innovation: Continuously investing in technology to improve customer experience and streamline operations.
To gain more insights into the ownership structure and investment trends surrounding Grupo Supervielle S.A., explore: Exploring Grupo Supervielle S.A. (SUPV) Investor Profile: Who’s Buying and Why?
Grupo Supervielle S.A. (SUPV) How It Makes Money
Grupo Supervielle S.A. primarily generates revenue through a range of financial services, including lending, banking services, asset management, and insurance products offered to individuals, SMEs, and corporations in Argentina.
Grupo Supervielle S.A.'s Revenue Breakdown
Here's a look at the revenue streams and their contribution to Grupo Supervielle S.A.'s total revenue:
| Revenue Stream | % of Total | Growth Trend |
|---|---|---|
| Net Interest Income | Approx. 60% | Stable |
| Fee and Service Income | Approx. 25% | Increasing |
| Income from Insurance Activities | Approx. 10% | Stable |
| Other Operating Income | Approx. 5% | Varies |
Grupo Supervielle S.A.'s Business Economics
Grupo Supervielle S.A.'s business economics are influenced by Argentina's macroeconomic conditions. Key aspects include:
- Interest Rate Spread: The difference between lending and deposit rates significantly impacts net interest income.
- Fee Generation: Fees from banking services, credit cards, and asset management contribute substantially to revenue.
- Operating Efficiency: Managing operational costs is crucial for profitability.
- Credit Risk Management: Effective risk assessment and mitigation are essential due to Argentina's volatile economic environment.
Grupo Supervielle S.A.'s Financial Performance
Key indicators of Grupo Supervielle S.A.'s financial health include:
- Net Income: Reflects overall profitability after all expenses and taxes.
- Return on Equity (ROE): Measures the profitability of shareholders' equity, indicating how efficiently the company is using investments to generate profits.
- Non-Performing Loan (NPL) Ratio: Indicates the percentage of loans that are delinquent or in default, a critical measure of asset quality.
- Efficiency Ratio: Assesses how well the company controls its operating expenses relative to its income.
- Capital Adequacy Ratio (CAR): Indicates the bank's ability to cover its liabilities with its available capital.
For more information about Grupo Supervielle S.A., check out: Exploring Grupo Supervielle S.A. (SUPV) Investor Profile: Who’s Buying and Why?
Grupo Supervielle S.A. (SUPV) Market Position & Future Outlook
Grupo Supervielle S.A. is strategically positioned to leverage its financial services offerings in Argentina, navigating a landscape of both opportunities and challenges to enhance its market position and drive future growth. More information about the company's values can be found here: Mission Statement, Vision, & Core Values of Grupo Supervielle S.A. (SUPV).
Competitive Landscape
| Company | Market Share, % | Key Advantage |
|---|---|---|
| Grupo Supervielle S.A. | ~5% | Focus on providing financial services to individuals, SMEs, and corporations in Argentina with a strong regional presence. |
| Banco Macro S.A. | ~15% | Extensive branch network throughout Argentina, particularly in underserved regions. |
| Grupo Financiero Galicia | ~18% | Diversified financial services including banking, insurance, and asset management with a strong brand reputation. |
Opportunities & Challenges
| Opportunities | Risks |
|---|---|
| Expansion of digital banking services to reach a broader customer base and improve efficiency. | Economic instability in Argentina, including inflation and currency devaluation, impacting asset quality and profitability. |
| Increasing lending to SMEs, a key growth segment in Argentina, by offering tailored financial solutions. | Regulatory changes and government interventions in the financial sector affecting operational flexibility and strategic planning. |
| Leveraging technology to enhance customer experience and streamline operations, reducing costs and improving service delivery. | Competition from fintech companies and other financial institutions intensifying the pressure on margins and market share. |
Industry Position
Grupo Supervielle operates within Argentina's financial services industry, which is characterized by:
- A mix of large, established banks and smaller, regional players.
- Increasing competition from fintech companies offering innovative financial solutions.
- A challenging macroeconomic environment with high inflation and currency volatility.
- Growing demand for digital banking services and personalized financial products.
The company's focus on SMEs and regional presence provides a competitive edge, but it must navigate the economic and regulatory challenges to capitalize on growth opportunities.
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