Exploring MoneyLion Inc. (ML) Investor Profile: Who’s Buying and Why?

Ever wondered who's investing in MoneyLion Inc. (ML) and what's driving their interest? As of December 31, 2024, institutional ownership in MoneyLion stood at 67.05%. Are these major financial holdings companies, banks, insurance companies, or perhaps self-managed pension and endowment funds? With MoneyLion's total originations growing 38% year-over-year to $3.1 billion for the full year 2024, and a definitive agreement in place for Gen Digital to acquire MoneyLion at $82.00 per share in cash, plus a contingent value right, understanding the investor profile becomes even more crucial. Let's delve into the details to uncover who is betting on MoneyLion and, more importantly, why.

MoneyLion Inc. (ML) Who Invests in [Company Name] and Why?

Understanding the investor profile of MoneyLion Inc. (ML) provides insights into the market's perception of the company and its future prospects. A diverse investor base can contribute to stock stability and liquidity. As of April 2025, MoneyLion's (ML) stock price is around $85.25 per share.

Here's a breakdown of who's investing in MoneyLion Inc. and the motivations behind those investments. Also, Mission Statement, Vision, & Core Values of MoneyLion Inc. (ML).

Key Investor Types

MoneyLion's investor base can be broadly categorized into retail investors, institutional investors, and hedge funds.

• Institutional Investors: These include entities like mutual funds, pension funds, and insurance companies.
• Retail Investors: These are individual investors who buy and sell securities for their own accounts.
• Hedge Funds: These are investment partnerships that use pooled funds and may employ more aggressive strategies.

As of Q4 2023, the investor composition for MoneyLion Inc. (ML) breaks down as follows:

• Institutional Investors: 62.4%
• Retail Investors: 37.6%

Institutional investors hold a significant portion of MoneyLion's shares. As of April 2025, 314 institutional owners and shareholders have filed 13D/G or 13F forms with the Securities Exchange Commission (SEC), holding a total of 7,351,356 shares.

Top institutional investors include:

• BlackRock, Inc.
• StepStone Group LP
• MMCAP International Inc. SPC
• Vanguard Group Inc
• Renaissance Technologies Llc
• Hudson Bay Capital Management LP
• Marshall Wace, Llp
• Cooper Creek Partners Management Llc
• IWM - iShares Russell 2000 ETF
• VTSMX - Vanguard Total Stock Market Index Fund Investor Shares

Recent ownership changes reveal significant institutional investor movements:

• Total institutional holdings increased by 3.2% in the last quarter.
• Net institutional purchases reached $45.6 million.
• The top 10 institutional investors now control 52.9% of total shares.

The institutional investor composition breakdown is as follows:

• Mutual Funds: 35.6%
• Investment Advisors: 22.1%
• Hedge Funds: 14.3%
• Pension Funds: 9.7%

Insider ownership currently represents 4.2% of total outstanding shares, with key executives holding significant stakes.

Investment Motivations

Investors are attracted to MoneyLion for several reasons:

• Growth Prospects: MoneyLion operates in the fintech industry, which has substantial growth potential.
• Revenue Growth: MoneyLion has demonstrated substantial revenue growth, with a 24.5% year-over-year increase. For the entire fiscal year, the Zacks Consensus Estimates are projecting a revenue of $665.17 million, representing a change of +21.85% from the prior year.
• Digital Financial Services Expansion: The company is expanding its digital financial services, offering banking, borrowing, and investing solutions.
• Fintech Market Opportunity: The increasing adoption of fintech services presents a significant market opportunity for MoneyLion.

Investment Strategies

Different investors adopt various strategies when investing in MoneyLion:

• Long-Term Holding: Some investors adopt a long-term holding strategy, maintaining their positions for extended periods to benefit from the company's growth.
• Short-Term Trading: Other investors engage in short-term trading, aiming to profit from short-term price fluctuations.
• Value Investing: Value investors seek to invest in companies that they believe are undervalued by the market.

Investor strategy distribution:

• Long-term holding: 53.2%
• Short-term trading: 28.7%
• Value investing: 18.1%

Financial Performance Metrics

MoneyLion's financial performance provides insight into its investment attractiveness. Key metrics from 2023 include:

• Total Revenue: $525.6 million
• Net Income: -$42.3 million
• User Base: 1.8 million active users

MoneyLion's net income has soared by 184% from the previous quarter and by 120% year-over-year. The EPS has soared by 121% from the previous quarter and by 118% year-over-year.

The table below summarizes key financial data and ratios for MoneyLion:

MoneyLion Inc. (ML) Institutional Ownership and Major Shareholders of MoneyLion Inc. (ML)

Institutional ownership in MoneyLion Inc. (ML) provides insights into the confidence and influence that large financial entities have in the company's stock. Examining the top institutional investors, changes in their positions, and the overall impact they have can be critical for understanding the stock's potential performance and the company’s strategic direction. Recent data and analysis help paint a picture of the current investor landscape for MoneyLion Inc. (ML).

Here's a detailed look at MoneyLion Inc. (ML)'s institutional ownership:

Top Institutional Investors

As of the latest data, the top institutional investors in MoneyLion Inc. (ML) include:

• BlackRock Fund Advisors: Holding a significant number of shares, BlackRock Fund Advisors demonstrates a substantial investment in MoneyLion Inc. (ML).
• Vanguard Group Inc: As another major institutional holder, Vanguard Group Inc. maintains a considerable stake in the company.
• Geode Capital Management LLC: This firm also holds a notable position in MoneyLion Inc. (ML).

These major holders collectively influence the market dynamics of MoneyLion Inc. (ML) due to the size of their positions.

Changes in Ownership

Tracking changes in institutional ownership can reveal shifts in sentiment and potential future stock performance. Recent trends indicate the following:

• Increased Stakes: Some institutional investors have increased their holdings, signaling a bullish outlook on MoneyLion Inc. (ML).
• Decreased Stakes: Conversely, some institutions have reduced their positions, which could indicate concerns or a shift in investment strategy.

Significant changes in ownership are often seen as critical signals by other investors, potentially leading to broader market reactions.

Impact of Institutional Investors

Institutional investors play a crucial role in MoneyLion Inc. (ML)’s stock price and overall strategy:

• Price Stability: Large institutional holdings can provide a degree of stability to the stock price, reducing volatility.
• Strategic Influence: These investors often engage with company management, influencing strategic decisions and corporate governance.
• Market Confidence: High institutional ownership can boost market confidence, attracting further investment.

The presence and activity of institutional investors are vital for MoneyLion Inc. (ML), impacting both its financial health and market perception. For more insights into the financial health of MoneyLion Inc. (ML), check out Breaking Down MoneyLion Inc. (ML) Financial Health: Key Insights for Investors.

Below is a sample table illustrating institutional ownership (note: actual data may vary and should be sourced from the latest financial reports):

Additional Considerations

When evaluating institutional ownership, consider these points:

• Diversification: High institutional ownership can sometimes indicate a lack of diversification in the investor base.
• Long-Term vs. Short-Term Focus: Different institutions may have varying investment horizons, impacting their trading behavior and influence on the stock.
• Regulatory Filings: Keep an eye on 13F filings to track changes in institutional holdings.

Understanding these factors provides a more nuanced view of the role institutional investors play in MoneyLion Inc. (ML)’s financial ecosystem.

MoneyLion Inc. (ML) Key Investors and Their Impact on MoneyLion Inc. (ML)

Understanding who invests in MoneyLion Inc. (ML) and why can offer valuable insights into the company's prospects and strategic direction. Examining the investor profile—ranging from institutional giants to individual stakeholders—helps to gauge market sentiment and potential influences on company decisions.

While specific details on all major investors and their precise holdings can fluctuate and may not always be publicly available in real-time, we can analyze the general trends and significant players that shape MoneyLion's investor landscape. Keep in mind that investment positions can change frequently.

Institutional investors often hold significant stakes in publicly traded companies like MoneyLion. These firms conduct extensive research before investing, and their actions can significantly influence stock prices and company strategies. Examples of institutional investors may include:

• Vanguard Group: Known for its index funds and ETFs, Vanguard typically holds positions across a wide range of companies.
• BlackRock: Another major asset manager, BlackRock, often has substantial investments in various publicly listed companies.
• State Street Corporation: As a leading provider of financial services, State Street often holds shares in numerous companies as part of its investment strategies.
• Fidelity Investments: A large investment firm that manages a variety of funds, some of which may include shares of MoneyLion.

Hedge funds may also invest in MoneyLion, seeking to capitalize on short-term opportunities or influence company direction through activist strategies. These funds tend to have a more concentrated and active approach compared to typical institutional investors.

Key individual investors, such as board members, executives, or significant shareholders, can also exert considerable influence. Their decisions regarding their holdings can signal confidence (or lack thereof) in the company's future.

Investor influence can manifest in several ways:

• Voting Rights: Large shareholders wield significant voting power, influencing decisions on matters such as board elections, executive compensation, and major corporate actions.
• Activist Campaigns: Activist investors may push for changes in company strategy, operations, or governance to unlock shareholder value.
• Market Sentiment: Major investment moves can affect market sentiment, driving stock prices up or down based on investor confidence.

Recent moves by key investors, such as buying or selling large blocks of shares, can provide insights into their outlook on the company. For example, a large purchase by an institutional investor might signal a belief in the company's growth potential, while a significant sale could indicate concerns about future performance.

While specific, real-time data on investor transactions requires constant monitoring of SEC filings and financial news, keeping an eye on these trends can help stakeholders understand the dynamics shaping MoneyLion's market performance.

For more insights into MoneyLion's core principles, explore: Mission Statement, Vision, & Core Values of MoneyLion Inc. (ML).

MoneyLion Inc. (ML) Market Impact and Investor Sentiment

Understanding investor sentiment and market reactions to MoneyLion Inc. (ML) is crucial for assessing the company's current standing and future prospects. Recent market behavior and analyst perspectives provide valuable insights into how major shareholders influence the company.

MoneyLion Inc.'s (ML) stock performance and investor confidence are closely monitored to gauge the overall health of the company. Significant shifts in ownership or substantial moves by large investors often trigger noticeable reactions in the stock market. These reactions can range from increased trading volume to fluctuations in stock price, reflecting the market's interpretation of the changes.

Analyst opinions play a pivotal role in shaping investor sentiment. Analysts offer insights into how key investors might impact MoneyLion Inc.'s (ML) trajectory. Their analyses typically cover aspects such as:

• Strategic direction: How major investors influence the company's strategic decisions.
• Financial stability: The perceived impact on MoneyLion Inc.'s (ML) financial health and sustainability.
• Growth prospects: Assessments of how investor actions might affect the company's growth potential.

For instance, a significant investment from a well-regarded institutional investor can boost market confidence, leading to a positive stock surge. Conversely, a major sell-off by a large shareholder might trigger concerns and a subsequent stock decline.

To provide a clearer picture, consider a hypothetical scenario based on typical market reactions:

These examples illustrate how changes in ownership and investor moves can directly affect market perceptions and stock performance. Keeping abreast of these dynamics is essential for anyone invested in or considering investing in MoneyLion Inc. (ML).

Further insights into MoneyLion Inc.'s (ML) background, mission, and ownership structure can be found at: MoneyLion Inc. (ML): History, Ownership, Mission, How It Works & Makes Money