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Provident Financial Services, Inc. (PFS) DCF Valuation
US | Financial Services | Banks - Regional | NYSE
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- ✓ Fully Editable: Tailor To Your Needs In Excel Or Sheets
- ✓ Professional Design: Trusted, Industry-Standard Templates
- ✓ Pre-Built For Quick And Efficient Use
- ✓ No Expertise Is Needed; Easy To Follow
Provident Financial Services, Inc. (PFS) Bundle
Gain insight into your Provident Financial Services, Inc. (PFS) valuation analysis with our cutting-edge DCF Calculator! Preloaded with real (PFS) data, this Excel template enables you to adjust forecasts and assumptions, allowing for precise calculations of Provident Financial Services, Inc.'s intrinsic value.
Discounted Cash Flow (DCF) - (USD MM)
| Year | AY1 2019 |
AY2 2020 |
AY3 2021 |
AY4 2022 |
AY5 2023 |
FY1 2024 |
FY2 2025 |
FY3 2026 |
FY4 2027 |
FY5 2028 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 361.8 | 385.0 | 452.8 | 505.3 | 451.4 | 479.5 | 509.5 | 541.3 | 575.0 | 610.9 |
| Revenue Growth, % | 0 | 6.42 | 17.62 | 11.6 | -10.68 | 6.24 | 6.24 | 6.24 | 6.24 | 6.24 |
| EBITDA | 333.5 | 322.7 | 359.8 | 418.0 | .0 | 324.3 | 344.6 | 366.1 | 388.9 | 413.2 |
| EBITDA, % | 92.19 | 83.82 | 79.45 | 82.71 | 0 | 67.63 | 67.63 | 67.63 | 67.63 | 67.63 |
| Depreciation | 18.9 | 20.0 | 22.7 | 23.7 | 22.2 | 24.0 | 25.5 | 27.1 | 28.8 | 30.6 |
| Depreciation, % | 5.22 | 5.2 | 5.02 | 4.69 | 4.92 | 5.01 | 5.01 | 5.01 | 5.01 | 5.01 |
| EBIT | 314.7 | 302.7 | 337.0 | 394.3 | -22.2 | 300.3 | 319.1 | 339.0 | 360.1 | 382.6 |
| EBIT, % | 86.98 | 78.62 | 74.43 | 78.02 | -4.92 | 62.62 | 62.62 | 62.62 | 62.62 | 62.62 |
| Total Cash | 1,163.7 | 1,637.8 | 2,770.3 | 1,990.1 | 180.3 | 421.9 | 448.3 | 476.2 | 505.9 | 537.5 |
| Total Cash, percent | .0 | .0 | .0 | .0 | .0 | .0 | .0 | .0 | .0 | .0 |
| Account Receivables | 29.0 | 46.5 | 42.0 | 51.9 | 59.0 | 50.5 | 53.7 | 57.0 | 60.6 | 64.4 |
| Account Receivables, % | 8.02 | 12.06 | 9.27 | 10.27 | 13.06 | 10.54 | 10.54 | 10.54 | 10.54 | 10.54 |
| Inventories | -235.4 | -602.7 | -789.1 | -263.9 | .0 | -304.3 | -323.3 | -343.5 | -364.9 | -387.7 |
| Inventories, % | -65.07 | -156.54 | -174.26 | -52.23 | 0 | -63.46 | -63.46 | -63.46 | -63.46 | -63.46 |
| Accounts Payable | .0 | .0 | .0 | .0 | .0 | .0 | .0 | .0 | .0 | .0 |
| Accounts Payable, % | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Capital Expenditure | -4.9 | -12.8 | -13.8 | -9.4 | -7.5 | -10.8 | -11.5 | -12.2 | -12.9 | -13.7 |
| Capital Expenditure, % | -1.35 | -3.33 | -3.05 | -1.86 | -1.66 | -2.25 | -2.25 | -2.25 | -2.25 | -2.25 |
| Tax Rate, % | 26.95 | 26.95 | 26.95 | 26.95 | 26.95 | 26.95 | 26.95 | 26.95 | 26.95 | 26.95 |
| EBITAT | 240.9 | 230.1 | 249.2 | 288.4 | -16.2 | 223.9 | 237.8 | 252.7 | 268.4 | 285.2 |
| Depreciation | ||||||||||
| Changes in Account Receivables | ||||||||||
| Changes in Inventories | ||||||||||
| Changes in Accounts Payable | ||||||||||
| Capital Expenditure | ||||||||||
| UFCF | 461.3 | 587.1 | 449.0 | -232.4 | -272.5 | 549.8 | 267.7 | 284.4 | 302.2 | 321.0 |
| WACC, % | 10.34 | 10.29 | 10.14 | 10.08 | 10.07 | 10.18 | 10.18 | 10.18 | 10.18 | 10.18 |
| PV UFCF | ||||||||||
| SUM PV UFCF | 1,334.9 | |||||||||
| Long Term Growth Rate, % | 2.00 | |||||||||
| Free cash flow (T + 1) | 327 | |||||||||
| Terminal Value | 4,002 | |||||||||
| Present Terminal Value | 2,464 | |||||||||
| Enterprise Value | 3,799 | |||||||||
| Net Debt | 1,278 | |||||||||
| Equity Value | 2,521 | |||||||||
| Diluted Shares Outstanding, MM | 75 | |||||||||
| Equity Value Per Share | 33.67 |
What You Will Get
- Editable Excel Template: A fully customizable Excel-based DCF Calculator featuring pre-filled real PFS financials.
- Real-World Data: Historical data and forward-looking estimates (highlighted in the yellow cells).
- Forecast Flexibility: Modify forecast assumptions such as revenue growth, EBITDA %, and WACC.
- Automatic Calculations: Instantly observe the impact of your inputs on Provident Financial Services’ valuation.
- Professional Tool: Designed for investors, CFOs, consultants, and financial analysts.
- User-Friendly Design: Organized for clarity and ease of use, complete with step-by-step instructions.
Key Features
- Comprehensive Financial Data: Access Provident Financial Services' historical financial statements and pre-filled forecasts.
- Customizable Parameters: Modify WACC, tax rates, revenue growth, and EBITDA margins to fit your analysis.
- Real-Time Valuation: Observe the intrinsic value of Provident Financial Services, Inc. (PFS) update instantly.
- Intuitive Visualizations: Interactive dashboard charts showcase valuation outcomes and essential metrics.
- Designed for Precision: A robust tool tailored for analysts, investors, and finance professionals.
How It Works
- Step 1: Download the prebuilt Excel template with Provident Financial Services, Inc.'s (PFS) data included.
- Step 2: Explore the pre-filled sheets and understand the key metrics.
- Step 3: Update forecasts and assumptions in the editable yellow cells (WACC, growth, margins).
- Step 4: Instantly view recalculated results, including Provident Financial Services, Inc.'s (PFS) intrinsic value.
- Step 5: Make informed investment decisions or generate reports using the outputs.
Why Choose This Calculator for Provident Financial Services, Inc. (PFS)?
- Accuracy: Utilizes real PFS financial data to ensure precise calculations.
- Flexibility: Built for users to easily adjust and test various input parameters.
- Time-Saving: Avoid the complexities of creating a DCF model from the ground up.
- Professional-Grade: Crafted with the expertise and standards expected by CFOs.
- User-Friendly: Intuitive design makes it accessible for all users, regardless of financial modeling skills.
Who Should Use This Product?
- Professional Investors: Create comprehensive and trustworthy valuation models for analyzing PFS portfolios.
- Corporate Finance Teams: Evaluate valuation scenarios to inform strategic decisions within the organization.
- Consultants and Advisors: Offer clients precise valuation insights for Provident Financial Services, Inc. (PFS).
- Students and Educators: Utilize real-world data to practice and instruct on financial modeling techniques.
- Banking and Finance Enthusiasts: Gain insights into how financial institutions like Provident Financial Services, Inc. (PFS) are valued in the market.
What the Template Contains
- Operating and Balance Sheet Data: Pre-filled Provident Financial Services historical data and forecasts, including revenue, EBITDA, EBIT, and capital expenditures.
- WACC Calculation: A dedicated sheet for Weighted Average Cost of Capital (WACC), featuring parameters such as Beta, risk-free rate, and share price.
- DCF Valuation (Unlevered and Levered): Editable Discounted Cash Flow models that showcase intrinsic value with detailed calculations.
- Financial Statements: Pre-loaded financial statements (annual and quarterly) to support comprehensive analysis.
- Key Ratios: Includes profitability, leverage, and efficiency ratios for Provident Financial Services, Inc. (PFS).
- Dashboard and Charts: Visual summary of valuation outputs and assumptions to facilitate easy analysis of results.