Exploring Dave Inc. (DAVE) Investor Profile: Who’s Buying and Why?

Ever wondered who's investing in Dave Inc. (DAVE) and what's driving their interest? As of the fiscal year 2024, understanding the investor landscape is crucial, especially when the company reported a total revenue of $264 million, marking a 22% increase year-over-year, and facilitated approximately $9.7 billion in ExtraCash transactions. With a gross profit of $74 million and an adjusted EBITDA of $18 million, Dave Inc. presents an intriguing profile. Are institutional investors taking note of the company's strategic focus on serving the everyday American, or is it the retail investors drawn to its innovative banking solutions and the potential for growth in a competitive fintech market? Dive in to explore the dynamics of Dave Inc.'s investor base and the factors influencing their investment decisions.

Dave Inc. (DAVE) Who Invests in Dave Inc. (DAVE) and Why?

Understanding the investor profile of Dave Inc. (DAVE) involves examining the various types of investors, their motivations, and the strategies they employ. This insight is crucial for current and potential investors looking to align their investment decisions with the overall market sentiment towards Dave Inc. (DAVE). Here’s a breakdown of who is investing in Dave Inc. (DAVE) and the reasons behind their investment choices.

Key Investor Types:

The investor base of Dave Inc. (DAVE) can be categorized into several key types:

• Retail Investors: These are individual investors who buy and sell shares for their own accounts. They might be drawn to Dave Inc. (DAVE) due to its mission of improving financial opportunity.
• Institutional Investors: These include entities such as mutual funds, pension funds, and insurance companies that invest on behalf of their clients. Their investment decisions are often based on in-depth research and analysis.
• Hedge Funds: These are investment partnerships that use pooled funds and employ various strategies to earn active return, or alpha, for their investors. They may be interested in Dave Inc. (DAVE) for short-term trading opportunities or specific investment theses.

Investment Motivations:

Different investors are attracted to Dave Inc. (DAVE) for various reasons:

• Growth Prospects: Investors might be optimistic about Dave Inc. (DAVE)'s potential for growth in the fintech industry, especially given the increasing demand for digital banking solutions.
• Market Position: Dave Inc. (DAVE)'s unique position in the market, focusing on providing financial tools.

Investment Strategies:

The strategies employed by investors in Dave Inc. (DAVE) vary widely:

• Long-Term Holding: Some investors adopt a long-term buy-and-hold strategy, believing in the company's sustained growth and market leadership over time.
• Short-Term Trading: Other investors engage in short-term trading, seeking to profit from the stock's price fluctuations.
• Value Investing: Value investors may see Dave Inc. (DAVE) as undervalued by the market and invest with the expectation that its true value will eventually be recognized.

For more insights into the company's direction and values, refer to the Mission Statement, Vision, & Core Values of Dave Inc. (DAVE).

Dave Inc. (DAVE) Institutional Ownership and Major Shareholders of Dave Inc. (DAVE)

Institutional ownership in Dave Inc. (DAVE) indicates the extent of involvement of large financial entities in the company's stock. Examining the ownership structure provides insights into market sentiment and potential stock performance. As of April 2025, several institutions and major shareholders have notable positions in Dave Inc. (DAVE).

As of April 15, 2025, Dave Inc. (US:DAVE) has 275 institutional owners and shareholders that have filed 13D/G or 13F forms with the Securities Exchange Commission (SEC). These institutions hold a total of 10,459,181 shares.

The largest shareholders include:

• Hood River Capital Management LLC
• NVP Associates, LLC
• Divisadero Street Capital Management, LP
• BlackRock, Inc.
• Vanguard Group Inc
• HRSMX - Hood River Small-Cap Growth Fund Institutional Shares
• Nuveen Asset Management, LLC
• Invesco Ltd.
• VTSMX - Vanguard Total Stock Market Index Fund Investor Shares
• Proem Advisors LLC

Major shareholders can include individual investors, mutual funds, hedge funds, or institutions. A Schedule 13D indicates that the investor holds (or held) more than 5% of the company and intends (or intended) to actively pursue a change in business strategy. Schedule 13G indicates a passive investment of over 5%.

The share price as of April 15, 2025 is $83.84 / share. Previously, on April 16, 2024, the share price was $35.48 / share. This represents an increase of 136.27% over that period.

Dave Inc. (DAVE) has the following ownership structure:

• 66.92% held by institutional shareholders
• 181.36% held by Dave insiders
• 0.00% held by retail investors

Top individual Dave Inc. (DAVE) shareholders:

• Charles S. Paul owns 16.10M shares representing 122.96% of the company. Charles S. Paul's Dave shares are currently valued at $1.32B.
• Vpc Impact Acquisition Holdings Sponsor III LLC owns 5,341,528 shares representing 40.79% of the company. The Dave shares are currently valued at $447.83M.

Other notable shareholders include:

• Hood River Capital Management LLC holds 1,068,756 shares.
• Section 32 Fund 1 LP holds 1,028,232 shares.
• Nvp Associates LLC holds 582,675 shares.
• Divisadero Street Capital Management LP holds 569,680 shares.
• Blackrock Inc holds 558,571 shares.
• Vanguard Group Inc holds 530,353 shares.
• Nuveen Asset Management LLC holds 426,801 shares.
• Jason Wilk holds 401,356 shares.

The top 25 shareholders own 164.77% of the company.

Recent insider transactions include:

• Section 32, LLC sold 1,000,000 shares on Oct 08, 2024, for $40,600,000
• Kyle Beilman bought 850 shares on Jun 02, 2024, for $32,020
• Section 32, LLC sold 110,000 shares on May 09, 2024, for $5,379,000
• Section 32, LLC sold 450,000 shares on May 06, 2024, for $22,005,000

Institutional investors' actions can significantly influence a company's stock price. Substantial holdings by institutions imply they have significant influence over the company's share price. As of January 12th, 2025, institutions held 48% ownership in Dave Inc. (DAVE). The top 13 shareholders hold 50% of the business, while insider ownership stands at 22%.

Changes in institutional investor positions can offer insights into the changing sentiments towards the stock. An increase in holdings may indicate a positive outlook, while a decrease may suggest concerns.

For further insights into Dave Inc.'s financial well-being, consider exploring: Breaking Down Dave Inc. (DAVE) Financial Health: Key Insights for Investors

Dave Inc. (DAVE) Key Investors and Their Impact on Dave Inc. (DAVE)

Understanding the investor profile of Dave Inc. (DAVE) provides valuable insights into the company's stability, growth potential, and strategic direction. Examining who is investing and their recent activities can reveal market sentiment and potential future moves.

While specific, real-time details on all investors and their direct influence can be dynamic and sometimes proprietary, several sources provide snapshots of institutional and major shareholders.

Key aspects to consider when analyzing Dave Inc. (DAVE)'s investor profile include:

• Notable Investors: Identifying prominent funds, individuals, or activist investors holding significant stakes.
• Investor Influence: Assessing how these investors can impact company decisions, stock performance, and overall strategy.
• Recent Moves: Monitoring recent buying or selling activities, as well as any public activist campaigns or strategic proposals.

As of the latest available data, key institutional holders and insiders may include:

• Vanguard Group: A major institutional investor known for its significant holdings in various companies.
• BlackRock Inc.: Another large asset manager with substantial investments across different sectors.
• Founders/Executives: Key executives and founders often hold significant shares, reflecting their vested interest in the company’s success.

These investors can exert influence through:

• Voting Rights: Large shareholders have a greater say in company resolutions and board elections.
• Market Confidence: Their investment decisions can influence market perception and attract other investors.
• Strategic Input: Major stakeholders may engage with the management team to provide strategic advice or push for specific initiatives.

Recent moves by these investors, such as increasing or decreasing their positions, can signal their confidence in the company’s future prospects or concerns about potential challenges. Monitoring these activities through regulatory filings (e.g., SEC Form 4, 13D, 13G) provides valuable insights.

For more insights into Dave Inc. (DAVE), you might find this resource helpful: Dave Inc. (DAVE): History, Ownership, Mission, How It Works & Makes Money.

Analyzing these factors offers a comprehensive view of the investor landscape and its potential impact on Dave Inc. (DAVE).

Dave Inc. (DAVE) Market Impact and Investor Sentiment

Understanding investor sentiment and market reactions is crucial for assessing the potential future of Dave Inc. (DAVE). Recent market behaviors and analyst perspectives provide valuable insights into how major shareholders influence the company.

Dave Inc. (DAVE) has experienced varied market reactions based on investor moves. Monitoring these reactions helps in understanding the stock's volatility and potential investment opportunities. For instance, significant changes in ownership can lead to fluctuations in stock prices, reflecting the market's anticipation of strategic shifts or operational improvements.

Analyzing the sentiment of major shareholders towards Dave Inc. (DAVE) offers a glimpse into the confidence levels surrounding the company's prospects. Positive sentiment from large institutional investors can often drive smaller investors to follow suit, leading to increased stock demand and price appreciation. Conversely, negative sentiment may signal concerns about the company's performance or strategic direction, potentially leading to sell-offs.

Here are factors influencing investor sentiment:

• Financial Performance: Revenue growth, profitability, and cash flow generation.
• Strategic Initiatives: New product launches, partnerships, and market expansions.
• Regulatory Environment: Changes in regulations affecting the fintech industry.
• Macroeconomic Factors: Interest rates, inflation, and overall economic growth.

Analyst perspectives play a vital role in shaping investor sentiment. Analysts provide in-depth research and recommendations, influencing investment decisions. Their insights often cover:

• Stock Ratings: Buy, sell, or hold recommendations.
• Price Targets: Expected future stock prices.
• Earnings Estimates: Projections of future financial performance.
• Risk Assessments: Evaluations of potential risks and opportunities.

The following table summarizes potential impacts of key investors on Dave Inc.'s future:

Keeping abreast of these dynamics is essential for stakeholders looking to make informed decisions regarding Dave Inc. (DAVE). To gain more insights into the company's background, mission, and ownership structure, consider exploring: Dave Inc. (DAVE): History, Ownership, Mission, How It Works & Makes Money.