Mission Statement, Vision, & Core Values of Hancock Whitney Corporation (HWC)

How well do you know the guiding principles of the institutions where you entrust your finances? For Hancock Whitney Corporation (HWC), a regional financial services institution with 3,500 associates, a clear mission, vision, and set of core values shape their operations and commitment to clients and communities across the Gulf South.

But what exactly are these guiding principles, and how do they translate into the company's actions and financial performance? In 2024, Hancock Whitney reported a net income of $122.1 million for the fourth quarter, or $1.40 per diluted common share, marking a strong finish to their year-long 125th anniversary celebration; with an impressive ROA of 1.40% and an efficiency ratio of 54.46%. Read on to discover how these values contribute to their stability, service, and overall approach to business.

Hancock Whitney Corporation (HWC) An Overview of

Hancock Whitney Corporation, established in 1899, has grown into a prominent financial institution offering a comprehensive suite of services across the Gulf South region. The bank provides an array of financial solutions, including traditional community banking, commercial banking, and wealth management services, tailored to meet the diverse needs of its clientele. These services encompass personal checking and savings accounts, loans, mortgages, and investment management, as well as specialized services for businesses, such as commercial lending, treasury management, and international banking. As of April 2025, Hancock Whitney continues to serve individuals and businesses, maintaining its commitment to community development and financial stability in the region. More insights can be found here: Hancock Whitney Corporation (HWC): History, Ownership, Mission, How It Works & Makes Money.

In the fiscal year 2024, Hancock Whitney Corporation demonstrated solid financial performance, driven by strategic growth initiatives and strong market positioning. The corporation reported total revenue of $1.34 billion. Net income available to common shareholders reached $362.3 million, or $4.15 per diluted common share. This performance reflects the company's effective management of assets and liabilities, as well as its ability to capitalize on growth opportunities within its operating footprint. The bank's focus on enhancing customer relationships and expanding its digital capabilities has also contributed to its financial success. The corporation's financial strength is further underscored by its robust capital ratios, which exceed regulatory requirements, providing a solid foundation for future growth and stability.

Hancock Whitney stands as one of the leading financial institutions in the Gulf South, distinguished by its long-standing history, commitment to customer service, and strong community ties. The company's success can be attributed to several key factors:

• Customer-Centric Approach: Hancock Whitney prioritizes building lasting relationships with its customers, offering personalized financial solutions and exceptional service.
• Strategic Growth Initiatives: The company has consistently pursued strategic acquisitions and expansions to broaden its market presence and enhance its service offerings.
• Strong Risk Management Practices: Hancock Whitney maintains a disciplined approach to risk management, ensuring the stability and security of its assets and operations.
• Community Engagement: The company is actively involved in supporting local communities through charitable contributions, volunteer efforts, and financial literacy programs.

These elements collectively contribute to Hancock Whitney's reputation as a trusted and reliable financial partner, making it a leader in the industry.

Hancock Whitney Corporation (HWC) Mission Statement

Hancock Whitney Corporation's mission is to provide financial services, build relationships, and create opportunities in the communities it serves. The company emphasizes customer satisfaction, employee development, and shareholder value. It strives to be a trusted partner for its clients, offering tailored financial solutions and contributing to the economic growth of the regions it operates in.

Here are the core components of Hancock Whitney Corporation's mission statement:

• Financial Services: Hancock Whitney provides a range of financial products and services, including banking, wealth management, and insurance. These services are designed to meet the diverse needs of individuals, businesses, and institutions.
• Building Relationships: The company places a high value on building strong, lasting relationships with its customers, employees, and communities. This involves understanding their needs and providing personalized solutions and support.
• Creating Opportunities: Hancock Whitney is committed to fostering economic growth and creating opportunities in the communities it serves. This includes supporting local businesses, promoting financial literacy, and investing in community development initiatives.

Hancock Whitney's commitment to these values is evident in its financial performance and community involvement. As of the fiscal year 2024, the company reported total assets of $41.2 billion and a net income of $548.7 million, reflecting its ability to deliver financial services effectively. The company also actively engages in community development, contributing to various initiatives aimed at improving the quality of life in its service areas. For more detailed insights into the financial health of Hancock Whitney Corporation, you can explore this analysis: Breaking Down Hancock Whitney Corporation (HWC) Financial Health: Key Insights for Investors.

Hancock Whitney Corporation (HWC) Vision Statement of

While a specific, formally published vision statement for Hancock Whitney Corporation isn't readily available in my knowledge sources as of April 2025, we can analyze their mission statement and core values, alongside their strategic goals and recent financial performance, to infer a strong understanding of their vision.

Here's an overview of Hancock Whitney Corporation (HWC): History, Ownership, Mission, How It Works & Makes Money: Hancock Whitney Corporation (HWC): History, Ownership, Mission, How It Works & Makes Money

Based on available information, Hancock Whitney's vision can be understood as striving to be the leading financial services provider in the Gulf South, recognized for:

• Exceptional Client Experience: Delivering personalized and comprehensive financial solutions that meet the evolving needs of their clients.
• Community Partnership: Being a trusted and engaged community partner, contributing to the economic growth and well-being of the regions they serve.
• Sustainable Growth: Achieving consistent and sustainable financial performance while maintaining a strong focus on risk management and operational efficiency.
• Employee Empowerment: Fostering a culture of collaboration, innovation, and professional development, attracting and retaining top talent.

Hancock Whitney's mission statement provides a clear indication of their overarching goals. While the exact wording may evolve, the core principles remain consistent. Their mission is centered around:

• Providing exceptional service to clients.
• Creating value for shareholders.
• Supporting the communities they serve.
• Providing a positive and rewarding work environment for employees.

This mission statement suggests a vision of holistic success, balancing financial performance with social responsibility and employee well-being.

Hancock Whitney's core values further illuminate their vision. These values guide their actions and shape their culture, ultimately contributing to the realization of their long-term goals. Key core values include:

• Integrity: Upholding the highest ethical standards in all interactions.
• Service: Putting the needs of clients and communities first.
• Teamwork: Collaborating to achieve common goals.
• Excellence: Striving for continuous improvement and innovation.
• Respect: Valuing diversity and treating everyone with dignity.

These values suggest a vision of a responsible and respected financial institution that prioritizes long-term relationships and sustainable growth.

Analyzing Hancock Whitney's financial performance and strategic goals provides additional insights into their vision. In the fiscal year 2024, the company likely focused on:

• Revenue Growth: Expanding their loan portfolio and fee-based services to increase revenue.
• Efficiency Improvement: Streamlining operations and leveraging technology to improve efficiency and reduce costs.
• Asset Quality: Maintaining strong asset quality and managing credit risk effectively.
• Capital Management: Optimizing capital allocation to support growth and shareholder returns.

These priorities suggest a vision of a financially sound and growing institution that is committed to delivering value to its shareholders.

Hancock Whitney's vision extends beyond financial performance to encompass a strong commitment to community engagement. This is reflected in their:

• Philanthropic Activities: Supporting local organizations and initiatives through charitable contributions and volunteer efforts.
• Community Development: Investing in affordable housing, small business development, and other programs that benefit underserved communities.
• Financial Literacy: Providing financial education and resources to help individuals and families achieve financial stability.

This focus on community engagement suggests a vision of a socially responsible institution that is dedicated to making a positive impact on the lives of its neighbors.

Hancock Whitney Corporation (HWC) Core Values of

Hancock Whitney Corporation operates with a clearly defined set of core values that guide its actions and strategies. These values reflect the bank's commitment to its customers, employees, shareholders, and the communities it serves. Understanding these core values provides insight into how Hancock Whitney conducts its business and strives to achieve its mission.

Here are some of the core values of Hancock Whitney Corporation:

• Integrity
• Commitment to Service
• Teamwork
• Respect for the Individual
• Community Focus

Integrity

Integrity is a cornerstone of Hancock Whitney's operations. This commitment means conducting business ethically, honestly, and transparently. For Hancock Whitney, integrity involves adhering to the highest moral and professional standards in all interactions, ensuring that trust is maintained with all stakeholders. Hancock Whitney's dedication to integrity is evident in its compliance programs, which are designed to prevent fraud, money laundering, and other illicit activities. These programs reflect a proactive approach to maintaining ethical conduct at every level of the organization.

Commitment to Service

Hancock Whitney places a significant emphasis on providing exceptional service to its customers. This commitment involves understanding and meeting the diverse needs of its clientele, from individuals to large corporations. The bank's service-oriented culture is reflected in its investment in customer service training for employees and its efforts to create personalized banking experiences. Hancock Whitney strives to build long-term relationships with its customers by offering tailored financial solutions and proactive support. The bank's commitment to service extends beyond traditional banking services to include financial education programs and community outreach initiatives.

Teamwork

Teamwork is essential to Hancock Whitney's success. The bank fosters a collaborative environment where employees are encouraged to work together to achieve common goals. This collaborative approach involves sharing knowledge, supporting one another, and leveraging diverse skills and perspectives. Hancock Whitney promotes teamwork through various initiatives, such as cross-functional project teams and employee recognition programs. These efforts aim to create a cohesive and supportive workplace where employees feel valued and motivated to contribute their best.

Respect for the Individual

Hancock Whitney values each employee and recognizes the importance of creating an inclusive and equitable workplace. This value is reflected in the bank's diversity and inclusion initiatives, which aim to promote a welcoming environment for employees of all backgrounds. The bank is committed to providing equal opportunities for growth and advancement, regardless of race, gender, ethnicity, or other personal characteristics. Hancock Whitney's respect for the individual extends to its customers and communities, where it strives to treat everyone with dignity and fairness.

Community Focus

Hancock Whitney is deeply committed to the communities it serves. This commitment involves supporting local initiatives, promoting economic development, and investing in the well-being of residents. The bank's community focus is evident in its philanthropic efforts, volunteer programs, and partnerships with local organizations. Hancock Whitney supports various causes, including education, affordable housing, and disaster relief. The bank also encourages its employees to volunteer their time and skills to make a positive impact in their communities.

For additional information, you can visit: Hancock Whitney Corporation (HWC): History, Ownership, Mission, How It Works & Makes Money