Exploring Univest Financial Corporation (UVSP) Investor Profile: Who’s Buying and Why?

Have you ever wondered who's investing in Univest Financial Corporation (UVSP) and, more importantly, why? As of December 31, 2024, Univest managed approximately $8.1 billion in assets and $5.2 billion in assets under management through its Wealth Management division. Institutional investors hold approximately 75% of UVSP's shares. In Q4 2024, the company reported a net income of $18.9 million, or $0.65 diluted earnings per share, marking an 18.2% increase from Q4 2023. What makes UVSP an attractive investment, and what are the key factors driving investor decisions?

Univest Financial Corporation (UVSP) Who Invests in [Company Name] and Why?

Understanding the investor profile of Univest Financial Corporation (UVSP) provides valuable insights into the market's perception of the company. By examining the composition of its investors and their motivations, a clearer picture emerges regarding the stock's potential and stability. Here’s a breakdown of the key investor types and their investment strategies.

Key Investor Types

Univest Financial Corporation's (UVSP) investor base comprises a mix of retail and institutional investors. As of recent filings:

• Institutional Investors: Dominate the ownership, holding approximately 95.91% of the company's shares. As of April 4, 2025, there are 394 institutional owners and shareholders. These institutions collectively hold 27,814,449 shares.
• Retail Investors: Account for the remaining portion of the shares.

Major institutional shareholders include:

• BlackRock, Inc.
• Fmr Llc
• Dimensional Fund Advisors Lp
• Vanguard Group Inc
• Manufacturers Life Insurance Company, The
• Pzena Investment Management Llc
• JCCIX - John Hancock Small Cap Core Fund Class I
• State Street Corp
• IWM - iShares Russell 2000 ETF
• VTSMX - Vanguard Total Stock Market Index Fund Investor Shares

Investment Motivations

Several factors attract investors to Univest Financial Corporation (UVSP):

• Growth Prospects: Analysts project optimistic loan growth and increased noninterest income, which could lead to increased revenue. Management anticipates loan growth of 3% to 5%, net interest income growth of 5% to 7%, and noninterest income growth of 4% to 6% in 2025.
• Dividend Yield: Univest Financial Corporation (UVSP) offers a consistent dividend. The annual dividend is $0.84 per share, with a yield of approximately 3.21%. The dividends are paid quarterly.
• Market Position: Univest Financial Corporation (UVSP) operates as a bank holding company providing financial solutions to individuals, businesses, municipalities, and non-profit organizations. As of December 31, 2024, it has approximately $8.1 billion in assets and $5.2 billion in assets under management and supervision through its wealth management lines of business.

Investment Strategies

The investment strategies employed by UVSP investors vary depending on their investment goals and risk tolerance:

• Long-Term Holding: Many institutional investors, such as mutual funds and insurance companies, adopt a long-term holding strategy. This is supported by Univest Financial Corporation's (UVSP) consistent dividend payments and steady growth.
• Value Investing: The company's P/E ratio of 10.39, as of a recent report, suggests it may be undervalued compared to its peers, attracting value investors.
• Short-Term Trading: Some investors may engage in short-term trading strategies to capitalize on stock price fluctuations.

Financial Health and Performance

Univest Financial Corporation (UVSP) demonstrates solid financial metrics:

• Market Capitalization: Approximately $779.56 million.
• Revenue (FY): $499.91 million.
• Net Income (FY): $75.93 million.
• Basic EPS (TTM): $2.60 USD.
• Dividend Yield (Indicated): 3.13%.

Institutional Ownership Trends

Institutional ownership trends reveal insights into market sentiment:

• The share price as of April 4, 2025 was $25.99 / share. Previously, on April 8, 2024, the share price was $19.83 / share. This represents an increase of 31.06% over that period.
• Recent data indicates that 77 institutional investors increased their positions in UVSP, while 66 decreased their holdings in the most recent quarter.

Analyst Ratings and Price Targets

Analysts' perspectives provide additional context:

• The average rating for UVSP stock is 'Hold,' according to 3 analysts.
• The 12-month stock price forecast is $29.0, representing a potential increase from the latest price.

Additional Resources

For more insights into Univest Financial Corporation (UVSP), explore its history, mission, and ownership structure through this resource: Univest Financial Corporation (UVSP): History, Ownership, Mission, How It Works & Makes Money

Univest Financial Corporation (UVSP) Institutional Ownership and Major Shareholders of Univest Financial Corporation (UVSP)

Institutional ownership in Univest Financial Corporation (UVSP) reflects the degree of confidence that large financial organizations have in the company's stock. These investors, which include mutual funds, pension funds, and hedge funds, often have substantial resources and conduct in-depth research before investing. Their actions can significantly influence UVSP's stock price and overall market perception.

Here is an overview of some of the top institutional investors in Univest Financial Corporation (UVSP) and their recent activity:

• BlackRock Fund Advisors: As of March 31, 2024, BlackRock Fund Advisors held 391,746 shares of UVSP.
• Vanguard Group Inc: According to the data from March 31, 2024, Vanguard Group Inc. owned 377,758 shares in Univest Financial Corporation (UVSP).
• Dimensional Fund Advisors LP: Dimensional Fund Advisors LP’s holdings as of March 31, 2024, amounted to 253,429 shares.
• Federated Hermes Inc: As of March 31, 2024, Federated Hermes Inc. possessed 206,904 shares of UVSP.
• Geode Capital Management LLC: Geode Capital Management LLC held 127,592 shares, according to the March 31, 2024 data.

Changes in institutional ownership can provide insights into the changing sentiments of major investors. An increase in institutional holdings may signal positive expectations about the company's future performance, while a decrease could indicate concerns.

Recent data indicates the following changes in ownership:

• Allspring Global Investments Holdings, LLC: According to the latest information, Allspring Global Investments Holdings, LLC reduced its position in Univest Financial Corporation (UVSP) by 7.8% during the fourth quarter. The institutional investor held 46,708 shares of the stock at the end of the period, valued at approximately $1.0 million.
• Victory Capital Management Inc.: Victory Capital Management Inc. increased its holdings in Univest Financial Corporation (UVSP) by 7.6% in the fourth quarter. Victory Capital Management Inc. now owns 12,381 shares of the company’s stock, valued at $274,000.
• State of Wisconsin Investment Board: State of Wisconsin Investment Board trimmed its position in shares of Univest Financial Corporation (UVSP) by 1.9% in the 4th quarter. State of Wisconsin Investment Board now owns 32,894 shares of the company’s stock, valued at $728,000 after selling 640 shares during the period.
• Bank of New York Mellon Corp: Bank of New York Mellon Corp grew its holdings in Univest Financial Corporation (UVSP) by 11.5% during the fourth quarter. Bank of New York Mellon Corp now owns 62,748 shares of the company’s stock, valued at $1,391,000 after purchasing an additional 6,488 shares during the period.
• Veriti Management LLC: Veriti Management LLC acquired a new stake in shares of Univest Financial Corporation (UVSP) in the fourth quarter valued at approximately $31,000.

Here is a summary of institutional ownership details:

The substantial institutional ownership in Univest Financial Corporation (UVSP) suggests that the company is closely watched by the financial community. These large investors can exert influence through their trading activity and engagement with company management. Their investment decisions often reflect a detailed analysis of UVSP's financial health, growth prospects, and competitive positioning. As a result, changes in institutional ownership can serve as important signals for other investors.

To gain further insight into the corporate ethos, explore Mission Statement, Vision, & Core Values of Univest Financial Corporation (UVSP).

Univest Financial Corporation (UVSP) Key Investors and Their Impact on Univest Financial Corporation (UVSP)

Understanding who invests in Univest Financial Corporation (UVSP) and why can offer valuable insights into the company’s potential and stability. Examining the investor profile—from institutional ownership to individual stakeholders—helps to paint a picture of market sentiment and potential future movements.

Institutional investors often hold significant stakes in Univest Financial Corporation (UVSP), influencing the stock's behavior through large volume trades and strategic decisions. As of December 31, 2024, notable institutional investors in Univest Financial Corporation (UVSP) include:

• BlackRock Fund Advisors: As one of the world's largest asset managers, BlackRock's investment decisions carry substantial weight.
• The Vanguard Group Inc.: Known for its index funds and low-cost investment options, Vanguard typically holds positions for the long term.
• Dimensional Fund Advisors LP: This group focuses on systematic investment strategies based on academic research.

These institutional holdings reflect confidence in Univest Financial Corporation (UVSP)'s business model, growth prospects, and financial health. However, significant changes in their positions can also signal shifts in sentiment. For example, a substantial increase in holdings by a reputable firm like BlackRock might encourage other investors, whereas a major sell-off could trigger concerns.

Recent moves by institutional investors can provide clues about the short-term outlook for Univest Financial Corporation (UVSP). Monitoring SEC filings (e.g., 13F filings) reveals these changes. Recent data indicates the following activities:

These actions suggest a mixed sentiment among major institutional players. BlackRock's increased stake could indicate a positive outlook, while Vanguard's slight reduction might reflect portfolio rebalancing or mild concerns.

Investor influence extends to company decisions through shareholder voting rights. Major shareholders can propose resolutions, vote on board members, and influence significant corporate actions such as mergers, acquisitions, and executive compensation. Activist investors, who take large positions with the intent of influencing company policy, can sometimes drive significant changes.

Understanding the financial health of Univest Financial Corporation (UVSP) is crucial for investors. For an in-depth analysis, check out: Breaking Down Univest Financial Corporation (UVSP) Financial Health: Key Insights for Investors

Univest Financial Corporation (UVSP) Market Impact and Investor Sentiment

Understanding investor sentiment and market reactions to Univest Financial Corporation (UVSP) is crucial for stakeholders looking to make informed decisions. Examining the behavior of major shareholders, recent market responses, and analyst perspectives provides a comprehensive view of the company's current standing and future potential.

While pinpointing the exact current sentiment (positive, neutral, or negative) of major shareholders requires real-time data analysis and access to proprietary information, here's a general framework for assessing it:

• Institutional Ownership: High institutional ownership often indicates confidence in the company's long-term prospects. Conversely, a decrease in institutional holdings might signal concerns.
• Insider Trading: Monitoring insider buying and selling activities can offer insights. Significant insider purchases can be a positive sign, while substantial sales might raise red flags.
• Activist Investors: The presence of activist investors can indicate a belief that the company's stock is undervalued or that changes in strategy or management are needed.
• Shareholder Proposals: Examining shareholder proposals and voting outcomes can reveal areas of concern or support among investors.

Recent market reactions to Univest Financial Corporation (UVSP) are influenced by various factors, including:

• Earnings Reports: Positive earnings surprises typically lead to stock price increases, while disappointing results can trigger declines.
• Mergers and Acquisitions (M&A): Announcements of mergers, acquisitions, or divestitures can significantly impact the stock price, depending on the perceived value and strategic fit of the deal.
• Regulatory Changes: Changes in banking regulations or government policies can affect investor sentiment and market reactions.
• Economic Conditions: Overall economic conditions, such as interest rates, inflation, and unemployment, can influence the performance of financial institutions like Univest Financial Corporation (UVSP).

Here's an illustrative example of how market reactions might be tracked (note that this is not real-time data):

Analyst perspectives play a crucial role in shaping investor sentiment and influencing market reactions. Analysts typically provide insights based on:

• Financial Modeling: Analysts develop financial models to project future earnings, cash flows, and stock prices.
• Industry Analysis: They assess the competitive landscape, regulatory environment, and macroeconomic trends affecting Univest Financial Corporation (UVSP).
• Management Assessment: Analysts evaluate the quality of management and their ability to execute the company's strategy.
• Valuation: They use various valuation techniques to determine whether the stock is overvalued, undervalued, or fairly priced.

Keep in mind that analyst ratings and price targets are not guarantees of future performance, but they can provide valuable insights for investors.

Further insights into the company's financial well-being can be found here: Breaking Down Univest Financial Corporation (UVSP) Financial Health: Key Insights for Investors