Exploring Peoples Bancorp of North Carolina, Inc. (PEBK) Investor Profile: Who’s Buying and Why?

Have you ever wondered who the major players are behind Peoples Bancorp of North Carolina, Inc. (PEBK) and what motivates their investment decisions? With a market cap of $142.24 million, understanding the investor profile of PEBK can provide valuable insights. Were net earnings of $16.4 million or $3.08 per share for the year ended December 31, 2024, a key factor? Or perhaps the increase in total loans to $1.14 billion at December 31, 2024? Let's delve into the details to uncover who's investing in PEBK and, more importantly, why.

Peoples Bancorp of North Carolina, Inc. (PEBK) Who Invests in Peoples Bancorp of North Carolina, Inc. (PEBK) and Why?

Understanding the investor profile of Peoples Bancorp of North Carolina, Inc. (PEBK) involves examining the various types of investors, their motivations, and the strategies they employ. This provides insight into the market's perception of the company and its future prospects. Here's a breakdown of who's investing in PEBK and the rationale behind their investment decisions.

Key Investor Types

The investor base of Peoples Bancorp of North Carolina, Inc. (PEBK) can be broadly categorized into retail investors, institutional investors, and potentially hedge funds. Each group has different investment horizons, risk tolerances, and expectations.

• Retail Investors: These are individual investors who buy and sell shares for their own accounts. They might be attracted to PEBK due to its local presence, dividend payouts, or perceived stability.
• Institutional Investors: These include mutual funds, pension funds, insurance companies, and other large entities that invest on behalf of their clients. Their investment decisions are often driven by in-depth research and analysis.
• Hedge Funds: These are investment partnerships that use more aggressive strategies, such as leveraging or short-selling, to generate higher returns. Their involvement in PEBK might be related to specific trading opportunities or arbitrage strategies.

Investment Motivations

Investors are drawn to Peoples Bancorp of North Carolina, Inc. (PEBK) for various reasons, often linked to the company's financial health, market position, and growth opportunities.

• Growth Prospects: Investors may believe that PEBK has the potential for future growth, driven by factors such as expanding its loan portfolio, entering new markets, or increasing its fee income.
• Dividends: Companies that consistently pay dividends are attractive to income-seeking investors. PEBK's dividend policy and yield can be a significant factor in attracting and retaining investors.
• Market Position: PEBK's competitive position in the North Carolina banking market influences investor confidence. A strong local presence and customer relationships can be seen as positive indicators.

Investment Strategies

The strategies employed by PEBK investors vary depending on their investment goals and risk appetite.

• Long-Term Holding: Many investors, particularly institutional ones, may adopt a long-term buy-and-hold strategy, based on the belief that PEBK will deliver steady returns over time.
• Short-Term Trading: Some investors, including hedge funds and active traders, may engage in short-term trading, seeking to profit from price fluctuations in PEBK's stock.
• Value Investing: Value investors look for companies that they believe are undervalued by the market. If PEBK's stock price is below its intrinsic value, it may attract this type of investor.

To gain a deeper understanding of Peoples Bancorp of North Carolina, Inc. (PEBK), you might find this resource helpful: Peoples Bancorp of North Carolina, Inc. (PEBK): History, Ownership, Mission, How It Works & Makes Money

Peoples Bancorp of North Carolina, Inc. (PEBK) Institutional Ownership and Major Shareholders of Peoples Bancorp of North Carolina, Inc. (PEBK)

Institutional ownership in Peoples Bancorp of North Carolina, Inc. (PEBK) plays a significant role in the company's stock performance and overall strategy. Examining the top institutional investors, changes in their ownership stakes, and the broader impact they have can provide valuable insights for current and prospective investors.

As of the latest available data from 2024, the top institutional investors in Peoples Bancorp of North Carolina, Inc. (PEBK) include:

• Vanguard Group Inc.
• BlackRock Inc.
• Dimensional Fund Advisors LP
• Renaissance Technologies LLC
• State Street Corp

These institutions hold a substantial percentage of the company's outstanding shares, reflecting their confidence in Peoples Bancorp of North Carolina, Inc. (PEBK)'s financial health and growth prospects. The exact shareholdings of these institutions can fluctuate due to various market factors and investment decisions.

Recent changes in institutional ownership can signal shifts in sentiment towards Peoples Bancorp of North Carolina, Inc. (PEBK). Increases in institutional holdings may indicate a positive outlook, while decreases could suggest concerns about the company's future performance. Monitoring these changes can provide investors with valuable information for their own investment strategies.

The role of institutional investors extends beyond simply holding shares. Their actions can influence the company's stock price, strategic decisions, and corporate governance. For example, large institutional investors often have the power to vote on key issues, such as executive compensation and mergers, potentially shaping the direction of Peoples Bancorp of North Carolina, Inc. (PEBK).

Here's a look at a sample of institutional ownership data (note that the exact percentages and share numbers would need to be updated with current 2024 data):

For more insights into the company's values and objectives, explore Mission Statement, Vision, & Core Values of Peoples Bancorp of North Carolina, Inc. (PEBK).

Peoples Bancorp of North Carolina, Inc. (PEBK) Key Investors and Their Impact on [Company Name]

Understanding the investor profile of Peoples Bancorp of North Carolina, Inc. (PEBK) provides valuable insights into the company's stability, strategic direction, and potential stock movements. A diverse investor base, comprising both institutional and individual investors, contributes to a balanced governance structure.

As of April 2025, several key investors hold significant positions in PEBK. These include both institutional and individual investors.

• Institutional Investors: These entities manage large sums of money and often have a substantial impact on a company's stock price and decisions.
• Individual (Insider) Investors: These are individuals who are directly affiliated with the company, such as board members or executives.

Here’s a detailed look at some notable investors:

• James S. Abernethy: As the largest individual shareholder, James S. Abernethy holds 1,787,837 shares, representing 32.77% of the company, with an approximate value of $45.27 million.
• Robert C. Abernethy: Another significant insider, Robert C. Abernethy, owns 799,148 shares, accounting for 14.65% of the company, valued at around $20.23 million.
• Benjamin I. Zachary: Holding 552,738 shares, Zachary possesses a 10.13% stake in the company, worth approximately $14.00 million.
• Christine S. Abernethy: With 284,720 shares, Christine S. Abernethy owns 5.22% of the company, valued at $7.21 million.
• Dan Ray Timmerman Sr.: Timmerman owns 147,501 shares, representing 2.70% of the company, with a value of $3.73 million.

The influence of these investors can be seen in several aspects of the company's operations and stock performance.

Here is an overview of institutional ownership:

• Wellington Management Group LLP: Holds 426,893 shares, representing a 7.82% stake, valued at approximately $10.81 million.
• BlackRock Inc: Owns 338,695 shares, accounting for 6.21% of the company, worth around $8.58 million.
• Vanguard Group Inc: Holds 274,352 shares, representing 5.03% of the company, valued at $6.95 million.
• Gendell Jeffrey L: With 217,763 shares, this investor possesses a 3.99% stake in the company, worth approximately $5.51 million.
• Dimensional Fund Advisors LP: Owns 152,283 shares, accounting for 2.79% of the company, worth around $3.86 million.

Institutional investors often hold substantial stakes, their actions can significantly influence PEBK's stock price. For instance, substantial holdings by institutions suggest they have significant influence over the company's share price.

Recent moves by these investors can offer insights into their confidence in the company's future. In March 2025, Peoples Bancorp of North Carolina, Inc. announced a $3 million stock repurchase program, signaling confidence in its financial position and future prospects. Furthermore, recent data indicates that 32 institutional investors increased their positions in PEBK, while 23 decreased their holdings in the most recent quarter.

Here's a summary of the ownership structure:

Notably, insiders have been net sellers of the stock. While institutional ownership accounts for a significant portion, insider ownership is even more substantial, indicating strong alignment between the company's leadership and its shareholders.

While there's no direct evidence of activist investors targeting [Company Name], it's important to note that the financial sector is not immune to such activities. Activist investors often seek to influence company strategy or management to unlock value.

For additional insights into [Company Name]'s values, see: Mission Statement, Vision, & Core Values of Peoples Bancorp of North Carolina, Inc. (PEBK).

Peoples Bancorp of North Carolina, Inc. (PEBK) Market Impact and Investor Sentiment

Understanding investor sentiment and market reactions is crucial for evaluating the potential of any publicly traded company. Here’s a look at how Peoples Bancorp of North Carolina, Inc. (PEBK) is currently perceived by its major shareholders and the broader market.

Investor Sentiment:

Investor sentiment toward Peoples Bancorp of North Carolina, Inc. has seen some shifts recently. For instance, in June 2024, there was an improvement in investor sentiment as the stock rose by 19%. However, prior to that, in May 2024, investor sentiment had deteriorated as the stock fell by 15%.

Overall sentiment can also be gauged from various platforms:

• Blogger Sentiment: Bullish
• News Sentiment: Neutral, with 59% bullish news and 100% bearish news
• Members' Sentiments: Bearish

Recent Market Reactions:

The stock market's reaction to Peoples Bancorp of North Carolina, Inc. can be seen through several indicators:

• Recent Performance: Peoples Bancorp of North Carolina shares were down 1.3% from a week ago as of April 22, 2025.
• MarketRank™: Peoples Bancorp of North Carolina scored higher than 42% of companies evaluated by MarketBeat, ranking 720th out of 951 stocks in the finance sector.
• 1-Year Change: A modest increase of 1.22%.
• Short Interest: Short interest in Peoples Bancorp of North Carolina has recently decreased by 8.27%, suggesting improving investor sentiment.

Analyst Perspectives:

While specific analyst ratings and price targets can fluctuate, some general insights are available:

• Technical Analysis: Indicates a 'Buy' signal.
• Fair Value: An estimate of the company's true price based on valuation models like discounted cash flow, peer valuation multiples, and dividend discount models.

Key Financial Metrics and Recent Results (First Quarter 2025):

Recent financial results provide a clearer picture of the company's performance and potential. Here are some key highlights from the first quarter of 2025:

• Revenue: $20.2 million (up 5.0% from 1Q 2024)
• Net Income: $4.35 million (up 10% from 1Q 2024)
• Earnings Per Share (EPS): $0.82 (up from $0.74 in 1Q 2024)
• Profit Margin: 22% (up from 21% in 1Q 2024), driven by higher revenue.
• Total Assets: $1.69 billion as of March 31, 2025, compared to $1.65 billion as of December 31, 2024.
• Total Loans: $1.15 billion as of March 31, 2025, compared to $1.14 billion at December 31, 2024.
• Total Deposits: $1.52 billion at March 31, 2025, compared to $1.48 billion at December 31, 2024.
• Shareholders' Equity: $138.5 million, or 8.18% of total assets, at March 31, 2025, compared to $130.6 million, or 7.90% of total assets, at December 31, 2024.

Dividend Information:

• Upcoming dividend of US$0.19 per share at 5.2% yield (as of May 2024).
• The bank paid out $0.92 per share in dividends in 2024.
• The current quarterly dividend payments come in at $0.20 per share, for a dividend yield of just under 3%.

Additional Resources:

For more insights into Peoples Bancorp of North Carolina, Inc.’s mission, vision, and core values, check out: Mission Statement, Vision, & Core Values of Peoples Bancorp of North Carolina, Inc. (PEBK).