Mission Statement, Vision, & Core Values of Safehold Inc. (SAFE)

A company's mission and values are the bedrock, especially for a firm like Safehold Inc. (SAFE), which is defintely redefining real estate capital with its modern ground lease model.

With a core portfolio valued at a massive $7.0 billion and Q3 2025 revenue hitting $96.2 million, their operational strategy is clearly working, but does their stated vision truly support the long-term, generational wealth creation they promise? We need to ask: Do their core principles align with the unprecedented $9.069 billion in estimated Unrealized Capital Appreciation (UCA)-the future value of the land that reverts to them-or is the market missing a key piece of their value story?

That mission is what sustains their unique economic yield, so let's look at the foundational statements that guide this multi-billion dollar strategy.

Safehold Inc. (SAFE) Overview

You need a clear, precise breakdown of Safehold Inc. (SAFE), the company that essentially created the modern ground lease industry. The direct takeaway is that Safehold provides a specialized, long-term capital solution for real estate owners, separating the land from the building to unlock value, and their model continues to deliver steady financial growth, evidenced by strong Q3 2025 results.

Safehold was established in 2017 to revolutionize real estate ownership by introducing the modern ground lease (GL) structure, which is a standardized, long-term lease of the land beneath a building. This simple concept allows property owners to get a low-cost, efficient source of capital for the land component, which typically accounts for 35% to 40% of a property's total purchase price. They operate as a real estate investment trust (REIT) focused on acquiring, managing, and capitalizing these ground leases.

Their products are long-term ground leases, often spanning 49 to 99 years, which provide a predictable, inflation-protected income stream. As of the third quarter of 2025, Safehold's total portfolio aggregate gross book value (GBV) reached a significant milestone of $7.0 billion. This growth demonstrates the increasing market acceptance of their innovative capital solution across high-quality multifamily, office, industrial, and mixed-use properties in major U.S. markets. You can find a deeper dive into their structure and how they generate revenue here: Safehold Inc. (SAFE): History, Ownership, Mission, How It Works & Makes Money.

Q3 2025 Financial Performance: Ground Lease Originations Drive Revenue

The company's financial results for the third quarter of 2025, reported on November 5, 2025, show continued, solid performance. Total revenue for Q3 2025 was $96.2 million, marking a healthy 6% increase year-over-year. This growth is primarily driven by the consistent accretion from asset funding and origination activities, meaning their core business is working. Net income attributable to common shareholders also saw a substantial rise, reaching $29.3 million for the quarter.

For the first nine months of 2025, Safehold's total revenue stands at $287.7 million, a 5% increase from the same period in 2024. This steady climb is a testament to the stability of their ground lease model. The main product sales-ground lease originations-totaled $42 million in Q3 2025 alone. That's a clean number showing new business. Here's the quick math on profitability for the quarter:

• Q3 2025 Revenue: $96.2 million
• Q3 2025 Net Income: $29.3 million
• Q3 2025 Earnings Per Share (EPS): $0.41

What this estimate hides is the non-cash general provision for credit losses that impacted prior periods, which is why the GAAP net income jump was so large, but even excluding non-recurring items, net income grew by a defintely respectable 12% year-over-year.

Safehold: The Leader in Modern Ground Lease Solutions

Safehold Inc. is not just a player in the ground lease space; they are the company that created the modern ground lease industry in 2017. Their focus on standardizing the terms and making the structure simple and consistent has brought liquidity to a previously archaic corner of real estate finance. They have successfully positioned the ground lease as an efficient, low-cost capital alternative for owners of institutional-grade properties across the top 30 markets in the United States.

The company's strategic focus on a diversified portfolio-spanning multifamily, office, and life science assets-helps mitigate risk and capitalize on land appreciation over the long term. Their portfolio reaching $7.0 billion in GBV confirms their dominance and scale in this niche. They are helping developers in sectors like affordable housing by providing attractively priced capital to bridge financing gaps. To understand how a company built on leasing land can achieve this kind of scale and consistent growth, you need to look deeper into their unique business economics.

Safehold Inc. (SAFE) Mission Statement

You're looking for the bedrock principles that guide Safehold Inc., and honestly, it's not a single, framed statement you'll find on their wall. The company doesn't have one prominent, singular mission statement, but their core purpose is crystal clear in how they operate and the value they create. The mission is to fundamentally change how real estate works, and that's a big, profitable job.

This operational mission is the engine for their long-term goals, which is why we've seen such strong results. For the three months ended September 30, 2025, Safehold reported total revenues of $96.162 million, a solid jump from the prior year. That kind of growth defintely shows their purpose is resonating with developers and investors.

The company's strategic focus boils down to three core components, all aimed at delivering a superior capital solution for property owners and safe, growing income for shareholders. You can read more about their journey and model here: Safehold Inc. (SAFE): History, Ownership, Mission, How It Works & Makes Money.

Component 1: Modernizing Ground Leases to Unlock Value

The first pillar of Safehold's mission is simple: revolutionize real estate ownership by separating the land from the building. They created the modern ground lease industry in 2017, and it's all about helping owners generate higher returns with less risk. This is where their core value of Innovation shines, turning a centuries-old concept into a sophisticated financial tool.

The value they unlock is measurable, not abstract. As of Q2 2025, the company's Estimated Unrealized Capital Appreciation (UCA) stood at a staggering $9.1 billion. Here's the quick math: UCA is the potential future value that reverts to Safehold when the long-term ground leases expire, and that massive number is a proxy for the long-term quality and value of the assets they are acquiring. It's a huge, built-in benefit for the shareholder.

• Separate land from building ownership.
• Enable higher returns with less risk for owners.
• Focus on high-quality properties (multifamily, office, industrial).

Component 2: Providing a Unique, Lower-Cost Capital Solution

The second core component focuses on the immediate financial benefit to their customers: providing a unique, lower-cost capital solution compared to traditional financing. Think of it as a better way to structure the capital stack (the layers of financing on a property). By selling the land to Safehold and leasing it back, a developer gets a cheaper, longer-term form of equity, which in turn reduces their overall cost of capital.

This focus on efficiency and cost is directly reflected in their financial health, demonstrating their commitment to Excellence. The company's GAAP net income for Q3 2025 was $29.3 million, a 51% year-over-year increase, showing improved profitability even in a challenging market. They are not just offering a product; they are offering a financially superior structure that drives their own bottom line. They even closed $42 million of ground lease originations in Q3 2025, showing steady transaction activity.

Component 3: Growing a Portfolio of High-Quality Ground Leases

The final pillar is about disciplined, strategic growth, which ties back to their core value of Integrity in asset selection. Safehold isn't just buying any land; they are focused on high-quality multifamily, office, industrial, and mixed-use properties in premium markets.

This commitment to quality is why their total portfolio aggregate gross book value (GBV) hit a $7.0 billion milestone in Q3 2025. Their portfolio has a weighted average lease term of 91 years, including extensions, giving them incredible long-term cash flow visibility. That's a long runway of safe, growing income. They are deliberately targeting investments where the initial cost is only 30% to 45% of the combined property value, ensuring a massive cushion for their position. That's a very conservative, risk-adjusted approach.

The company's growth is also strategic, with a significant presence in high-value urban properties like 425 Park Avenue in New York City. They also continue to expand in the affordable housing sector, a strategic growth area that addresses a critical market need. This targeted expansion, coupled with a Q3 2025 basic net income per share of $0.41, shows a platform that is both growing and delivering for shareholders.

Safehold Inc. (SAFE) Vision Statement

You're looking at Safehold Inc. (SAFE) because you recognize their modern ground lease (GL) structure is a genuine disruptor, and you want to know if their stated goals align with their financial performance. The short answer is yes: their vision is to be the leading ground lease company by redefining real estate finance, and their 2025 numbers show they are executing on that plan.

This isn't just corporate fluff; it's a blueprint for how they aim to unlock billions in value. Their model is simple: separate the land from the building, giving property owners a cheaper, long-term capital source than traditional debt or equity. This is a defintely smart way to approach a capital-intensive industry.

Redefining Real Estate Finance: Unlocking Latent Value

Safehold Inc.'s core vision is to fundamentally change how real estate is owned and financed. They saw a market inefficiency-building owners were using expensive equity to drive low returns from the land-and they built a platform to fix it. Their goal is to help owners of high-quality properties, from multifamily to life science, generate higher returns with less risk by providing that lower-cost capital.

This vision translates directly to their balance sheet. As of the end of the third quarter of 2025, their total portfolio value hit approximately $7 billion, spanning 155 assets across top U.S. metropolitan statistical areas (MSAs). The real kicker is the estimated Unrealized Capital Appreciation (UCA)-the value they expect to capture when the land and building revert to them at the end of the 99-year lease term. That UCA stood at an estimated $9.1 billion as of September 30, 2025. That's a massive, long-term value creation engine hidden in their structure.

• Separate land from building to free up capital.
• Target a 99-year investment horizon.
• Grow portfolio with strategic acquisitions.

Mission: Delivering Efficient Capital and Superior Experience

The mission statement is the tactical guide for achieving that grand vision, focusing on the customer relationship. Safehold Inc.'s mission is 'To deliver efficient capital, backed by a high level of expertise, a superior customer experience and the integrity that has been a hallmark of our leadership team for three decades.' This is a direct promise to their customers and a key differentiator in a complex finance market.

The 'efficient capital' part is what drives their origination volume. In the third quarter of 2025 alone, the company closed $42 million in ground lease originations, with an additional $34 million closed quarter-to-date in Q4 2025. This steady transaction activity, even in a fluctuating market, shows that their product is resonating with property owners who need to optimize their capital stack. For investors, this consistent activity is what feeds the revenue line, which for Q3 2025 was $96.2 million.

Here's the quick math on why this matters: more originations mean more long-term, inflation-protected cash flow. The portfolio generates a 5.9% economic yield, which jumps to 7.5% when you factor in the UCA. That's a powerful signal of the long-term value they are building through their mission.

Core Values: Integrity, Innovation, and a 99-Year Horizon

While Safehold Inc. doesn't publish a bulleted list of core values, their public statements and operational focus consistently highlight three key pillars: integrity, innovation, and a commitment to a long-term perspective. Integrity is mentioned directly in their mission, and it's crucial for a company pioneering a new financial product like the modern ground lease (GL).

Innovation is the very foundation of their business-they created the modern ground lease industry in 2017. They are the only nationally-scaled platform focused on making ground leases value-enhancing for customers. This focus on innovation is what keeps them ahead of new entrants. Also, their commitment to a 99-year investment horizon forces a long-term view on environmental, social, and governance (ESG) factors, which is a key part of their value proposition to stakeholders. They have to be true to their word because their leases last almost a century.

For a deeper dive into investor motivations and the market's reaction to these values, you should check out Exploring Safehold Inc. (SAFE) Investor Profile: Who's Buying and Why?

The financial results reflect this disciplined approach. Net income attributable to common shareholders was $29.3 million for Q3 2025, and basic earnings per share (EPS) was $0.41. This shows profitable growth, which is exactly what a commitment to 'enhancing shareholder value through consistent and sustainable growth' is supposed to deliver.

Safehold Inc. (SAFE) Core Values

You're looking for the bedrock of Safehold Inc.'s strategy, and honestly, it boils down to how they deliver 'better capital.' The company's core values aren't just posters on a wall; they're the operating principles behind their modern ground lease (GL) model, which is why their portfolio is now valued at a massive $7.0 billion as of the third quarter of 2025. It's all about creating a safer, more efficient capital structure for real estate owners and a protected, growing asset for investors.

Here's the quick math: they separate the land value from the building value, allowing owners to use their capital for the high-return building component, while Safehold Inc. owns the land and collects the rent. That's a defintely smart way to unlock value.

Innovation and Market Transformation

Safehold Inc. was founded on the idea of innovation-specifically, creating the modern ground lease industry in 2017. Their vision is to be the leading ground lease company by transforming real estate ownership itself. They don't just offer financing; they offer a new way to capitalize a building, which is why they call it 'efficient capital.'

This commitment to innovation is clear in their 2025 activity. In the third quarter of 2025 alone, the company closed $42 million in ground lease originations, proving their model is still gaining significant traction in a challenging market. This activity included originating eight multifamily ground leases totaling $76 million in Q3 and Q4 to date, with a weighted average economic yield of 7.3%. They're not waiting for the market to come to them; they're building the market.

• Transform real estate ownership through ground leases.
• Provide a lower-cost capital solution than traditional financing.
• Expand the portfolio with strategic acquisitions in key markets.

Integrity and Stakeholder Trust

For a company whose business model relies on a long-term contract-sometimes up to 99 years-integrity is non-negotiable. Safehold Inc.'s mission explicitly states a commitment to the 'integrity that has been a hallmark of our leadership team for three decades,' plus a superior customer experience. This value means being true to their word and doing right by all stakeholders: customers, investors, employees, and the communities they operate within.

For investors, this trust is built on financial transparency and performance. For the third quarter of 2025, Safehold Inc. reported net income attributable to common shareholders of $29.3 million, and an earnings per share (EPS) of $0.41. Also, they declared a common stock dividend of $0.177 per share for Q3 2025, which is an annualized rate of $0.708 per share. That's a tangible commitment to shareholder returns.

If you're interested in the breakdown of who holds the most sway, you can get a clearer picture by Exploring Safehold Inc. (SAFE) Investor Profile: Who's Buying and Why?

Long-Term Stewardship and Sustainability

The very nature of a ground lease is long-term, and Safehold Inc. embraces this with a 99-year investment horizon. This long-term view forces a focus on sustainability (ESG) and community impact, because they are essentially partners with the land for a century. They know a building's environmental impact matters when you're holding the land for that long.

This stewardship is demonstrated by their strategic focus on the affordable housing sector. In 2025, Safehold Inc. closed on ground leases for the development of several affordable housing developments in Los Angeles, viewing this as a strategic growth area. This action shows their commitment to building a better society with equality and inclusion as guiding principles. Plus, they're sitting on a massive amount of estimated Unrealized Capital Appreciation (UCA) of $9.1 billion as of September 30, 2025, which is the value of the buildings and improvements that revert to them at the end of the long-term leases. That's a powerful incentive to be a good long-term steward.