Bank of the James Financial Group, Inc. (BOTJ) DCF Valuation

Banque de James Financial Group, Inc. (BOTJ) Évaluation DCF

US | Financial Services | Banks - Regional | NASDAQ
Bank of the James Financial Group, Inc. (BOTJ) DCF Valuation
  • Entièrement Modifiable: Adapté À Vos Besoins Dans Excel Ou Sheets
  • Conception Professionnelle: Modèles Fiables Et Conformes Aux Normes Du Secteur
  • Pré-Construits Pour Une Utilisation Rapide Et Efficace
  • Aucune Expertise N'Est Requise; Facile À Suivre

Bank of the James Financial Group, Inc. (BOTJ) Bundle

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Simplifiez Bank of the James Financial Group, Inc. (BOTJ) Évaluation avec cette calculatrice DCF personnalisable! Avec Real Bank of the James Financial Group, Inc. (BOTJ) Financials and Adjustable Forecast Intarts, vous pouvez tester des scénarios et découvrir la banque de la juste valeur de James Financial Group, Inc. (BOTJ) en procès-verbal.


Discounted Cash Flow (DCF) - (USD MM)

Year AY1
2019
AY2
2020
AY3
2021
AY4
2022
AY5
2023
FY1
2024
FY2
2025
FY3
2026
FY4
2027
FY5
2028
Revenue 31.1 35.0 37.2 42.0 39.4 41.9 44.5 47.4 50.4 53.6
Revenue Growth, % 0 12.62 6.22 13.01 -6.33 6.38 6.38 6.38 6.38 6.38
EBITDA 8.6 8.2 11.5 13.7 12.2 12.2 13.0 13.8 14.7 15.6
EBITDA, % 27.66 23.45 30.95 32.65 31.11 29.16 29.16 29.16 29.16 29.16
Depreciation 1.7 2.0 2.1 2.6 2.0 2.3 2.5 2.6 2.8 3.0
Depreciation, % 5.36 5.8 5.54 6.21 5 5.58 5.58 5.58 5.58 5.58
EBIT 6.9 6.2 9.5 11.1 10.3 9.9 10.5 11.2 11.9 12.6
EBIT, % 22.31 17.65 25.42 26.44 26.11 23.58 23.58 23.58 23.58 23.58
Total Cash 90.4 121.9 191.2 215.8 74.8 41.9 44.5 47.4 50.4 53.6
Total Cash, percent .0 .0 .0 .0 .0 .0 .0 .0 .0 .0
Account Receivables 1.9 2.4 2.1 2.7 2.8
Account Receivables, % 6 6.71 5.76 6.51 7.2
Inventories -43.3 -104.3 -186.0 -65.1 .0 -33.5 -35.6 -37.9 -40.3 -42.9
Inventories, % -139.34 -298.04 -500.14 -154.83 0 -80 -80 -80 -80 -80
Accounts Payable .2 .1 .0 .1 .5 .2 .2 .2 .2 .3
Accounts Payable, % 0.5565 0.24279 0.12371 0.21178 1.22 0.47085 0.47085 0.47085 0.47085 0.47085
Capital Expenditure -4.4 -1.8 -2.9 -1.2 -1.6 -2.8 -3.0 -3.2 -3.4 -3.6
Capital Expenditure, % -14.15 -5 -7.82 -2.83 -4 -6.76 -6.76 -6.76 -6.76 -6.76
Tax Rate, % 15.32 15.32 15.32 15.32 15.32 15.32 15.32 15.32 15.32 15.32
EBITAT 5.6 5.0 7.6 9.0 8.7 8.0 8.6 9.1 9.7 10.3
Depreciation
Changes in Account Receivables
Changes in Inventories
Changes in Accounts Payable
Capital Expenditure
UFCF 44.5 65.7 88.5 -111.1 -55.7 40.9 10.0 10.6 11.3 12.0
WACC, % 15.52 15.49 15.46 15.5 15.98 15.59 15.59 15.59 15.59 15.59
PV UFCF
SUM PV UFCF 61.9
Long Term Growth Rate, % 2.00
Free cash flow (T + 1) 12
Terminal Value 90
Present Terminal Value 44
Enterprise Value 106
Net Debt -6
Equity Value 111
Diluted Shares Outstanding, MM 5
Equity Value Per Share 24.42

What You Will Get

  • Editable Excel Template: A fully customizable Excel-based DCF Calculator featuring pre-filled real BOTJ financials.
  • Real-World Data: Historical data and forward-looking estimates (as indicated in the yellow cells).
  • Forecast Flexibility: Adjust forecast assumptions such as revenue growth, EBITDA %, and WACC.
  • Automatic Calculations: Instantly observe the effect of your inputs on Bank of the James Financial Group’s valuation.
  • Professional Tool: Designed for investors, CFOs, consultants, and financial analysts.
  • User-Friendly Design: Organized for clarity and ease of use, complete with step-by-step instructions.

Key Features

  • 🔍 Real-Life BOTJ Financials: Pre-filled historical and projected data for Bank of the James Financial Group, Inc. (BOTJ).
  • ✏️ Fully Customizable Inputs: Adjust all critical parameters (yellow cells) like WACC, growth %, and tax rates.
  • 📊 Professional DCF Valuation: Built-in formulas calculate Bank of the James’s intrinsic value using the Discounted Cash Flow method.
  • ⚡ Instant Results: Visualize Bank of the James’s valuation instantly after making changes.
  • Scenario Analysis: Test and compare outcomes for various financial assumptions side-by-side.

How It Works

  1. Download the Template: Gain immediate access to the Excel-based BOTJ DCF Calculator.
  2. Input Your Assumptions: Modify the yellow-highlighted cells for growth rates, WACC, margins, and other variables.
  3. Instant Calculations: The model automatically computes the intrinsic value of Bank of the James Financial Group, Inc. (BOTJ).
  4. Test Scenarios: Experiment with various assumptions to assess potential valuation shifts.
  5. Analyze and Decide: Utilize the results to inform your investment or financial analysis.

Why Choose This Calculator for Bank of the James Financial Group, Inc. (BOTJ)?

  • User-Friendly Interface: Perfect for both novices and seasoned professionals.
  • Customizable Inputs: Adjust parameters easily to suit your financial analysis.
  • Real-Time Valuation: Watch as the valuation of Bank of the James updates instantly with your changes.
  • Pre-Configured Data: Comes with Bank of the James's latest financial information for immediate insights.
  • Relied Upon by Experts: A go-to tool for investors and analysts aiming for informed decision-making.

Who Should Use Bank of the James Financial Group, Inc. (BOTJ)?

  • Finance Students: Acquire practical knowledge on banking operations and financial services.
  • Academics: Use case studies from BOTJ to enhance your research in financial institutions.
  • Investors: Evaluate investment strategies and analyze the performance of BOTJ stocks.
  • Analysts: Utilize comprehensive financial reports to inform your market assessments.
  • Small Business Owners: Learn how community banks like BOTJ support local enterprises and economic growth.

What the Template Contains

  • Preloaded BOTJ Data: Historical and projected financial data, including revenue, net income, and operating expenses.
  • DCF and WACC Models: Professional-grade sheets for calculating intrinsic value and Weighted Average Cost of Capital.
  • Editable Inputs: Yellow-highlighted cells for adjusting loan growth, interest rates, and discount rates.
  • Financial Statements: Comprehensive annual and quarterly financials for in-depth analysis.
  • Key Ratios: Profitability, leverage, and efficiency ratios to assess performance.
  • Dashboard and Charts: Visual summaries of valuation outcomes and assumptions.


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