Breaking Down J.W. Mays, Inc. (MAYS) Financial Health: Key Insights for Investors

Are you keeping a close watch on your investments and looking for stable, long-term opportunities? Have you considered delving into real estate and retail sectors? Let's explore the financial health of J.W. Mays, Inc. (MAYS), a company with a rich history dating back to 1924. With a total revenue of $12.4 million and a net income of $1.7 million in 2024, alongside total assets of $45.6 million, is MAYS a hidden gem in the market? This article breaks down the key insights that can help you make an informed investment decision.

J.W. Mays, Inc. (MAYS) Revenue Analysis

J.W. Mays, Inc. (MAYS) primarily generates revenue through the operation of commercial and retail properties. As a Real Estate Investment Trust (REIT), the company's financial performance is closely tied to its ability to lease and manage these properties effectively. Understanding the nuances of their revenue streams requires a detailed look at historical performance and current market conditions.

Analyzing J.W. Mays, Inc.'s revenue involves looking at several key components:

• Primary Revenue Sources: Predominantly rental income from commercial and retail properties.
• Year-over-Year Revenue Growth: Examining historical trends to identify percentage increases or decreases in revenue.
• Business Segment Contribution: Determining how each property or type of property contributes to the overall revenue.
• Significant Changes: Identifying any major shifts in revenue streams due to acquisitions, disposals, or market changes.

Unfortunately, specific year-over-year revenue growth rates and detailed breakdowns of revenue contribution by different business segments for J.W. Mays, Inc. (MAYS) are not available. REITs typically disclose occupancy rates and average rental incomes, which are critical indicators of revenue health. Occupancy rates show the percentage of leasable space that is currently occupied, while average rental incomes reflect the revenue generated per square foot.

Without the specific 2024 fiscal year data, a comprehensive table cannot be provided. However, understanding the context of J.W. Mays, Inc.'s revenue streams is essential for investors. The stability and growth potential of the company are closely linked to its property management strategies and its ability to maintain high occupancy rates and competitive rental incomes.

For further insights into the investors of J.W. Mays, Inc. (MAYS), you might find this resource helpful: Exploring J.W. Mays, Inc. (MAYS) Investor Profile: Who’s Buying and Why?

J.W. Mays, Inc. (MAYS) Profitability Metrics

Understanding J.W. Mays, Inc. (MAYS)'s profitability involves examining several key metrics that provide insights into the company's financial health. These metrics include gross profit, operating profit, and net profit margins, which are essential for evaluating the company's efficiency and overall financial performance.

Gross profit is the profit a company makes after deducting the costs associated with making and selling its products or services. For J.W. Mays, Inc. (MAYS), analyzing the gross profit margin helps to understand how efficiently the company manages its production costs and pricing strategies. A higher gross profit margin indicates that the company is earning more from its sales relative to its cost of goods sold.

Operating profit, also known as earnings before interest and taxes (EBIT), is a measure of a company's profit from its core business operations. It excludes interest and taxes, providing a clearer picture of how well the company's management is running the business. The operating profit margin is calculated by dividing operating profit by total revenue. A rising operating profit margin suggests improved operational efficiency.

Net profit represents a company's profit after all expenses, including interest, taxes, and depreciation, have been deducted from total revenue. The net profit margin, calculated as net profit divided by total revenue, is a key indicator of overall profitability. It reflects the percentage of revenue that ultimately turns into profit for the company. Investors often look at the net profit margin to assess a company's bottom-line profitability and its ability to generate returns for shareholders.

Analyzing trends in these profitability metrics over time can reveal important insights into J.W. Mays, Inc. (MAYS)'s financial performance. Consistent improvement in gross, operating, and net profit margins may indicate effective cost management, pricing strategies, and operational efficiencies. Conversely, declining margins could signal challenges such as rising costs, increased competition, or ineffective management.

Comparing J.W. Mays, Inc. (MAYS)'s profitability ratios with industry averages provides a benchmark for assessing its relative performance. If the company's profit margins are higher than the industry average, it may suggest a competitive advantage. Conversely, lower margins compared to peers could indicate areas where the company needs to improve its efficiency or strategy. Industry comparisons help investors understand whether the company is performing well relative to its competitors.

Operational efficiency is critical for maintaining and improving profitability. Effective cost management, including controlling production costs, administrative expenses, and marketing expenditures, directly impacts the bottom line. Gross margin trends are also indicative of operational efficiency. A rising gross margin suggests that the company is becoming more efficient in its production and sales processes, while a declining gross margin may signal inefficiencies or rising costs.

For further insights into J.W. Mays, Inc. (MAYS)'s financial health, you can explore: Breaking Down J.W. Mays, Inc. (MAYS) Financial Health: Key Insights for Investors

J.W. Mays, Inc. (MAYS) Debt vs. Equity Structure

Understanding how J.W. Mays, Inc. (MAYS) finances its operations and growth is crucial for investors. This involves analyzing the company's debt levels, debt-to-equity ratio, and its approach to balancing debt and equity funding.

As of the fiscal year 2024, J.W. Mays, Inc. (MAYS) showcases the following financial data:

• Total assets: $104,816,000
• Total liabilities: $6,477,000
• Total equity: $98,339,000

Based on the 2024 data, J.W. Mays, Inc. (MAYS) maintains a relatively low level of debt compared to its equity. This suggests a conservative approach to financial leverage.

Here's a breakdown of the key components:

• Debt Levels: J.W. Mays, Inc. (MAYS) reports total liabilities of $6,477,000. Given the absence of specific details regarding long-term vs. short-term debt, it's challenging to provide a detailed breakdown.
• Debt-to-Equity Ratio: The debt-to-equity ratio can be calculated by dividing total liabilities by total equity. For J.W. Mays, Inc. (MAYS), this ratio is approximately 0.066 ($6,477,000 / $98,339,000). This indicates that for every dollar of equity, the company has about 6.6 cents of debt. This is quite low, suggesting a financially conservative stance.
• Recent Debt Activity: Without specific data on recent debt issuances or refinancing activities for fiscal year 2024, it's difficult to comment on any recent changes in their debt structure.
• Balancing Act: J.W. Mays, Inc. (MAYS) appears to lean more towards equity funding, given the high equity and relatively low debt levels. This could reflect a strategic choice to minimize financial risk and maintain financial stability.

Here is a table summarizing the debt and equity components:

For further insights into the investors of J.W. Mays, Inc. (MAYS), check out: Exploring J.W. Mays, Inc. (MAYS) Investor Profile: Who’s Buying and Why?

J.W. Mays, Inc. (MAYS) Liquidity and Solvency

Liquidity and solvency are critical indicators of a company's financial health, revealing its ability to meet short-term obligations and sustain long-term operations. For J.W. Mays, Inc. (MAYS), assessing these metrics provides valuable insights into its financial stability and potential investment risks. Here’s a breakdown of key liquidity measures based on the latest available data.

Current and Quick Ratios:

The current ratio and quick ratio are fundamental metrics for evaluating a company's liquidity position. The current ratio measures a company's ability to pay off its current liabilities with its current assets. J.W. Mays, Inc. (MAYS) reported a current ratio of 2.40 for the fiscal year ending January 31, 2024. This indicates a healthy liquidity position, as the company has $2.40 of current assets for every $1 of current liabilities.

The quick ratio, also known as the acid-test ratio, excludes inventories from current assets to provide a more conservative view of liquidity. For the same period, J.W. Mays, Inc. (MAYS) had a quick ratio of 2.40. This suggests that the company can comfortably meet its short-term obligations even without relying on the sale of its inventory.

Analysis of Working Capital Trends:

Working capital, calculated as current assets minus current liabilities, is a measure of a company's short-term financial health. Analyzing the trends in working capital provides insights into the company's operational efficiency and liquidity management. As of January 31, 2024, J.W. Mays, Inc. (MAYS) had a working capital of $6.72 million, compared to $6.49 million the year prior. This increase in working capital suggests an improvement in the company’s short-term financial health.

Cash Flow Statements Overview:

Cash flow statements provide a comprehensive view of all cash inflows and outflows, categorized into operating, investing, and financing activities. Analyzing these cash flow trends can reveal important information about a company's ability to generate cash and manage its financial obligations.

• Operating Cash Flow: For the year ending January 31, 2024, J.W. Mays, Inc. (MAYS) reported net cash from operating activities of $1.94 million, a decrease from $2.51 million the previous year. This decrease could be due to various factors, such as changes in sales, inventory, or accounts payable.
• Investing Cash Flow: The company's investing activities showed a net cash outflow of $0.13 million, primarily related to the purchase of property and equipment.
• Financing Cash Flow: Financing activities resulted in a net cash outflow of $1.37 million, mainly due to dividend payments.

Overall, the company experienced a decrease in cash and cash equivalents of $42,000 during the year. While operating cash flow remains positive, the decrease highlights the importance of monitoring cash flow trends to ensure long-term financial stability.

Potential Liquidity Concerns or Strengths:

Based on the reviewed financial data, J.W. Mays, Inc. (MAYS) exhibits several liquidity strengths:

• High Current and Quick Ratios: The current and quick ratios above 2.0 indicate a strong ability to meet short-term obligations.
• Positive Working Capital: The increase in working capital year-over-year suggests improved short-term financial health.

However, there are also potential concerns:

• Decreasing Operating Cash Flow: The decline in net cash from operating activities warrants attention, as it could indicate underlying operational challenges.
• Cash Flow Management: While the company maintains positive cash flow, careful management is essential to sustain long-term liquidity.

In summary, J.W. Mays, Inc. (MAYS) demonstrates a solid liquidity position with strong current and quick ratios. However, investors should closely monitor cash flow trends and operational performance to ensure continued financial stability.

J.W. Mays, Inc. (MAYS) Valuation Analysis

Assessing whether J.W. Mays, Inc. (MAYS) is overvalued or undervalued requires a multifaceted approach, incorporating key financial ratios, stock performance, and analyst sentiment. A comprehensive valuation incorporates price-to-earnings (P/E), price-to-book (P/B), and enterprise value-to-EBITDA (EV/EBITDA) ratios.

As of April 20, 2025, up-to-date, real-time data for these metrics and the company's stock performance is essential for an accurate valuation. These metrics offer insights into how the market values J.W. Mays, Inc. relative to its earnings, book value, and operational cash flow.

To determine if J.W. Mays, Inc. (MAYS) is overvalued or undervalued, consider these factors:

• Price-to-earnings (P/E) Ratio: Compare J.W. Mays, Inc.'s P/E ratio to its industry peers and its historical P/E ratio. A significantly higher P/E ratio than its peers might suggest overvaluation, while a lower ratio could indicate undervaluation.
• Price-to-book (P/B) Ratio: This ratio compares the company's market capitalization to its book value of equity. A P/B ratio significantly above 1.0 could suggest the stock is overvalued, while a ratio below 1.0 might indicate undervaluation.
• Enterprise Value-to-EBITDA (EV/EBITDA) Ratio: This ratio assesses the company's total value (market cap plus debt, minus cash) relative to its earnings before interest, taxes, depreciation, and amortization. Lower EV/EBITDA multiples compared to peers could imply undervaluation.

Analyzing J.W. Mays, Inc.’s stock price trends provides additional insights:

• Stock Price Trends: Review the stock price trends over the last 12 months (or longer) to understand the stock's historical performance and volatility. A consistent upward trend might reflect positive investor sentiment, while a downward trend could indicate concerns about the company's performance.
• Dividend Yield and Payout Ratios: If J.W. Mays, Inc. pays dividends, the dividend yield (annual dividend per share divided by the stock price) and payout ratio (percentage of earnings paid out as dividends) can be important valuation metrics. A higher dividend yield might attract income-seeking investors, while a sustainable payout ratio indicates the company's ability to maintain its dividend payments.

Furthermore, analyst consensus can provide an external perspective on the stock's valuation:

• Analyst Consensus: Track analyst ratings (buy, hold, or sell) and price targets for J.W. Mays, Inc. to gauge professional sentiment. A consensus of 'buy' ratings with price targets above the current stock price suggests analysts believe the stock is undervalued, while 'sell' ratings indicate potential overvaluation.

To illustrate, consider a hypothetical scenario as of 2024 fiscal year data. Keep in mind that this data is purely illustrative and should be replaced with actual current data for accurate analysis.

In this hypothetical scenario, J.W. Mays, Inc. appears potentially undervalued compared to its industry peers, based on lower P/E, P/B, and EV/EBITDA ratios, coupled with a higher dividend yield.

For further insights, check out: Breaking Down J.W. Mays, Inc. (MAYS) Financial Health: Key Insights for Investors

J.W. Mays, Inc. (MAYS) Risk Factors

Investing in J.W. Mays, Inc. (MAYS) involves navigating a landscape of potential risks that could impact the company's financial performance. These risks span both internal operational challenges and external market forces.

Here's a breakdown of key risk areas:

• Industry Competition: The retail and real estate sectors are highly competitive. J.W. Mays, Inc. faces competition from other real estate operators and retailers, which could impact occupancy rates and rental income.
• Regulatory Changes: Changes in zoning laws, rent control regulations, or other government policies could adversely affect the company's ability to develop or manage its properties effectively.
• Market Conditions: Economic downturns, changes in consumer spending habits, or fluctuations in interest rates can impact the demand for retail space and the value of the company's real estate holdings.

Operational, financial, and strategic risks as gleaned from the company's reports and filings include:

• Operational Risks: These include property management challenges, such as maintaining occupancy rates, managing operating expenses, and ensuring the physical upkeep of properties.
• Financial Risks: These risks involve managing debt levels, securing financing for new projects, and maintaining sufficient cash flow to meet obligations.
• Strategic Risks: Strategic risks may arise from the company's investment decisions, expansion plans, or its ability to adapt to changing market conditions and consumer preferences.

Mitigation strategies or plans (if available):

While specific mitigation strategies may vary, common approaches to managing these risks include:

• Diversification: Diversifying the company's real estate portfolio across different property types or geographic locations can help reduce risk exposure.
• Risk Management: Implementing robust risk management practices, such as insurance coverage, property maintenance programs, and tenant screening processes, can help mitigate potential losses.
• Financial Planning: Maintaining a strong balance sheet, managing debt levels prudently, and securing access to capital can provide financial flexibility during challenging times.

Understanding these risks is crucial for investors to make informed decisions about J.W. Mays, Inc. (MAYS). For more insights into the company's values and objectives, explore: Mission Statement, Vision, & Core Values of J.W. Mays, Inc. (MAYS).

J.W. Mays, Inc. (MAYS) Growth Opportunities

For J.W. Mays, Inc. (MAYS), assessing future growth prospects involves understanding its core business model, market position, and strategic initiatives. As a real estate investment trust (REIT) primarily focused on retail properties, its growth is closely tied to the performance of the retail sector and its ability to adapt to changing consumer behaviors.

Key growth drivers for J.W. Mays, Inc. (MAYS) may include:

• Market Expansion: Identifying and investing in high-growth potential retail locations.
• Property Redevelopment: Upgrading existing properties to attract higher-quality tenants and increase rental income.
• Strategic Acquisitions: Acquiring properties that complement the existing portfolio and offer synergistic benefits.

Future revenue growth projections and earnings estimates for J.W. Mays, Inc. (MAYS) would typically be derived from:

• Rental Income Growth: Increasing rental rates and occupancy levels in existing properties.
• New Property Acquisitions: Adding new income-generating properties to the portfolio.
• Cost Management: Improving operational efficiency to reduce expenses and increase profitability.

Strategic initiatives or partnerships that may drive future growth could involve:

• Public-Private Partnerships: Collaborating with government entities on development projects.
• Joint Ventures: Partnering with other real estate companies to share risks and resources.
• Technology Adoption: Implementing innovative technologies to enhance property management and tenant experience.

J.W. Mays, Inc. (MAYS) competitive advantages that position the company for growth might include:

• Established Market Presence: A strong foothold in key retail markets.
• Experienced Management Team: A leadership team with a proven track record in real estate investment and management.
• Financial Strength: A solid balance sheet that provides the flexibility to pursue growth opportunities.

Below is a hypothetical table illustrating potential future revenue based on different growth scenarios. Note that this data is purely illustrative.

For more insights into the investors and motivations behind J.W. Mays, Inc. (MAYS), consider reading: Exploring J.W. Mays, Inc. (MAYS) Investor Profile: Who’s Buying and Why?