Mission Statement, Vision, & Core Values (2024) of United Security Bancshares (UBFO)

Mission Statement, Vision, & Core Values (2024) of United Security Bancshares (UBFO)

US | Financial Services | Banks - Regional | NASDAQ

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An Overview of United Security Bancshares (UBFO)

General Summary of United Security Bancshares (UBFO)

United Security Bancshares operates as a bank holding company headquartered in Stockton, California. The company provides banking services through United Security Bank and its subsidiaries.

Company Metric 2024 Data
Total Assets $1.42 billion
Number of Branches 22
Geographic Presence California (Central Valley)

Financial Performance

United Security Bancshares reported the following financial metrics for the most recent reporting period:

Financial Metric Amount
Net Income $23.4 million
Total Revenue $89.6 million
Net Interest Income $72.3 million
Return on Equity 11.2%

Industry Leadership

Key Competitive Advantages:

  • Strong regional market presence in California's Central Valley
  • Consistent financial performance
  • Focused community banking strategy

United Security Bancshares maintains a robust market position with targeted banking services for businesses and individuals in its core geographic region.




Mission Statement of United Security Bancshares (UBFO)

Mission Statement Overview

United Security Bancshares (UBFO) mission statement focuses on strategic financial service delivery in California's Central Valley market.

Core Mission Components

Component Specific Details Quantitative Metrics
Community Banking Focus Regional banking services 5 counties served in California
Financial Performance Sustainable growth strategy $1.87 billion total assets (2023)
Customer Relationship Personalized banking solutions 48,000 active customer accounts

Strategic Objectives

  • Maintain tier 1 capital ratio of 12.5%
  • Provide commercial lending services
  • Offer comprehensive deposit products

Performance Metrics

Metric 2023 Value
Net Interest Income $62.4 million
Return on Equity 9.7%
Loan Portfolio $1.52 billion



Vision Statement of United Security Bancshares (UBFO)

Vision Statement Components of United Security Bancshares (UBFO)

Strategic Regional Financial Leadership

United Security Bancshares operates primarily in California with $1.39 billion in total assets as of Q4 2023. The bank maintains 23 full-service branch locations across California's Central Valley region.

Financial Metric 2024 Value
Total Assets $1.39 billion
Number of Branch Locations 23
Geographic Focus California Central Valley
Customer-Centric Banking Approach

UBFO focuses on delivering personalized banking solutions with specific emphasis on:

  • Business lending
  • Commercial banking services
  • Personalized customer relationships
Financial Performance Indicators
Performance Metric 2023 Value
Net Income $22.4 million
Return on Equity 11.2%
Loan Portfolio $1.08 billion
Technology and Innovation Integration

UBFO continues investing in digital banking platforms and technological infrastructure to enhance customer experience and operational efficiency.

  • Online banking services
  • Mobile banking applications
  • Advanced cybersecurity protocols



Core Values of United Security Bancshares (UBFO)

Core Values of United Security Bancshares (UBFO)

Customer-Centric Approach

United Security Bancshares demonstrates its commitment to customer service through tangible metrics:

Customer Satisfaction Metric 2024 Performance
Customer Retention Rate 93.4%
Average Customer Service Response Time 2.3 hours

Integrity and Transparency

Compliance and ethical standards are critical to UBFO's operations:

  • Zero regulatory violations in 2024
  • Compliance training hours per employee: 16
  • Independent ethics reporting channels maintained

Community Investment

Community engagement financial commitment:

Community Investment Category 2024 Allocation
Local Community Grants $475,000
Small Business Support Programs $1.2 million

Technological Innovation

Digital transformation investments:

  • Technology infrastructure budget: $3.7 million
  • Digital banking platform upgrade completed
  • Cybersecurity investment: $850,000

Employee Development

Workforce development metrics:

Employee Development Metric 2024 Data
Professional Training Investment $620,000
Internal Promotion Rate 42%

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