Exploring Territorial Bancorp Inc. (TBNK) Investor Profile: Who’s Buying and Why?

Are you curious about who's investing in Territorial Bancorp Inc. (TBNK) and what's driving their decisions? With a market capitalization of $147.48 million and a Return on Assets (ROA) of 0.74%, TBNK presents an intriguing profile for investors. Is it the attractive dividend yield of 6.12%, offering $0.92 per share annually, or the modest Price-to-Earnings (P/E) ratio of 14.14 that's catching their eye? Dive in to explore the dynamics of TBNK's investor landscape and uncover the motivations behind their investment strategies.

Territorial Bancorp Inc. (TBNK) Who Invests in [Company Name] and Why?

Understanding the investor profile of Territorial Bancorp Inc. (TBNK) provides valuable insights into the market's perception of the company and its future prospects. A diverse investor base can contribute to stock stability, while concentrated ownership may lead to increased volatility. As of the latest information, Territorial Bancorp Inc. operates with a mixed ownership structure that includes institutional investors, retail investors, and insiders.

Here's a breakdown of the key investor types and their motivations:

• Institutional Investors: These entities, including investment firms, mutual funds, and other institutional shareholders, hold a significant portion of Territorial Bancorp Inc.'s shares. As of the latest filings, institutions held approximately 64.98% of the company's shares.
• Retail Investors: Individual investors who purchase shares make up a notable segment of Territorial Bancorp Inc.'s shareholders. Retail investors hold approximately 33.25% of the company's shares.
• Insiders: Company executives and board members also hold shares, representing insider ownership. Insiders hold approximately 1.77% of the company's shares.

To gain more insights into the company's financial standing, consider reading: Territorial Bancorp Inc. (TBNK): History, Ownership, Mission, How It Works & Makes Money

Investment Motivations

Several factors attract investors to Territorial Bancorp Inc. (TBNK):

• Merger with Hope Bancorp: The merger with Hope Bancorp, completed on April 2, 2025, has created the largest regional bank catering to multicultural customers across the continental United States and Hawaii. Territorial Bancorp shareholders had the right to receive 0.8048 shares of Hope Bancorp common stock for each share of Territorial common stock they owned.
• Community Focus: Territorial Bancorp Inc. has a strong local presence and customer relationships in Hawaii. The company emphasizes community banking, offering personalized, island-style service.
• Dividend History: Territorial Bancorp Inc. has a history of paying dividends, though the dividend yield has fluctuated. For example, the ex-dividend date was 02/14/2025.
• Solid Foundation: Territorial Bancorp Inc. distinguishes itself with a solid foundation in traditional banking practices alongside modern financial management techniques.

Investment Strategies

Investors in Territorial Bancorp Inc. may employ various strategies, including:

• Long-Term Holding: Some investors may adopt a long-term holding strategy, banking on the company's sustained performance and commitment to the Hawaiian community.
• Value Investing: Value investors might be attracted to Territorial Bancorp Inc.'s focus on traditional banking and its position in the Hawaiian market.
• Dividend Investing: Given the company's history of dividend payments, some investors may focus on the dividend income provided by the stock. The annual dividend was $0.04 with a dividend yield of 0.47%.

The following table provides an overview of the ownership distribution of Territorial Bancorp Inc.'s shares:

Territorial Bancorp Inc. (TBNK) Institutional Ownership and Major Shareholders of Territorial Bancorp Inc. (TBNK)

Understanding the institutional ownership of Territorial Bancorp Inc. (TBNK) provides valuable insights into the company's stock dynamics and investor confidence. Major institutional investors can significantly influence a company's stock price and strategic direction through their investment decisions.

Here's a detailed look at the top institutional investors, recent changes in ownership, and the overall impact of these large investors on Territorial Bancorp Inc. (TBNK).

Top Institutional Investors:

As of the latest available data, the top institutional investors in Territorial Bancorp Inc. (TBNK) include:

• BlackRock Fund Advisors: Holding 248,487 shares.
• Vanguard Total Stock Market Index Fund: Holding 236,676 shares.
• Vanguard Small-Cap Index Fund: Holding 188,893 shares.
• Dimensional Fund Advisors LP: Holding 131,534 shares.
• Schwab Total Stock Market Index Fund: Holding 65,831 shares.

These institutional investors collectively hold a significant percentage of Territorial Bancorp Inc. (TBNK)'s outstanding shares, reflecting their confidence in the company's performance and future prospects.

Changes in Ownership:

Analyzing recent changes in institutional ownership can indicate shifts in investor sentiment. For example:

• Increase in holdings: Some institutions may have increased their stakes in Territorial Bancorp Inc. (TBNK), signaling a positive outlook on the company's future.
• Decrease in holdings: Conversely, others may have reduced their positions, possibly due to concerns about the company's performance or broader market conditions.

For instance, Dimensional Fund Advisors LP increased its holdings by 6,169 shares in the first quarter of 2024, bringing their total to 131,534 shares valued at $1.9 million. On the other hand, Geode Capital Management LLC reduced its position by 3.1% in the fourth quarter of 2023, now holding 46,836 shares valued at $685,000.

Here is a summary of recent institutional ownership changes:

Impact of Institutional Investors:

Institutional investors play a crucial role in Territorial Bancorp Inc. (TBNK)'s stock price and overall strategy:

• Stock Price Stability: Large institutional holdings can provide stability to the stock price, reducing volatility.
• Strategic Influence: These investors often engage with company management, influencing strategic decisions and corporate governance.
• Market Confidence: Significant institutional ownership can boost market confidence, attracting other investors.

The presence of reputable institutional investors often signals a company's financial health and growth potential, encouraging both retail and other institutional investors to take interest.

For more insights into Territorial Bancorp Inc. (TBNK), explore: Territorial Bancorp Inc. (TBNK): History, Ownership, Mission, How It Works & Makes Money.

Understanding the dynamics of institutional ownership is essential for investors seeking to make informed decisions about Territorial Bancorp Inc. (TBNK). By tracking changes in ownership and the influence of major shareholders, investors can gain a deeper understanding of the company's market position and future prospects.

Territorial Bancorp Inc. (TBNK) Key Investors and Their Impact on Territorial Bancorp Inc. (TBNK)

Understanding the investor profile of Territorial Bancorp Inc. (TBNK) provides valuable insights into the company’s stability, growth potential, and market perception. Examining who is investing, their motivations, and their recent activities can help current and potential investors make informed decisions.

While comprehensive, real-time major investor data for Territorial Bancorp Inc. (TBNK) for the fiscal year 2024 is limited, we can analyze general trends and available information to infer the investor landscape. Institutional investors, mutual funds, and individual shareholders typically constitute the investor base of such companies.

Key aspects to consider regarding investors in Territorial Bancorp Inc. (TBNK):

• Notable Investors: Identifying significant institutional holders is crucial. These could include major mutual funds, pension funds, or investment firms. While specific names for 2024 aren't available, researching major shareholders from past years and observing their continued presence or changes in holdings can offer insights.
• Investor Influence: Large institutional investors often wield considerable influence through their voting rights and potential to engage with company management on strategic decisions. Their investment decisions can also significantly impact stock price movements.
• Recent Moves: Monitoring significant buying or selling activity by major shareholders provides clues about their confidence in the company's prospects. Regulatory filings (such as Form 4 filings for insider transactions or Schedule 13D/G filings for large shareholders) are key resources for tracking these moves.

To illustrate the types of investors and information relevant to understanding Territorial Bancorp Inc. (TBNK)'s investor profile, consider the following hypothetical examples:

Keep in mind that this table is purely illustrative. For accurate and up-to-date information on Territorial Bancorp Inc. (TBNK)'s key investors, consult official SEC filings and financial news sources.

Analyzing investor behavior and ownership structure can reveal important information about market sentiment and potential future performance. It is also important to consider the financial health. Read more about it here: Breaking Down Territorial Bancorp Inc. (TBNK) Financial Health: Key Insights for Investors

Territorial Bancorp Inc. (TBNK) Market Impact and Investor Sentiment

Understanding investor sentiment and market reactions is crucial for assessing the potential future of Territorial Bancorp Inc. (TBNK). This involves analyzing the perspectives of major shareholders, recent market behavior, and insights from financial analysts.

Investor Sentiment:

Based on available data, several institutions hold significant positions in Territorial Bancorp Inc. (TBNK). Key shareholders include:

• Wellington Management Group Llp
• Alliancebernstein L.p.
• Dimensional Fund Advisors Lp
• Renaissance Technologies Llc
• Vanguard Group Inc

Fund Sentiment Score for TBNK is being bought by funds. It is the result of a sophisticated, multi-factor quantitative model that identifies companies with the highest levels of institutional accumulation. The scoring model uses a combination of the total increase in disclosed owners, the changes in portfolio allocations in those owners and other metrics. The number ranges from 0 to 100, with higher numbers indicating a higher level of accumulation to its peers, and 50 being the average.

Recent Market Reactions:

The stock market's reaction to ownership changes and large investor moves can provide valuable insights. For Territorial Bancorp Inc. (TBNK), the share price as of March 20, 2025, was $8.19 per share. On March 21, 2024, the share price was $8.45, representing a decline of 3.08% over the year.

Notably, Territorial Bancorp Inc. (TBNK) shareholders approved the merger with Hope Bancorp Inc. on November 6, 2024. This all-stock merger aimed to provide Territorial shareholders with participation in a larger, more diversified regional bank, offering an attractive dividend and growth opportunities. The merger was tentatively scheduled to close prior to market open on April 2, 2025. In anticipation of the closing, the stock was halted immediately following the after-hours session at or around 7:50 p.m. on April 1, 2025. If the merger closes as anticipated, the stock will remain halted on the day of closing (April 2nd) and will be suspended effective April 3, 2025. Merger consideration: 0.8408 of a share of Hope Bancorp, Inc. Common Stock (HOPE) for each share held.

Analyst Perspectives:

Analysts' insights play a significant role in shaping investor perception. Piper Sandler upgraded Territorial Bancorp (TBNK) from Underweight to Neutral on May 7, 2024. The average one-year price target for Territorial Bancorp as of May 2, 2024, was $9.18, with forecasts ranging from $8.08 to $10.50. This average price target represented a potential increase of 13.33% from the closing price of $8.10.

The average analyst rating from two analysts was 'Hold', suggesting an expectation that the stock would perform similarly to the overall market. The average price target was $9.89, with a low estimate of $8.50 and a high estimate of $11.27 as of August 14, 2024.

Additional Factors Influencing Market Impact:

Several factors have influenced Territorial Bancorp Inc.'s (TBNK) market position and investor sentiment:

• Merger with Hope Bancorp: Shareholders approved the merger, anticipating benefits such as participation in a larger, more diversified bank.
• Blue Hill Advisors' Interest: A non-binding interest from Blue Hill Advisors created uncertainty, particularly due to concerns about financing and regulatory approvals.
• Financial Performance: Territorial Bancorp Inc. reported a net loss of $1.72 million, or $0.20 per diluted share, for the three months ended December 31, 2024, which included $1.53 million of pre-tax merger-related expenses.
• Dividends: A dividend of $0.01 per share was approved, payable on February 28, 2025, to stockholders of record as of February 14, 2025.

For further insights into the company's financial well-being, consider exploring: Breaking Down Territorial Bancorp Inc. (TBNK) Financial Health: Key Insights for Investors