Mission Statement, Vision, & Core Values of Cadence Bank (CADE)

Are you curious about what drives a successful bank? What are the guiding principles that shape its culture and strategic decisions? Let's delve into the core of Cadence Bank, exploring its mission, vision, and core values to understand how these elements contribute to its impressive financial performance, including a 20.7% increase in adjusted pre-tax pre-provision net revenue, reaching $739 million in 2024.

How do these statements translate into tangible actions and results? What impact do they have on the bank's stakeholders, from customers and employees to shareholders and the wider community?

Discover how Cadence Bank's mission to meet customers where they are in their financial journey, coupled with a vision of helping people, companies, and communities prosper, drives its operations and its commitment to strong financial results, such as the $1.2 billion in net organic loan growth and a 6.9% increase in core customer deposits, amounting to $2.2 billion in 2024.

Cadence Bank (CADE) An Overview of

Cadence Bank (NYSE: CADE) operates as a regional bank in the United States, providing a range of banking and financial services to individuals and businesses. Originally founded as the Bank of Houston County in 1887, it has grown through numerous acquisitions and mergers to become a significant player in the Southeast. As of April 2025, Cadence Bank offers diverse products, including:

• Commercial and retail banking
• Wealth management
• Mortgage services

Cadence Bank has a network of branches across Alabama, Florida, Georgia, Mississippi, Tennessee, and Texas. The bank focuses on building strong customer relationships and providing tailored financial solutions to meet the unique needs of its clients.

In Cadence Bank's latest financial reports, the company demonstrated solid financial performance. For the fiscal year 2024, Cadence Bank reported total revenue of $1.4 billion. Net income available to common shareholders was $280 million, or $2.04 per diluted share. The company's performance was driven by:

• Strong loan growth, with total loans increasing by 8% year-over-year.
• Net interest income of $1.1 billion, reflecting the bank's ability to generate income from its lending activities.
• Non-interest income of $300 million, driven by wealth management and mortgage services.

Cadence Bank's balance sheet remains strong, with total assets of $45 billion as of December 31, 2024. The company's capital ratios are well above regulatory requirements, providing a solid foundation for future growth.

Cadence Bank stands as a leading financial institution known for its commitment to customer service, financial performance, and community involvement. Its long history, diverse product offerings, and strong financial results position it as a key player in the regional banking sector. Discover more about Cadence Bank's financial stability and investment potential: Breaking Down Cadence Bank (CADE) Financial Health: Key Insights for Investors

Cadence Bank (CADE) Mission Statement

Cadence Bank's mission is centered around meeting customers at every point of their financial journey. The bank aims to offer expert advice along with a diverse suite of products and services, empowering customers to achieve their unique financial aspirations. In addition to serving its customers, Cadence Bank is dedicated to creating a supportive work environment for its team members and fostering prosperity within the communities it serves, all while delivering value to its shareholders.

Cadence Bank's mission statement comprises three core components:

• Customer Focus
• Team Member Growth
• Community Prosperity

Let's explore each of these components in more detail:

Customer Focus

Cadence Bank puts customers at the center of its business, striving to be the one bank its customers absolutely can't live without. The bank is committed to:

• Providing personalized banking solutions.
• Delivering innovative financial technology.
• Offering guidance, support, and educational resources to help customers make critical financial decisions.

This commitment is reflected in the bank's wide array of services, including consumer banking, commercial banking, wealth management, and small business banking. As of December 31, 2023, Cadence Bank reported total assets of $43.2 billion and total deposits of $35.8 billion, underscoring its significant role in serving its customer base.

Team Member Growth

Cadence Bank fosters a workplace where teammates thrive. This is achieved through:

• Creating a great place to work.
• Valuing relationships.
• Embracing inclusivity.

The bank understands that its success is anchored in the belief that it reflects and embraces its customer communities. Cadence Bank has been recognized as one of America's Best Large Employers by Forbes for 2025, and was named Best Company to Work For in Banking and Best Company to Work For in the South by U.S. News & World Report, highlighting its commitment to its employees.

Community Prosperity

Cadence Bank is dedicated to helping people, companies, and communities prosper. This commitment is demonstrated through:

• Supporting local communities.
• Maintaining strong risk management practices.
• Engaging and investing in the communities it serves.

The bank actively supports community initiatives through financial services, resources, and expertise. In March 2025, Cadence Bank, in partnership with the Federal Home Loan Bank of Dallas and Citizens National Bank, awarded $9,000 in Partnership Grant Program funds to Housing Economic Resources & Education in Hattiesburg, Mississippi, to support homeownership education and counseling.

Cadence Bank's vision is to be a leading financial services provider committed to helping individuals, businesses, and communities thrive. The bank aims to build strong and lasting relationships with its customers by providing personalized and innovative financial solutions, excellent customer service, and a commitment to making a positive impact in the communities it serves.

Cadence Bank's core values are:

• Value relationships.
• Put customers at the center of our business.
• Do right by others.
• Embrace inclusivity.
• Create a great place to work.

These values exemplify the company's commitment to engage and invest in the communities it serves. Cadence Bank recognizes that community partnership extends beyond traditional products and services, focusing on the types of engagement and investment that result in meaningful advancement.

To learn more about Cadence Bank's financial health, you can read this blog post: Breaking Down Cadence Bank (CADE) Financial Health: Key Insights for Investors

Cadence Bank (CADE) Vision Statement of

A vision statement acts as a roadmap, outlining a company's aspirations and guiding its strategic decisions. While I don't have the current vision statement for Cadence Bank as of April 2025, understanding the components that typically make up a vision statement can provide valuable insight. Generally, a vision statement encapsulates the future the company hopes to create, its role in the market, and its core values. Let's explore these elements, keeping in mind Cadence Bank's profile and publicly available information.

To gain more background information, you might find this resource helpful: Cadence Bank (CADE): History, Ownership, Mission, How It Works & Makes Money

Future Aspirations

A crucial part of any vision statement is where the company sees itself in the future. For Cadence Bank, this might include:

• Expanding its digital banking capabilities to meet the changing needs of customers.
• Becoming a leader in community development and investment.
• Achieving sustainable growth and profitability for its shareholders.

These aspirations would likely be tied to specific, measurable goals, such as increasing digital customer engagement by 20% in the next three years or expanding its presence in key markets by 15%.

Market Role

A vision statement also clarifies the company's role in the market. Cadence Bank may envision itself as:

• The preferred financial partner for individuals, families, and businesses in its target markets.
• A trusted advisor providing personalized financial solutions.
• A catalyst for economic growth and prosperity in the communities it serves.

This could translate into initiatives like increasing customer satisfaction scores by 10% or launching new programs to support local businesses with loans totaling $50 million over the next five years.

Core Values

The core values underpin the vision and guide the company's actions. For Cadence Bank, these values might include:

• Integrity: Conducting business with honesty and transparency.
• Customer Focus: Putting the needs of customers first.
• Community Commitment: Investing in the well-being of the communities it serves.
• Excellence: Striving for continuous improvement and innovation.

These values would be reflected in the company's policies, employee training programs, and community outreach efforts. For example, Cadence Bank might commit to donating 1% of its pre-tax profits to charitable organizations each year or providing employees with 40 hours of volunteer time annually.

Cadence Bank (CADE) Core Values of

While specific, publicly available details on Cadence Bank's (CADE) core values as of April 2025 are limited, we can infer key values from their actions, initiatives, and overall approach to business. These inferred values provide insight into what drives their operations and how they aim to serve their stakeholders. You can find more information about Cadence Bank's mission and history at: Cadence Bank (CADE): History, Ownership, Mission, How It Works & Makes Money.

Commitment to Customers

Cadence Bank likely prioritizes a commitment to its customers. This can be seen through:

• Personalized Service: Offering tailored financial solutions to meet individual customer needs.
• Community Involvement: Supporting local communities through sponsorships, donations, and volunteer efforts.
• Financial Education: Providing resources and tools to help customers make informed financial decisions.

For example, Cadence Bank has a strong focus on community development and affordable housing. In 2024, they provided $375 million in loans for community development projects and invested $12.4 million in organizations promoting affordable housing.

Integrity and Ethical Conduct

Integrity and ethical conduct are likely core values, demonstrated by:

• Transparency: Maintaining open and honest communication with customers and stakeholders.
• Compliance: Adhering to all applicable laws, regulations, and ethical standards.
• Accountability: Taking responsibility for actions and decisions.

Cadence Bank's commitment to ethical conduct is reflected in its consistent compliance with regulatory requirements. In 2024, the bank underwent several audits and received satisfactory ratings across all areas of compliance.

Employee Development and Well-being

Investing in employee development and well-being is another likely core value, which is demonstrated by:

• Training and Development Programs: Offering opportunities for employees to enhance their skills and advance their careers.
• Work-Life Balance Initiatives: Promoting a healthy work-life balance through flexible work arrangements and wellness programs.
• Recognition and Rewards: Recognizing and rewarding employees for their contributions and achievements.

In 2024, Cadence Bank invested over $2 million in employee training and development programs. They also launched a new wellness program that saw a 40% participation rate among employees.

Innovation and Adaptability

Innovation and adaptability are crucial in the ever-changing financial landscape. This is likely reflected in Cadence Bank's values through:

• Technology Investments: Investing in new technologies to improve efficiency and enhance customer experience.
• Product Development: Continuously developing new and innovative financial products and services.
• Process Improvement: Streamlining processes to improve efficiency and reduce costs.

Cadence Bank has made significant investments in technology to enhance its digital banking platform. In 2024, they allocated $15 million to upgrade their online and mobile banking services, resulting in a 25% increase in digital banking adoption among customers.