Fidelity National Information Services, Inc. (FIS) Bundle
You're looking at Fidelity National Information Services, Inc. (FIS) and its foundational statements-Mission, Vision, and Core Values-because you know a company's strategy is only as strong as its core beliefs, especially when they're projecting full-year 2025 revenue between $10.6 billion and $10.63 billion. The real question is: are these principles just framed words, or are they truly driving the $1.6 billion in year-to-date adjusted free cash flow they reported through Q3 2025?
Honestly, the mission-to empower clients in a rapidly evolving financial world-is the bedrock for their growth, which is why their Banking Solutions segment alone pulled in $1.9 billion in Q3 revenue. We need to see how their focus on being a global leader in financial technology services translates into tangible action, defintely given the $13.0 billion in debt outstanding as of September 30, 2025.
Fidelity National Information Services, Inc. (FIS) Overview
You need a clear, data-driven perspective on Fidelity National Information Services, Inc. (FIS), especially with the market noise around FinTech. The direct takeaway is this: FIS is demonstrating strong, focused growth in its core Banking and Capital Markets businesses, with a raised full-year 2025 revenue outlook signaling operational defintely strength.
FIS traces its roots back to 1968 with the founding of Systematics, Inc., establishing a deep history in providing core banking software. Over the decades, through strategic acquisitions like Certegy and Metavante, it became a global financial technology (FinTech) powerhouse, headquartered in Jacksonville, Florida. Today, FIS facilitates the movement of roughly $9 trillion annually by processing approximately 75 billion transactions for over 20,000 clients worldwide.
The company's core offerings are concentrated in two major segments that serve the entire financial ecosystem, from small community banks to global investment firms. This is a massive operation, employing over 50,000 people globally.
- Banking Solutions: Core processing, digital banking, and payments.
- Capital Market Solutions: Investment management, trading, and asset servicing platforms.
Q3 2025 Financial Performance and Core Growth
Looking at the latest financial reports, FIS delivered a very strong third quarter in 2025, which led management to raise the full-year outlook. The company reported GAAP revenue of approximately $2.7 billion for the quarter, reflecting a solid 6% increase year-over-year.
The real story is in the segment performance, which highlights the value of their main product sales. The Banking Solutions segment, which is the largest part of the business, generated $1.9 billion in revenue for Q3 2025, growing at 6%. This recurring revenue base is incredibly sticky. Plus, the Capital Market Solutions segment also showed impressive momentum, bringing in $783 million in revenue, also with a 6% year-over-year growth rate.
Here's the quick math: adjusted earnings per share (EPS) for the quarter hit $1.51, an 8% jump from the prior year, showing that the revenue growth is translating directly to the bottom line. Based on this performance and strong visibility, FIS raised its full-year 2025 revenue guidance to a range of $10.60 billion to $10.63 billion. That's a clear signal of confidence in their strategic direction.
FIS: A FinTech Leader Driving Global Finance
As a seasoned analyst, I see FIS as a foundational technology layer for the global financial services industry. They aren't just a vendor; they are the plumbing for how the world pays, banks, and invests. The scale of their operations-supporting over 20,000 clients-positions them as a true leader in financial technology (FinTech).
Their strategic focus on high-growth areas like digital solutions and payments innovation, coupled with a disciplined approach to operational efficiency, is what drives the consistent growth reflected in the Q3 2025 results. This isn't about chasing fleeting trends; it's about providing essential, mission-critical services that banks and capital markets firms cannot operate without. If you want to dive deeper into the nuts and bolts of their balance sheet and cash flow, you should look at Breaking Down Fidelity National Information Services, Inc. (FIS) Financial Health: Key Insights for Investors.
Fidelity National Information Services, Inc. (FIS) Mission Statement
The mission statement for Fidelity National Information Services, Inc. (FIS) is not just a corporate slogan; it's the operating thesis that guides their entire strategy, especially as they sharpen their focus post-divestiture. The company's core purpose is to be the engine of the financial world: advancing the way the world pays, banks and invests, by helping our clients to confidently run, grow, and protect their businesses. This statement is the blueprint for how FIS plans to capture market share in the financial technology (FinTech) space.
For us, as financial analysts, the mission's significance is in its direct tie to the bottom line. It's why the company is projecting full-year 2025 revenue guidance of approximately $10.6 billion, a clear sign the strategy is working to drive growth in their core Banking and Capital Markets segments. You can see how this mission has evolved and shaped the company's trajectory by reading more about Fidelity National Information Services, Inc. (FIS): History, Ownership, Mission, How It Works & Makes Money.
Component 1: Win as One Team
This core component is about scale and client partnership-the idea that FIS and its clients succeed together. It means moving beyond a vendor relationship to a true strategic partnership, which is defintely a high-margin move. This value is visibly supported by the company's commercial excellence initiatives, which are translating directly into stronger sales quality and better client retention.
Here's the quick math: the sales pipeline for Annual Contract Value (ACV) has expanded by 13% annually since 2023, showing clients are committing to larger, longer-term deals. Plus, the renewal retention rate has shown steady improvement of approximately 3% in 2024 and 2025. That's a huge vote of confidence from their existing client base.
- Drive larger, high-quality sales.
- Focus on recurring, predictable revenue.
- Expand cross-sell opportunities globally.
The strategic move in 2025 to acquire Global Payments' Issuer Solutions business, while selling the remaining Worldpay stake, perfectly illustrates this value. The acquisition, valued at an enterprise value of $13.5 billion, expands FIS's payment product suite, creating immediate cross-sell opportunities and deepening relationships with financial institutions. It's about being the single, integrated partner for the entire money lifecycle.
Component 2: Lead with Integrity
In financial technology, 'integrity' translates to operational reliability, robust risk management, and transparent financial stewardship. Clients entrust FIS with processing roughly 75 billion transactions annually, underpinning the world's financial system, so reliability isn't optional-it's foundational. This is where the company's commitment to running a tight ship becomes a competitive advantage.
For investors, this value maps directly to capital allocation and cash flow. The company is driving improved cash conversion, going from 77% in 2024 to over 85% in 2025. This focus on efficiency and cash generation allows for significant shareholder returns. In fact, following a strong Q3 2025 performance, FIS increased its share repurchase target for 2025 to approximately $1.3 billion, demonstrating confidence in its free cash flow (FCF) generation and a clear commitment to returning capital to shareholders.
What this estimate hides is the operational excellence required to achieve that high cash conversion rate. It means streamlining back-end processes and delivering on cost savings initiatives, which ultimately reduces the risk profile for a company of this scale.
Component 3: Be the Change
This is the innovation mandate. In the fast-moving FinTech sector, 'Be the Change' means continuously developing next-generation solutions and driving digital transformation (DX) for their clients. It's about harnessing where reliability meets innovation in financial technology, which is a key differentiator.
The company's dedication to this is backed by significant investment. FIS reported a research and development (R&D) expense of $1.5 billion in the fiscal year 2024, a clear signal of their long-term commitment to product leadership. This investment is paying off with concrete, market-ready products.
A great example is the November 2025 enhancement to the FIS Asset Finance solution, which now supports key U.S. consumer auto finance capabilities. This move expands the platform's functional reach to support a broader range of asset classes and lending operations, all delivered through a highly scalable, SaaS-based cloud offering. This focus on cloud-native componentization is how FIS helps banks modernize without the 'big bang' core conversion risk.
- Invest heavily in next-generation R&D.
- Deliver cloud-based, componentized solutions.
- Apply AI for smarter, more efficient go-to-market motions.
The core takeaway is that the mission isn't abstract; it's a measurable set of actions that directly impact the company's financial trajectory and its position as a global leader.
Next Step: Finance: Monitor the Q4 2025 earnings release for confirmation of the $1.3 billion share repurchase completion and the final full-year revenue of approximately $10.6 billion.
Fidelity National Information Services, Inc. (FIS) Vision Statement
You're looking for a clear map of Fidelity National Information Services, Inc. (FIS)'s direction, and honestly, their vision is the compass. The direct takeaway is this: FIS is laser-focused on being the essential technology backbone for financial services globally, not just a vendor. Their vision is to be the company advancing the way the world pays, banks, and invests, which they execute by helping clients confidently run, grow, and protect their businesses.
This isn't just corporate fluff; it's a strategic framework that directly maps to their financial performance. For the 2025 fiscal year, this focus is expected to translate into a raised revenue outlook of between $10.52 billion and $10.57 billion, showing that the strategy is delivering tangible results.
Run: Ensuring Operational Confidence
The first strategic pillar, 'Run,' is all about making sure their clients-the world's banks and financial institutions-can operate flawlessly every single day. This covers core processing (core banking systems), compliance, and back-office efficiency. It's the unsexy but absolutely critical part of the business. You can't grow if your foundation is shaky.
The goal here is high reliability and cost optimization. They are pushing cloud-based solutions to help clients eliminate costly legacy infrastructure and streamline processes like straight-through processing (STP), which cuts down on manual errors and labor costs. This operational strength is what gives investors confidence, and it's why FIS's adjusted EBITDA margin expanded by more than 50 basis points in the third quarter of 2025. That's a clear sign of disciplined execution and cost management.
- Automate workflows for lower operational burdens.
- Modernize core banking systems for resilience.
- Deliver reliability where innovation meets finance.
Grow: Driving Client Expansion and Innovation
The 'Grow' pillar is where the innovation budget really kicks in, and it's where FIS helps clients expand their product offerings and reach new customers. This is about digital transformation, new payment solutions, and lending modernization. We're seeing a big push into artificial intelligence (AI) and data analytics, with over 56% of C-level respondents in a recent FIS study using AI to better understand customer preferences.
A key growth area is the planned acquisition of the Issuer Solutions business, which is expected to close in the first quarter of 2026. This deal is a massive strategic move, set to add almost 1 billion additional accounts to their platform, significantly boosting their scale in the payments space. This focus on high-growth verticals and digital solutions is fueling their projected adjusted EPS growth, which is guided to be between $5.74 and $5.78 for the full year 2025. That's defintely a high-conviction growth story.
If you want to dive deeper into who is betting on this growth, you should check out Exploring Fidelity National Information Services, Inc. (FIS) Investor Profile: Who's Buying and Why?
Protect: Securing the Financial Ecosystem
The final pillar, 'Protect,' is about risk, compliance, and security in a world where cybercriminals are constantly at work. For a FinTech company that processes approximately 75 billion transactions annually, security isn't a feature; it's the product. This pillar is also where their commitment to integrity shines through, ensuring they are a trusted partner in a highly regulated industry.
This commitment extends to capital allocation, which protects shareholder value. The company has a clear capital return strategy, planning to repurchase approximately $1.3 billion in shares for the 2025 fiscal year, alongside a quarterly dividend of $0.40 per share. Here's the quick math: that dividend translates to an annualized payout of $1.60 per share, demonstrating a commitment to shareholder returns even while investing heavily in future growth.
The Core Values: Our Operating System
A vision is just a poster without the right culture to back it up. FIS's culture is built on three simple, actionable core values that guide their work with colleagues, clients, and communities (the '3Cs').
- Win as One Team: Embrace individual strengths to achieve outcomes with speed.
- Lead with Integrity: Take the role in FinTech seriously, always doing the right thing.
- Be the Change: Give back to make a positive impact on the world.
These values ensure that the massive strategic shifts-like the Worldpay separation and the new Issuer Solutions acquisition-are executed with a consistent, ethical approach. It's how a company with over 50,000 employees maintains focus. The next step for you is to map these pillars to the segment performance: look at how the Banking Solutions and Capital Markets segments are performing against the overall adjusted revenue growth target of 4.8% to 5.3% for 2025. That shows where the growth engine is truly humming.
Fidelity National Information Services, Inc. (FIS) Core Values
As a seasoned financial analyst, I look past the glossy annual reports and focus on the bedrock of a company: its core values. For Fidelity National Information Services, Inc. (FIS), a global leader in financial technology (fintech), these values aren't just posters on a wall; they are the operational drivers behind their 2025 financial performance. You can't hit a full-year revenue forecast between $10.435 billion and $10.495 billion without a culture that's aligned and executing. Their framework centers on three core values-Win as One Team, Lead with Integrity, and Be the Change-each directly mapping to their focus on Colleagues, Clients, and Communities (the '3Cs').
Here's the quick math: a cohesive culture reduces execution risk, and that's a direct line to the bottom line, which is why FIS is projecting an adjusted earnings per share (EPS) growth of 9% to 11% year-over-year in 2025.
Win as One Team
This value is about breaking down silos and focusing collective energy on the client, which is the only way a company of FIS's scale can deliver complex, end-to-end fintech solutions. It's the internal commitment that drives external results. When you're managing a global business, you need everyone rowing in the same direction, or you lose momentum fast. This is defintely a key factor in their ability to target an adjusted EBITDA margin expansion of 40 to 45 basis points for the full year 2025.
FIS demonstrates this by prioritizing client-centric growth and strategic partnerships. For example, in June 2025, FIS deepened its relationship with Visa to give regional and community banks easier access to payment capabilities. That's a 'One Team' approach that extends beyond their own employee base to create a better ecosystem for their clients. Their focus on this value is why their client retention rate was over 95% in 2024, a number that speaks volumes about client satisfaction and loyalty.
- Integrate new acquisitions like Dragonfly Financial Technologies (November 2024) quickly.
- Deepen client relationships to maintain a retention rate over 95%.
- Focus on operational simplification to improve margins.
Lead with Integrity
In the financial services technology space, trust is the ultimate currency. Leading with Integrity means taking the role of a financial steward seriously, ensuring compliance, and operating with a high standard of corporate governance (the 'G' in ESG). For investors, this value is a risk mitigator. When a company is transparent and ethical, you have fewer unexpected liabilities popping up.
FIS's commitment is grounded in its Environmental, Social, and Governance (ESG) Policy, which governs everything from human rights to fair labor practices. Their financial integrity is also clear in their commitment to shareholder returns: the company plans to repurchase approximately $1.2 billion of shares in 2025, plus they approved an 11% increase in the quarterly dividend to $0.40 per share in January 2025. This disciplined capital allocation, targeting total returns of $1.7 billion to $2.1 billion annually through 2026, shows they are following through on their promises to stakeholders.
Be the Change
This value is all about innovation, social impact, and sustainability-the forward-looking part of the business model. In fintech, if you aren't 'the change,' you're obsolete. This is where FIS's significant investment in technology and innovation comes into play, with a research and development (R&D) expense of $1.5 billion in the fiscal year 2024. That spending is the engine for new solutions, like the SaaS-based upgrade to their Asset Finance solution rolled out in November 2025, which is tailored for the U.S. auto finance market.
Beyond product innovation, 'Be the Change' extends to their social and environmental footprint. They have an aspirational goal to achieve 100% carbon neutrality for their Scope 1 and 2 greenhouse gas (GHG) emissions by the end of 2025. On the social side, the FIS Charitable Foundation provides financial support to communities, and their Employee Volunteer Policy encourages civic involvement by offering eligible employees up to eight hours per year of paid time off for volunteering. This commitment to financial inclusion and community support is what separates a market leader from a mere vendor.
- Invest $1.5 billion in R&D for next-generation fintech.
- Target 100% carbon neutrality for Scope 1 and 2 GHG emissions by 2025.
- Provide eight hours of paid volunteer time off to colleagues annually.
For a deeper dive into the company's foundation, check out Fidelity National Information Services, Inc. (FIS): History, Ownership, Mission, How It Works & Makes Money.

Fidelity National Information Services, Inc. (FIS) DCF Excel Template
5-Year Financial Model
40+ Charts & Metrics
DCF & Multiple Valuation
Free Email Support
Disclaimer
All information, articles, and product details provided on this website are for general informational and educational purposes only. We do not claim any ownership over, nor do we intend to infringe upon, any trademarks, copyrights, logos, brand names, or other intellectual property mentioned or depicted on this site. Such intellectual property remains the property of its respective owners, and any references here are made solely for identification or informational purposes, without implying any affiliation, endorsement, or partnership.
We make no representations or warranties, express or implied, regarding the accuracy, completeness, or suitability of any content or products presented. Nothing on this website should be construed as legal, tax, investment, financial, medical, or other professional advice. In addition, no part of this site—including articles or product references—constitutes a solicitation, recommendation, endorsement, advertisement, or offer to buy or sell any securities, franchises, or other financial instruments, particularly in jurisdictions where such activity would be unlawful.
All content is of a general nature and may not address the specific circumstances of any individual or entity. It is not a substitute for professional advice or services. Any actions you take based on the information provided here are strictly at your own risk. You accept full responsibility for any decisions or outcomes arising from your use of this website and agree to release us from any liability in connection with your use of, or reliance upon, the content or products found herein.