United Security Bancshares (UBFO) DCF Valuation

United Security Bancshares (UBFO) DCF Valuation

US | Financial Services | Banks - Regional | NASDAQ
United Security Bancshares (UBFO) DCF Valuation

Fully Editable: Tailor To Your Needs In Excel Or Sheets

Professional Design: Trusted, Industry-Standard Templates

Investor-Approved Valuation Models

MAC/PC Compatible, Fully Unlocked

No Expertise Is Needed; Easy To Follow

United Security Bancshares (UBFO) Bundle

Get Full Bundle:
$25 $15
$12 $7
$12 $7
$12 $7
$12 $7
$12 $7
$12 $7
$12 $7
$12 $7

TOTAL: $121 $71

Explore United Security Bancshares' (UBFO) financial prospects with our user-friendly DCF Calculator! Enter your assumptions regarding growth, margins, and expenses to calculate the intrinsic value of United Security Bancshares (UBFO) and refine your investment approach.


Discounted Cash Flow (DCF) - (USD MM)

Year AY1
2020		 AY2
2021		 AY3
2022		 AY4
2023		 AY5
2024		 FY1
2025		 FY2
2026		 FY3
2027		 FY4
2028		 FY5
2029
Revenue 37.4 38.9 47.8 53.4 48.6 52.2 56.1 60.3 64.8 69.6
Revenue Growth, % 0.00 4.19 22.75 11.76 -9.04 7.42 7.42 7.42 7.42 7.42
EBITDA 13.2 14.5 .0 29.6 .0 13.3 14.3 15.4 16.6 17.8
EBITDA, % 35.37 37.13 0.00 55.36 0.00 25.57 25.57 25.57 25.57 25.57
Depreciation .8 1.1 .0 2.1 .0 0.9 1.0 1.1 1.2 1.3
Depreciation, % 2.17 2.94 0.00 3.94 0.00 1.81 1.81 1.81 1.81 1.81
EBIT 12.4 13.3 .0 27.5 .0 12.4 13.3 14.3 15.4 16.5
EBIT, % 33.20 34.18 0.00 51.42 0.00 23.76 23.76 23.76 23.76 23.76
Total Cash 376.4 398.1 246.1 219.6 213.6 0.0 0.0 0.0 0.0 0.0
Total Cash, percent .0 .0 .0 .0 .0 .0 .0 .0 .0 .0
Account Receivables 8.2 7.5 8.5 7.9 8.1
Account Receivables, % 21.84 19.33 17.76 14.84 16.67
Inventories .0 .0 .0 .0 .0 0.0 0.0 0.0 0.0 0.0
Inventories, % 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Accounts Payable .0 .0 .0 .0 .0 0.0 0.0 0.0 0.0 0.0
Accounts Payable, % 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Capital Expenditure -1.1 -1.3 -2.1 -.8 .0 -1.3 -1.4 -1.5 -1.6 -1.7
Capital Expenditure, % -3.05 -3.22 -4.48 -1.47 0.00 -2.44 -2.44 -2.44 -2.44 -2.44
Tax Rate, % 27.42 24.06 0.00 28.00 0.00 15.90 15.90 15.90 15.90 15.90
EBITAT 9.0 10.1 .0 19.8 .0 10.4 11.2 12.0 12.9 13.9
Depreciation 0.8 1.1 0.0 2.1 0.0 0.9 1.0 1.1 1.2 1.3
Changes in Account Receivables -1.3 -0.7 -0.8 -0.8 -0.9
Changes in Inventories 0.0 0.0 0.0 0.0 0.0
Changes in Accounts Payable 0.0 0.0 0.0 0.0 0.0
Capital Expenditure -1.1 -1.3 -2.1 -0.8 0.0 -1.3 -1.4 -1.5 -1.6 -1.7
UFCF .5 10.6 -3.1 21.7 -.2 8.8 10.1 10.9 11.7 12.6
WACC, % 11.10 11.41 11.01 11.09 11.15 11.15 11.15 11.15 11.15 11.15
PV UFCF 7.9 8.2 7.9 7.7 7.4
SUM PV UFCF 39.1
Long Term Growth Rate, % 2.00
Free cash flow (T + 1) 12.9
Terminal Value 140.5
Present Terminal Value 82.8
Enterprise Value 121.9
Net Debt -41.0
Equity Value 162.9
Diluted Shares Outstanding, MM 17.0
Equity Value Per Share 9.58

What You Will Receive

  • Comprehensive Financial Model: United Security Bancshares’ (UBFO) actual data allows for accurate DCF valuation.
  • Complete Forecast Control: Modify revenue growth, profit margins, WACC, and other essential factors.
  • Real-Time Calculations: Automatic updates provide immediate insights as adjustments are made.
  • Professional-Grade Template: A polished Excel file crafted for high-quality valuation presentations.
  • Flexible and Reusable: Designed for adaptability, enabling repeated use for in-depth financial forecasts.

Key Features

  • 🔍 Real-Life UBFO Financials: Pre-filled historical and projected data for United Security Bancshares (UBFO).
  • ✏️ Fully Customizable Inputs: Adjust all critical parameters (yellow cells) like WACC, growth %, and tax rates.
  • 📊 Professional DCF Valuation: Built-in formulas calculate United Security Bancshares’ intrinsic value using the Discounted Cash Flow method.
  • ⚡ Instant Results: Visualize United Security Bancshares’ valuation instantly after making changes.
  • Scenario Analysis: Test and compare outcomes for various financial assumptions side-by-side.

How It Works

  1. Download the Template: Gain immediate access to the Excel-based UBFO DCF Calculator.
  2. Input Your Assumptions: Modify the yellow-highlighted cells for growth rates, WACC, margins, and additional factors.
  3. Instant Calculations: The model automatically recalculates United Security Bancshares’ intrinsic value.
  4. Test Scenarios: Experiment with various assumptions to assess potential changes in valuation.
  5. Analyze and Decide: Leverage the results to inform your investment or financial analysis.

Why Choose This Calculator for United Security Bancshares (UBFO)?

  • User-Friendly Interface: Tailored for both novices and seasoned investors.
  • Customizable Inputs: Easily adjust parameters to suit your financial analysis.
  • Real-Time Valuation: Monitor immediate changes to United Security Bancshares' valuation as you tweak inputs.
  • Preloaded Data: Comes with United Security Bancshares' actual financial metrics for swift evaluations.
  • Relied Upon by Experts: Favored by investors and analysts for making well-informed decisions.

Who Should Use This Product?

  • Investors: Accurately assess United Security Bancshares’ (UBFO) fair value prior to making investment choices.
  • CFOs: Utilize a professional-grade DCF model for comprehensive financial reporting and analysis.
  • Consultants: Efficiently customize the template for client valuation reports.
  • Entrepreneurs: Acquire knowledge of financial modeling practices employed by leading financial institutions.
  • Educators: Implement it as a teaching resource to illustrate various valuation methodologies.

What the Template Contains

  • Comprehensive DCF Model: Editable template featuring detailed valuation calculations tailored for United Security Bancshares (UBFO).
  • Real-World Data: Historical and projected financials for United Security Bancshares (UBFO) preloaded for in-depth analysis.
  • Customizable Parameters: Modify WACC, growth rates, and tax assumptions to explore various scenarios.
  • Financial Statements: Complete annual and quarterly breakdowns for enhanced insights into United Security Bancshares (UBFO).
  • Key Ratios: Integrated analysis for profitability, efficiency, and leverage specific to United Security Bancshares (UBFO).
  • Dashboard with Visual Outputs: Charts and tables designed to present clear, actionable results for United Security Bancshares (UBFO).


Disclaimer

All information, articles, and product details provided on this website are for general informational and educational purposes only. We do not claim any ownership over, nor do we intend to infringe upon, any trademarks, copyrights, logos, brand names, or other intellectual property mentioned or depicted on this site. Such intellectual property remains the property of its respective owners, and any references here are made solely for identification or informational purposes, without implying any affiliation, endorsement, or partnership.

We make no representations or warranties, express or implied, regarding the accuracy, completeness, or suitability of any content or products presented. Nothing on this website should be construed as legal, tax, investment, financial, medical, or other professional advice. In addition, no part of this site—including articles or product references—constitutes a solicitation, recommendation, endorsement, advertisement, or offer to buy or sell any securities, franchises, or other financial instruments, particularly in jurisdictions where such activity would be unlawful.

All content is of a general nature and may not address the specific circumstances of any individual or entity. It is not a substitute for professional advice or services. Any actions you take based on the information provided here are strictly at your own risk. You accept full responsibility for any decisions or outcomes arising from your use of this website and agree to release us from any liability in connection with your use of, or reliance upon, the content or products found herein.