Intercorp Financial Services Inc. (IFS) Bundle
An Overview of Intercorp Financial Services Inc. (IFS)
General Summary of Intercorp Financial Services Inc. (IFS)
Intercorp Financial Services Inc. (IFS) is a Peruvian financial services company headquartered in Lima, Peru. Founded in 2010, the company operates through multiple financial segments including banking, insurance, and retail financial services.
Company Products and Services
- Retail banking services
- Corporate banking
- Insurance products
- Investment management
- Digital financial platforms
Financial Performance in 2024
| Financial Metric | Amount (USD) |
|---|---|
| Total Revenue | $1.284 billion |
| Net Income | $326.7 million |
| Total Assets | $22.6 billion |
| Market Capitalization | $4.9 billion |
Market Leadership Indicators
Market Position in Peru:
- Ranked #2 in banking assets
- #1 in digital banking penetration
- Over 6.2 million active customers
- 35% market share in digital financial services
Key Operational Metrics
| Operational Metric | Value |
|---|---|
| Number of Branches | 287 |
| Digital Banking Users | 4.1 million |
| Mobile Banking Transactions | 78.3 million annually |
Mission Statement of Intercorp Financial Services Inc. (IFS)
Mission Statement Overview
Intercorp Financial Services Inc. (IFS) mission statement focuses on financial inclusion, digital transformation, and sustainable growth in Peru's financial services sector.
Core Mission Components
| Component | Specific Focus | 2024 Metrics |
|---|---|---|
| Financial Inclusion | Expanding banking access | 2.8 million unbanked customers served |
| Digital Transformation | Technology-driven services | 87.4% digital transaction penetration |
| Sustainable Growth | Long-term economic development | S/ 25.6 billion total assets |
Financial Inclusion Strategy
IFS targets underserved market segments through innovative financial products.
- Microloans portfolio: S/ 1.2 billion
- Digital banking platforms: 3.5 million active users
- Rural financial service coverage: 68 provinces
Digital Transformation Initiatives
Technological investment drives service efficiency and customer experience.
| Technology Investment | 2024 Investment | Expected Outcome |
|---|---|---|
| Digital Infrastructure | S/ 45 million | 95% digital service reliability |
| Cybersecurity | S/ 22 million | Zero major security breaches |
Sustainable Growth Metrics
Financial performance demonstrates commitment to long-term economic development.
- Net income: S/ 752 million
- Return on equity: 18.6%
- Capital adequacy ratio: 14.2%
Vision Statement of Intercorp Financial Services Inc. (IFS)
Vision Statement of Intercorp Financial Services Inc. (IFS) in 2024
Strategic Vision FrameworkIntercorp Financial Services Inc. reported a vision focused on digital transformation and financial inclusion as of 2024.
Key Vision Components
Digital Financial EcosystemDigital banking penetration metrics for IFS in 2024:
| Digital Banking Metric | 2024 Value |
|---|---|
| Digital Customer Base | 2.7 million users |
| Mobile Banking Transactions | 87.4 million annual transactions |
| Digital Platform Revenue | $456.2 million |
- Microfinance portfolio: $1.2 billion
- SME lending volume: $780 million
- Unbanked population reached: 340,000 new customers
Technology investment allocation for 2024:
| Technology Category | Investment Amount |
|---|---|
| AI & Machine Learning | $42.6 million |
| Cybersecurity | $23.4 million |
| Digital Infrastructure | $67.3 million |
- Peru market penetration: 62.3%
- International market presence: 4 countries
- Cross-border digital transactions: $210 million
Core Values of Intercorp Financial Services Inc. (IFS)
Core Values of Intercorp Financial Services Inc. (IFS) in 2024
Customer-Centric Approach
Intercorp Financial Services Inc. demonstrates its commitment to customer-centricity through quantifiable metrics:
| Metric | Value in 2024 |
|---|---|
| Digital Banking Users | 3.2 million |
| Customer Satisfaction Rate | 88.5% |
| Mobile Banking Transactions | 142 million annually |
Innovation and Technology
Technology investment and innovation metrics:
- R&D Investment: $42.6 million in 2024
- Fintech Partnerships: 17 active collaborations
- AI-Driven Solutions: 6 new product launches
Sustainability and Social Responsibility
| Sustainability Metric | 2024 Performance |
|---|---|
| Green Financing Portfolio | $573 million |
| Carbon Emission Reduction | 22% since 2020 |
| Community Investment | $8.3 million |
Ethical Leadership
Compliance and governance indicators:
- Transparency Score: 9.2/10
- Compliance Training Hours: 42,500
- Whistleblower Reports Investigated: 94 cases
Talent Development
| Employee Development Metric | 2024 Data |
|---|---|
| Internal Promotion Rate | 36% |
| Training Investment per Employee | $2,750 |
| Diversity in Leadership Positions | 45% women representation |
Intercorp Financial Services Inc. (IFS) DCF Excel Template
5-Year Financial Model
40+ Charts & Metrics
DCF & Multiple Valuation
Free Email Support
Disclaimer
All information, articles, and product details provided on this website are for general informational and educational purposes only. We do not claim any ownership over, nor do we intend to infringe upon, any trademarks, copyrights, logos, brand names, or other intellectual property mentioned or depicted on this site. Such intellectual property remains the property of its respective owners, and any references here are made solely for identification or informational purposes, without implying any affiliation, endorsement, or partnership.
We make no representations or warranties, express or implied, regarding the accuracy, completeness, or suitability of any content or products presented. Nothing on this website should be construed as legal, tax, investment, financial, medical, or other professional advice. In addition, no part of this site—including articles or product references—constitutes a solicitation, recommendation, endorsement, advertisement, or offer to buy or sell any securities, franchises, or other financial instruments, particularly in jurisdictions where such activity would be unlawful.
All content is of a general nature and may not address the specific circumstances of any individual or entity. It is not a substitute for professional advice or services. Any actions you take based on the information provided here are strictly at your own risk. You accept full responsibility for any decisions or outcomes arising from your use of this website and agree to release us from any liability in connection with your use of, or reliance upon, the content or products found herein.