Exploring First Northwest Bancorp (FNWB) Investor Profile: Who’s Buying and Why?

Are you keeping a close watch on First Northwest Bancorp (FNWB) and wondering who's investing and, more importantly, why? As of December 2024, institutional investors hold a significant 47.89% of FNWB's shares, reflecting substantial confidence from major players. But with FNWB's annual revenue down by -20.63% to $50.90M in 2024, and a net loss of $2.8 million reported for Q4 2024, what's driving these investment decisions? Are they betting on the company's strategic moves, such as reinvesting in higher-yielding bank-owned life insurance policies (BOLI) that increased the annual pre-tax net yield by 74-basis points, or are there other factors at play that make FNWB an attractive prospect despite recent financial results?

First Northwest Bancorp (FNWB) Who Invests in First Northwest Bancorp and Why?

Understanding the investor profile of First Northwest Bancorp (FNWB) involves identifying the key types of investors, their motivations, and the strategies they employ. This provides valuable insights into the market's perception of FNWB and its future prospects.

Key Investor Types: FNWB's investor base is composed of a mix of retail investors, institutional investors, and potentially hedge funds. Each group has different investment horizons and risk tolerances.

• Retail Investors: These are individual investors who buy and sell shares for their own accounts. They may be attracted to FNWB due to its local presence, community focus, and potential for steady returns.
• Institutional Investors: These include investment firms, mutual funds, pension funds, and insurance companies. They typically invest larger sums of money and conduct extensive due diligence before investing.
• Hedge Funds: These are investment partnerships that use more aggressive strategies, such as leverage and short-selling, to generate higher returns. Their presence in FNWB's investor base would suggest a more active trading strategy.

Investment Motivations: Several factors attract investors to First Northwest Bancorp:

• Growth Prospects: Investors may see potential in FNWB's growth strategy, including expanding its loan portfolio, increasing its market share, and diversifying its services.
• Dividends: Dividend-paying stocks are attractive to income-seeking investors, particularly in a low-interest-rate environment.
• Market Position: FNWB's position in the Pacific Northwest market may be seen as advantageous, given the region's economic growth and stability.
• Financial Performance: Strong financial metrics, such as return on equity (ROE), return on assets (ROA), and net interest margin (NIM), can attract investors seeking profitable and well-managed companies.

Investment Strategies: The investment strategies employed by FNWB investors vary depending on their objectives and risk tolerance:

• Long-Term Holding: Many investors, particularly institutional investors and those seeking dividend income, may adopt a long-term holding strategy. They believe in FNWB's long-term potential and are willing to hold the stock for several years.
• Short-Term Trading: Hedge funds and other active traders may engage in short-term trading strategies, seeking to profit from short-term price fluctuations.
• Value Investing: Value investors look for undervalued companies with strong fundamentals. They may be attracted to FNWB if they believe the stock is trading below its intrinsic value.

Analyzing the composition of First Northwest Bancorp's investor base, their motivations, and their investment strategies provides a comprehensive understanding of the market's view of the company. This information is valuable for both current and prospective investors.

To gain further insights into the company's guiding principles, explore Mission Statement, Vision, & Core Values of First Northwest Bancorp (FNWB).

First Northwest Bancorp (FNWB) Institutional Ownership and Major Shareholders of First Northwest Bancorp (FNWB)

Understanding the institutional ownership of First Northwest Bancorp (FNWB) provides valuable insights into the company's stock dynamics and investor confidence. Institutional investors, which include mutual funds, pension funds, hedge funds, and other large entities, often hold significant stakes in publicly traded companies, influencing stock price and corporate strategy.

Here's a detailed look at the institutional ownership of First Northwest Bancorp (FNWB), recent changes in ownership, and the potential impact of these large investors:

As of the latest available data, the top institutional investors in First Northwest Bancorp (FNWB) include:

• BlackRock Fund Advisors: As of March 31, 2024, BlackRock Fund Advisors held 178,747 shares of FNWB, representing $3.948 million.
• Vanguard Group Inc: According to the latest filing, Vanguard Group Inc. owns 172,786 shares, valued at $3.816 million.
• Dimensional Fund Advisors LP: Dimensional Fund Advisors LP’s holdings include 123,711 shares, worth approximately $2.728 million.
• Renaissance Technologies LLC: Renaissance Technologies LLC holds 32,700 shares, which are valued at $0.722 million.
• Geode Capital Management LLC: Geode Capital Management LLC owns 26,772 shares, with a reported value of $0.591 million.

These major institutional shareholders reflect a mix of investment strategies, from passive index tracking (e.g., Vanguard, BlackRock) to active management (e.g., Renaissance Technologies). Their collective holdings can exert considerable influence on FNWB's stock performance.

Changes in institutional ownership can signal shifts in investor sentiment and expectations regarding a company's future prospects. Recent data indicates the following changes:

• Increases in Holdings: Some institutional investors have increased their positions in FNWB, indicating a positive outlook on the company's performance. For instance, BlackRock Fund Advisors increased their holdings by 1,480 shares in the first quarter of 2024.
• Decreases in Holdings: Conversely, other institutions have reduced their stakes, potentially reflecting concerns about the company's valuation or growth prospects. For example, Dimensional Fund Advisors LP decreased their holdings by 3,977 shares in the first quarter of 2024.

The following table summarizes the ownership data:

Institutional investors play a crucial role in shaping a company's stock price and influencing its strategic direction. Their actions can drive trading volume, impact valuation multiples, and signal confidence (or lack thereof) to the broader market.

• Stock Price Impact: Large purchases by institutional investors can lead to increased demand for a stock, driving up its price. Conversely, significant sales can create downward pressure.
• Strategic Influence: Institutional shareholders often engage with company management to express their views on strategic decisions, capital allocation, and corporate governance. Their influence can prompt companies to adopt shareholder-friendly policies or pursue specific growth initiatives.
• Market Confidence: The presence of reputable institutional investors can enhance a company's credibility and attract additional investors, contributing to a more stable and liquid market for its shares.

For an in-depth analysis of First Northwest Bancorp (FNWB)'s financial health, see Breaking Down First Northwest Bancorp (FNWB) Financial Health: Key Insights for Investors.

First Northwest Bancorp (FNWB) Key Investors and Their Impact on [Company Name]

Understanding the investor profile of First Northwest Bancorp (FNWB) provides valuable insights into the company's stability, growth potential, and strategic direction. Key investors can exert considerable influence on company decisions and stock performance.

Approximately 23.59% of First Northwest Bancorp's stock is held by institutional investors, 6.20% by insiders, and 6.08% by public companies and individual investors.

Here's a look at some notable investors and their recent activities:

• Fourthstone LLC: As of December 31, 2024, Fourthstone LLC is the largest shareholder with 928,500 shares, representing 9.84% of the company's outstanding shares, valued at $9,127,184.
• FMR LLC: FMR LLC holds 841,450 shares, accounting for approximately 8.91% of the company, with a value of $8,271,492 as of December 31, 2024.
• Private Capital Management, LLC: This firm possesses 541,870 shares, which represents a 5.74% stake in First Northwest Bancorp, valued at $5,326,542 as of December 31, 2024.
• Vanguard Group Inc: Vanguard holds 406,510 shares.
• Dimensional Fund Advisors Lp: An additional significant institutional holder.
• Renaissance Technologies Llc: Also among the major institutional shareholders.

Recent insider trading activity can offer clues about the confidence levels of those closest to the company:

Notable insider buys include:

• Sean Patrick Brennan (Director): Purchased 2,000 shares on December 13, 2024, at $10.70 per share, for a total of $21,400. Following the trade, they now own 9,104 shares.
• Matthew Deines (President/CEO): Bought 2,100 shares on November 5, 2024, at $9.79 per share, totaling $20,559.
• Dana D. Behar (Director): Acquired 80,000 shares on May 10, 2024, at $10.50 per share, amounting to $840,000.

These insider purchases suggest a positive outlook on First Northwest Bancorp's prospects.

Here is a summary of recent insider transactions:

On April 11, 2025, First Financial Northwest, Inc. announced the closing of its acquisition by Global Federal Credit Union.

For more insights into First Northwest Bancorp's financial standing, explore Breaking Down First Northwest Bancorp (FNWB) Financial Health: Key Insights for Investors.

First Northwest Bancorp (FNWB) Market Impact and Investor Sentiment

Understanding investor sentiment and market reactions is crucial for evaluating First Northwest Bancorp (FNWB). Recent shifts in ownership and the perspectives of leading analysts can significantly influence the company's future trajectory. Examining these factors provides valuable insights for current and potential investors.

Recent changes in ownership and significant investor moves can trigger notable stock market reactions for First Northwest Bancorp (FNWB). Monitoring these reactions offers insights into market confidence and potential future performance. For instance, a large institutional investor increasing their stake might signal positive sentiment, potentially driving the stock price up. Conversely, a major sell-off could indicate concerns, leading to a price decline. Keeping abreast of these movements helps investors gauge the overall market perception of FNWB. See more details about FNWB financial health: Breaking Down First Northwest Bancorp (FNWB) Financial Health: Key Insights for Investors

Analyst perspectives play a pivotal role in shaping investor expectations for First Northwest Bancorp (FNWB). These experts evaluate various factors, including financial performance, market conditions, and strategic initiatives, to provide informed opinions on the company's prospects. Their insights can influence investor sentiment and, consequently, stock performance. Here are some key areas where analyst opinions matter:

• Growth Potential: Analysts assess FNWB's ability to expand its operations and increase profitability in the coming years.
• Financial Health: They scrutinize the company's balance sheet, income statement, and cash flow to determine its financial stability.
• Competitive Positioning: Analysts compare FNWB's performance against its peers to evaluate its competitive advantages and disadvantages.
• Risk Factors: They identify potential risks, such as regulatory changes or economic downturns, that could impact FNWB's performance.

By considering these analyst perspectives, investors can gain a more comprehensive understanding of the potential risks and rewards associated with FNWB.

To illustrate the potential impact of investor sentiment and market reactions, consider the following hypothetical scenarios:

These scenarios demonstrate how different events and the corresponding investor reactions can influence FNWB's market performance.