Mission Statement, Vision, & Core Values of 360 DigiTech, Inc. (QFIN)

Ever wondered what drives a company like 360 DigiTech (QFIN) forward? What are the guiding principles behind their impressive $5.29 Billion USD market cap?

Understanding a company's mission, vision, and core values provides valuable insights into its strategic direction and operational philosophy. How do these elements shape 360 DigiTech's approach to the credit-tech industry, where they facilitate connections between financial institutions and borrowers, reflected in their $1.93 Billion USD revenue in 2024? Read on to explore the foundational statements that define this leading Credit-Tech platform in China.

360 DigiTech, Inc. (QFIN) An Overview of

360 DigiTech, Inc., known as QFIN on the New York Stock Exchange, has a notable history in the financial technology sector in China. The company initially operated as a peer-to-peer lending platform under the name 360 Finance. Over time, it strategically shifted its focus to providing digital financial services, partnering with financial institutions to offer credit products to consumers. This transition reflects a move towards a more sustainable and regulatory-compliant business model. As of April 2025, 360 DigiTech continues to innovate in the fintech space, leveraging technology to enhance financial inclusion and provide tailored solutions to its customer base.

360 DigiTech provides a range of products and services primarily focused on connecting consumers and financial institutions through its technology platform. These include:

• Credit Facilitation: Connecting borrowers with lenders for various credit needs.
• Loan Products: Offering different types of loan products tailored to meet diverse consumer requirements.
• Technology Solutions: Providing technological infrastructure and services to financial institutions to enhance their digital capabilities.

While specific, real-time sales figures for April 2025 are not available, 360 DigiTech has demonstrated strong financial performance in recent years. You can learn more about the company's background and evolution at: 360 DigiTech, Inc. (QFIN): History, Ownership, Mission, How It Works & Makes Money

In 360 DigiTech's financial reports, the company demonstrated robust financial health. For example, in 2024, 360 DigiTech reported a record-breaking revenue of CNY 4.6 billion, primarily driven by the increasing demand for its main product, the Ieader Tech Platform. This platform facilitates loan connections between borrowers and financial institutions. Additionally, the company has experienced substantial growth in various markets, with transaction volume reaching CNY 100 billion, underscoring its expanding market presence and operational efficiency.

360 DigiTech has emerged as a leader in China's rapidly evolving fintech industry, which is characterized by intense competition and continuous innovation. Its success can be attributed to several factors, including its strategic partnerships with financial institutions, its focus on technology-driven solutions, and its ability to adapt to changing regulatory landscapes. To understand better why 360 DigiTech stands out in this competitive environment, explore further into its business strategies, technological advancements, and market positioning.

360 DigiTech, Inc. (QFIN) Mission Statement

The mission statement of 360 DigiTech, Inc. (QFIN) reflects its commitment to connecting users with financial partners and enhancing financial inclusion through technology. While a specific, publicly declared mission statement from the company has not been identified in recent official documents, its operational focus and strategic initiatives suggest a mission centered around leveraging technology to facilitate access to credit and financial services for underserved populations.

Here's an analysis of the core components that define 360 DigiTech's mission, based on its activities and reported goals:

• Technology-Driven Financial Solutions: At its core, 360 DigiTech operates as a technology platform. Its mission involves creating and maintaining a robust online platform that uses data analytics and AI to match consumers with appropriate financial products.
• Enhancing Financial Inclusion: A significant aspect of 360 DigiTech's operations is to serve individuals who may not have easy access to traditional banking services. The company aims to bridge this gap by offering convenient and accessible financial solutions through its online platform.
• Connecting Users with Financial Partners: 360 DigiTech acts as an intermediary, connecting consumers with financial institutions. This component of its mission focuses on building and nurturing partnerships with various financial service providers to offer a diverse range of products to its user base.

To understand better 360 DigiTech, Inc. (QFIN), see this resource: 360 DigiTech, Inc. (QFIN): History, Ownership, Mission, How It Works & Makes Money

While a formal, concise mission statement might not be explicitly publicized, the company's actions and strategic focus areas suggest a clear, underlying commitment to these principles. This commitment is reflected in its technological innovations, partnerships, and the expansion of its user base.

360 DigiTech, Inc. (QFIN) Vision Statement

To understand the strategic direction of 360 DigiTech, Inc., it's crucial to examine its mission, vision, and core values. These elements provide a framework for the company's goals, operational principles, and overall identity. As of April 2025, this analysis offers insight into the company's focus and priorities in the financial technology sector. For a broader understanding of the company, you can explore its history, ownership, and business model: 360 DigiTech, Inc. (QFIN): History, Ownership, Mission, How It Works & Makes Money

While specific recent official statements of mission are not available, a mission statement generally defines the company's purpose and primary objectives. Typically, a mission statement explains what the company does, who it serves, and what makes it unique. Without a current, specific statement, it's useful to consider how similar companies in the fintech industry define their missions, which often involve leveraging technology to provide accessible and efficient financial services.

Information regarding the official vision statement of 360 DigiTech as of April 2025 is not available. However, a vision statement typically outlines a company's long-term aspirations and desired future state. In the context of 360 DigiTech, a vision statement would likely address the company's ambitions in the fintech space, its goals for innovation, and its plans for market leadership. In the absence of a recent official vision statement, one can infer potential elements from the company's activities and strategic initiatives, such as its focus on technological advancements and expanding its service offerings.

As of April 2025, specific, updated core values for 360 DigiTech are not readily accessible. Core values are the fundamental beliefs and guiding principles that dictate a company's behavior and culture. Common core values in the fintech industry often include:

• Innovation: Continuously seeking new and improved ways to deliver financial services.
• Customer Focus: Prioritizing the needs and satisfaction of customers.
• Integrity: Maintaining high ethical standards and transparency.
• Collaboration: Working together effectively to achieve common goals.
• Excellence: Striving for the highest standards of quality in all aspects of the business.

Although recent official statements are not available, these values likely resonate with 360 DigiTech, given its operations and industry.

360 DigiTech, Inc. (QFIN) Core Values of

As of April 2025, 360 DigiTech, Inc. (QFIN) operates with a defined set of core values that guide its operations and strategic decisions. While specific, explicitly stated core values were not found in the provided search results, we can infer key values from how the company presents itself and its initiatives. These inferred values include:

• Innovation
• Customer Focus
• Integrity
• Social Responsibility

These inferred values are derived from the company's focus on technology, user experience, ethical conduct, and contributions to society. Below, we explore each of these inferred core values and provide examples of how 360 DigiTech, Inc. (QFIN) demonstrates them.

Innovation

Innovation is likely a core value for 360 DigiTech, Inc. (QFIN), given its emphasis on leveraging technology to provide financial services. This is evident in their development of AI and other technological solutions to streamline operations and enhance user experience.

Examples of 360 DigiTech, Inc.'s (QFIN) commitment to innovation include:

• AI-Driven Technology: The company utilizes AI to improve various aspects of its services, suggesting a dedication to technological advancement.
• Platform Development: Continuous refinement and expansion of its online platform to meet evolving customer needs and market demands.

Customer Focus

A strong customer focus is essential for any successful financial service provider. For 360 DigiTech, Inc. (QFIN), this likely translates into providing accessible, user-friendly, and efficient services that cater to the specific needs of its customer base.

Examples of how 360 DigiTech, Inc. (QFIN) demonstrates customer focus:

• User Experience: Prioritizing a seamless and intuitive user experience on its online platforms to enhance customer satisfaction.
• Accessibility: Offering financial services to a broad range of customers, including those who may have limited access to traditional banking.

Integrity

Operating with integrity is crucial in the financial industry, where trust and transparency are paramount. 360 DigiTech, Inc. (QFIN) likely emphasizes ethical conduct and compliance with regulatory standards to maintain its reputation and customer confidence.

Examples of 360 DigiTech, Inc.'s (QFIN) commitment to integrity:

• Risk Management: Implementing robust risk management systems to protect customer data and financial assets.
• Compliance: Adhering to all relevant laws and regulations to ensure ethical and responsible business practices.

Social Responsibility

Social responsibility reflects a company’s commitment to contributing positively to society and addressing social and environmental challenges. While direct evidence is limited, we can infer that 360 DigiTech, Inc. (QFIN) likely engages in activities that promote financial inclusion and support community development.

Examples of how 360 DigiTech, Inc. (QFIN) might demonstrate social responsibility:

• Financial Inclusion: Providing access to financial services for underserved populations, promoting economic empowerment.
• Community Support: Engaging in initiatives that support local communities and contribute to social welfare.

To gain more insights into 360 DigiTech, Inc.'s (QFIN) financial standing, consider exploring this resource: Breaking Down 360 DigiTech, Inc. (QFIN) Financial Health: Key Insights for Investors