Are you keeping a close watch on your investments and looking for an in-depth analysis of The Marygold Companies, Inc. (MGLD)? While MGLD operates across diverse sectors, including investment fund management, beauty, food products, and security alarm systems, it's crucial to understand their financial standing. Recent data indicates that MGLD's Return on Invested Capital (ROIC) stands at -21.40%, significantly lower than its Weighted Average Cost of Capital (WACC) of 7.47%. Could this be a red flag for potential investors? Dive in to uncover how these figures, along with other key financial metrics, shape MGLD's market position and what it means for your investment strategy.

The Marygold Companies, Inc. (MGLD) Revenue Analysis

Understanding the revenue streams of The Marygold Companies, Inc. (MGLD) is crucial for investors seeking to assess the company's financial health and growth potential. A detailed look into where the company's revenue comes from, how it has grown (or declined) over time, and the significance of each business segment provides valuable insights.

Based on the latest available information, here's a breakdown of MGLD’s revenue streams:

• Primary Revenue Sources: MGLD's revenue is generated from a variety of sources, including asset management, corporate advisory services, and direct investments. The company operates through several subsidiaries, each contributing to the overall revenue.
• Year-over-Year Revenue Growth Rate: Analyzing the year-over-year revenue growth rate reveals the company’s ability to expand its business. Examining historical trends helps to understand whether the company is experiencing consistent growth, facing challenges, or undergoing a transformation in its revenue generation capabilities.
• Contribution of Different Business Segments: The breakdown of revenue by business segment highlights which areas are the most profitable and contribute the most to the company's financial performance. This insight helps investors understand the company's core competencies and potential areas for future growth or diversification.
• Analysis of Significant Changes in Revenue Streams: Significant shifts in revenue streams can indicate strategic changes within the company, market trends, or the impact of external factors. Identifying and understanding these changes is vital for assessing the company's adaptability and long-term prospects.

To provide a clearer picture, here's a hypothetical example of how MGLD's revenue streams might break down (note: this is an illustrative example and not actual data):

Understanding these components enables investors to make informed decisions about MGLD’s financial health and potential investment value. For a more in-depth analysis, you can read Breaking Down The Marygold Companies, Inc. (MGLD) Financial Health: Key Insights for Investors.

The Marygold Companies, Inc. (MGLD) Profitability Metrics

Understanding The Marygold Companies, Inc. (MGLD)'s financial health requires a close examination of its profitability metrics. This involves analyzing gross profit, operating profit, and net profit margins to gauge the company's efficiency in generating earnings. By comparing these ratios with industry averages and scrutinizing trends over time, investors can gain valuable insights into MGLD's financial performance and operational effectiveness.

For the fiscal year 2024, The Marygold Companies, Inc. (MGLD) reported a gross profit of $9.16 million. This figure represents the revenue remaining after deducting the cost of goods sold, indicating the company's efficiency in managing production costs. However, the operating profit, which accounts for operating expenses, showed a loss of $4.98 million. This suggests that while the company can generate profit from its products and services, its operating expenses are significantly impacting its overall profitability. The net loss for the year was $8.28 million, reflecting the impact of interest expenses and other non-operating items on the company's bottom line.

Analyzing the trends in profitability over time provides a clearer picture of MGLD's financial trajectory. The gross profit margin, calculated as gross profit divided by total revenue, stood at 54.17% for fiscal year 2024. This indicates a strong ability to control production costs relative to revenue. However, the operating profit margin was -29.47%, and the net profit margin was -48.94%, underscoring the challenges in managing operating and non-operating expenses. These negative margins suggest that the company is struggling to convert sales into profits after accounting for all costs.

When comparing MGLD's profitability ratios with industry averages, it is essential to consider the specific sectors in which the company operates. Without specific industry benchmarks, a general comparison can still provide some context. For instance, a gross profit margin of 54.17% is generally competitive, but the negative operating and net profit margins raise concerns about the company's overall financial health compared to peers. Further analysis would require detailed industry data to provide a more accurate assessment.

Operational efficiency is crucial for driving profitability. MGLD's cost management strategies and gross margin trends are key indicators of its ability to improve financial performance. The gross margin of 54.17% indicates effective cost control in production. However, the operating loss suggests that the company needs to focus on reducing operating expenses to achieve profitability. This could involve streamlining operations, reducing administrative costs, or improving marketing efficiency.

Here's a summary of key profitability metrics for The Marygold Companies, Inc. (MGLD) in fiscal year 2024:

• Gross Profit: $9.16 million
• Operating Profit: -$4.98 million
• Net Profit: -$8.28 million
• Gross Profit Margin: 54.17%
• Operating Profit Margin: -29.47%
• Net Profit Margin: -48.94%

The following table provides a consolidated view of The Marygold Companies, Inc.'s profitability metrics for fiscal year 2024.

Understanding the mission, vision, and core values can give stakeholders a deeper understanding of the company's strategic direction and operational philosophy. You can explore more about it here: Mission Statement, Vision, & Core Values of The Marygold Companies, Inc. (MGLD).

The Marygold Companies, Inc. (MGLD) Debt vs. Equity Structure

Understanding how The Marygold Companies, Inc. (MGLD) finances its operations and growth is crucial for investors. This involves analyzing the company's debt levels, debt-to-equity ratio, and any recent financing activities.

As of December 2024, The Marygold Companies Inc. had an issuance of debt totaling $3.69 million over the trailing twelve months.

Here’s a detailed look:

• Overview of Debt Levels:

The Marygold Companies, Inc. has a mix of short-term and long-term debt. According to the balance sheet as of June 30, 2024:

• Total debt was $1.39 million.
• Capital lease obligations amounted to $987,000.

• Debt-to-Equity Ratio:

The debt-to-equity ratio is a key metric to assess a company's financial leverage. For The Marygold Companies, Inc., the debt-to-equity ratio has fluctuated:

• For the fiscal year that ended in June 2024, the debt-to-equity ratio was 0.05.
• For the quarter that ended in December 2024, the debt-to-equity ratio increased to 0.23.

The Marygold Companies Inc. Debt-to-Equity ratios over time:

• Recent Debt Issuances, Credit Ratings, or Refinancing Activity:

As of February 27, 2025, refinance packages comprised 39.1% of all loan originations in the fourth quarter of 2024, up from 35.6% in the prior quarter.

Other key points include:

• The company's current credit rating is BB-.
• The average interest rate on debt is 6.75%.
• The annual net debt issuance for the latest annual reporting period was -$30,000, a 47.78% decrease from the previous year.

• Balance Between Debt Financing and Equity Funding:

The Marygold Companies, Inc.’s balance sheet as of September 30, 2024, showed:

• Cash and cash equivalents increased to $6.7 million from $5.5 million at June 30, 2024.
• Total assets rose to $35.9 million from $32.9 million at year-end.
• Total stockholders' equity declined slightly to $25.5 million from $26.6 million at fiscal year-end.

The company seems to be making investments in the financial services sector, particularly in its mobile fintech app. These investments are expected to continue impacting the bottom line negatively. Find more about The Marygold Companies, Inc. (MGLD) Mission Statement, Vision, & Core Values of The Marygold Companies, Inc. (MGLD).

The Marygold Companies, Inc. (MGLD) Liquidity and Solvency

Assessing the liquidity of The Marygold Companies, Inc. (MGLD) involves examining several key financial metrics and statements. These include the current and quick ratios, working capital trends, and cash flow statements. These indicators provide insights into the company's ability to meet its short-term obligations and overall financial health.

Here's a breakdown of these elements:

Current and Quick Ratios:

These ratios measure a company's ability to pay off its short-term liabilities with its short-term assets. The current ratio is calculated by dividing current assets by current liabilities, while the quick ratio excludes inventory from current assets to provide a more conservative measure.

As of the fiscal year 2024, specific current and quick ratio data for The Marygold Companies, Inc. (MGLD) should be analyzed to determine the company's liquidity position. Generally, a current ratio of 1.5 to 2.0 and a quick ratio above 1.0 are considered healthy, but these benchmarks can vary by industry.

Analysis of Working Capital Trends:

Working capital, which is the difference between a company's current assets and current liabilities, is a measure of its short-term financial health. Monitoring the trends in working capital can reveal whether a company is efficiently managing its short-term resources.

• Positive Working Capital: Indicates that a company has enough liquid assets to cover its short-term liabilities.
• Negative Working Capital: May indicate liquidity issues, where a company might struggle to meet its immediate obligations.

For The Marygold Companies, Inc. (MGLD), consistent growth in working capital would be a positive sign, whereas a declining trend might raise concerns.

Cash Flow Statements Overview:

The cash flow statement provides a detailed look at all the cash inflows and outflows a company experiences during a reporting period, categorized into operating, investing, and financing activities.

• Operating Activities: This section shows the cash generated from the company's core business operations. Positive cash flow from operations is crucial for sustainable growth.
• Investing Activities: This includes cash flow from the purchase and sale of long-term assets, such as property, plant, and equipment (PP&E).
• Financing Activities: This section reports cash flow from debt, equity, and dividends.

Reviewing the trends in these three areas can provide a comprehensive view of the company's cash management and liquidity. For instance, a company that consistently generates positive cash flow from operations is generally in a stronger financial position.

Potential Liquidity Concerns or Strengths:

Potential liquidity concerns for The Marygold Companies, Inc. (MGLD) might arise if the company exhibits:

• Declining current and quick ratios.
• Negative or decreasing working capital.
• Negative cash flow from operating activities.
• High levels of debt.

Conversely, strengths would include:

• Improving liquidity ratios.
• Strong positive working capital.
• Consistent positive cash flow from operations.
• Effective management of debt.

In summary, a thorough assessment of The Marygold Companies, Inc. (MGLD)'s liquidity requires a detailed analysis of its current and quick ratios, working capital trends, and cash flow statements. Monitoring these indicators over time can provide valuable insights into the company's financial health and its ability to meet its short-term obligations.

More insights about the company can be found at: Mission Statement, Vision, & Core Values of The Marygold Companies, Inc. (MGLD).

The Marygold Companies, Inc. (MGLD) Valuation Analysis

Determining whether The Marygold Companies, Inc. (MGLD) is overvalued or undervalued requires a multifaceted approach, incorporating key financial ratios, stock performance analysis, and analyst opinions. Here’s a breakdown:

Price-to-Earnings (P/E) Ratio: A high P/E ratio suggests that the stock price may be high relative to earnings, potentially indicating overvaluation. Conversely, a low P/E ratio might suggest undervaluation. As of the fiscal year 2024, the P/E ratio should be compared against industry averages and historical data for MGLD to provide a meaningful assessment.

Price-to-Book (P/B) Ratio: This ratio compares a company's market capitalization to its book value of equity. A P/B ratio greater than 1 could suggest the stock is overvalued, while a ratio less than 1 might indicate undervaluation. It’s essential to consider the company’s specific industry, as some sectors typically have higher P/B ratios than others. For The Marygold Companies, Inc. (MGLD), assessing the P/B ratio for the fiscal year 2024 is critical.

Enterprise Value-to-EBITDA (EV/EBITDA) Ratio: This ratio is used to assess the overall value of a company compared to its earnings before interest, taxes, depreciation, and amortization (EBITDA). A lower EV/EBITDA ratio can suggest that a company is undervalued, while a higher ratio may indicate overvaluation. Reviewing the EV/EBITDA ratio for the fiscal year 2024 provides insight into MGLD's valuation relative to its operational performance.

Stock Price Trends: Analyzing stock price trends over the last 12 months (or longer) can reveal investor sentiment and market perception. Consistent upward trends might suggest optimism and potential overvaluation, while downward trends could indicate undervaluation or underlying issues. Monitoring MGLD’s stock performance throughout 2024 is essential for understanding its valuation trajectory.

Dividend Yield and Payout Ratios: If The Marygold Companies, Inc. (MGLD) distributes dividends, the dividend yield (annual dividend per share divided by the stock price) can be an indicator of value. A higher dividend yield may attract investors seeking income, potentially supporting the stock price. The payout ratio (percentage of earnings paid out as dividends) indicates the sustainability of dividend payments. Examining these metrics for the fiscal year 2024 offers insight into MGLD's income-generating appeal.

Analyst Consensus: Financial analysts' opinions can provide valuable insights into stock valuation. Consensus ratings such as 'buy,' 'hold,' or 'sell' reflect the overall sentiment of analysts covering the stock. It's important to consider the source and track record of the analysts, as well as the rationale behind their ratings. Keeping abreast of analyst ratings and price targets for MGLD throughout 2024 can inform investment decisions.

To summarize, a comprehensive valuation analysis of The Marygold Companies, Inc. (MGLD) involves assessing multiple factors, including financial ratios, stock performance, and expert opinions. Here's a sample table illustrating how these factors might be organized:

For more insights into the investors behind The Marygold Companies, Inc. (MGLD), check out: Exploring The Marygold Companies, Inc. (MGLD) Investor Profile: Who’s Buying and Why?

The Marygold Companies, Inc. (MGLD) Risk Factors

Understanding the risks facing The Marygold Companies, Inc. (MGLD) is crucial for investors. These risks can be broadly categorized into internal and external factors, each capable of impacting the company's financial health.

External Risks:

• Industry Competition: The Marygold Companies, Inc. (MGLD) operates in competitive markets. Increased competition could lead to pricing pressures and reduced market share.
• Regulatory Changes: Changes in regulations could increase compliance costs or restrict certain business activities.
• Market Conditions: Economic downturns or shifts in consumer preferences could negatively impact revenue and profitability.

Internal Risks:

• Operational Risks: Inefficiencies in operations or disruptions to key business processes could affect financial performance.
• Financial Risks: Difficulties in managing cash flow, debt, or investments could lead to financial instability.
• Strategic Risks: Poor strategic decisions or failure to adapt to changing market conditions could harm the company's long-term prospects.

The Marygold Companies, Inc. (MGLD) Form 10-K, filed December 16, 2024, identifies key risks that could substantially harm their business, financial condition, and operating results. These risks are categorized as follows:

Risks Related to Our Business:

• The Marygold Companies, Inc. (MGLD) needs additional capital, and if it is not available, the company may not be able to continue as a going concern.
• The Marygold Companies, Inc. (MGLD) may not be able to generate sufficient revenue or profits to achieve or sustain positive cash flow.
• The Marygold Companies, Inc. (MGLD) has a history of losses, and the company may not achieve or maintain profitability.
• The Marygold Companies, Inc. (MGLD) has identified material weaknesses in its internal control over financial reporting. If the company fails to remediate these material weaknesses or identify new material weaknesses, its ability to accurately and timely report its financial results could be adversely affected.
• The Marygold Companies, Inc. (MGLD) relies on key personnel, and the loss of their services could harm the company's business.
• The Marygold Companies, Inc. (MGLD) faces significant competition in its various business lines.
• The Marygold Companies, Inc. (MGLD) depends on third-party service providers, and any disruption in their services could harm the company's business.
• The Marygold Companies, Inc. (MGLD) may be subject to intellectual property infringement claims, which could be costly to defend and could harm the company's business.
• The Marygold Companies, Inc. (MGLD) may be liable for damages caused by its products or services.
• The Marygold Companies, Inc. (MGLD) is subject to cybersecurity risks, which could disrupt its operations and harm its reputation.
• The Marygold Companies, Inc. (MGLD) may be affected by climate change, which could disrupt its operations and increase its costs.

Risks Related to Our Industry:

• The Marygold Companies, Inc. (MGLD) is subject to extensive regulation, which could increase its compliance costs and restrict its business activities.
• The Marygold Companies, Inc. (MGLD) is affected by changes in interest rates, which could impact its profitability.
• The Marygold Companies, Inc. (MGLD) is subject to economic conditions, which could impact its revenue and profitability.
• The Marygold Companies, Inc. (MGLD) is subject to geopolitical risks, which could disrupt its operations and harm its reputation.

Mitigation Strategies:

While specific mitigation plans may vary, common strategies include:

• Diversifying revenue streams to reduce reliance on any single product or service.
• Implementing robust risk management frameworks to identify, assess, and mitigate potential risks.
• Maintaining adequate insurance coverage to protect against unforeseen losses.
• Strengthening internal controls to improve financial reporting accuracy and prevent fraud.
• Staying informed about regulatory changes and adapting business practices accordingly.

For further insights into the company's strategic direction, see: Mission Statement, Vision, & Core Values of The Marygold Companies, Inc. (MGLD).

The Marygold Companies, Inc. (MGLD) Growth Opportunities

For The Marygold Companies, Inc. (MGLD), several factors could drive future growth. These include strategic initiatives, market conditions, and the company's ability to innovate and adapt.

Analysis of key growth drivers:

• Product Innovations: The Marygold Companies, Inc.'s (MGLD) ability to introduce new and appealing products or services is crucial. Innovation can attract new customers and retain existing ones.
• Market Expansions: Entering new geographic or demographic markets can significantly increase revenue. This includes both domestic and international opportunities.
• Acquisitions: Strategic acquisitions can quickly expand the company’s market share, add new capabilities, or diversify its offerings.

Future revenue growth projections and earnings estimates would typically rely on detailed financial modeling, taking into account historical performance, market trends, and planned initiatives. As of now, specific figures for The Marygold Companies, Inc. (MGLD) are not available.

Strategic initiatives and partnerships that may drive future growth:

• Strategic Partnerships: Collaborations with other companies can provide access to new technologies, markets, or distribution channels.
• Technology Adoption: Embracing new technologies can improve efficiency, reduce costs, and enhance the customer experience.
• Sustainability Initiatives: Increasingly, companies are focusing on sustainable practices, which can attract environmentally conscious customers and improve brand reputation.

Competitive advantages that position the company for growth might include:

• Brand Reputation: A strong brand can command premium pricing and foster customer loyalty.
• Proprietary Technology: Unique technology can create a barrier to entry for competitors and provide a competitive edge.
• Efficient Operations: Streamlined operations can lower costs and improve profitability.

For more detailed insights, you can refer to: Breaking Down The Marygold Companies, Inc. (MGLD) Financial Health: Key Insights for Investors.

A SWOT analysis can provide a structured framework for evaluating The Marygold Companies, Inc.'s (MGLD) strengths, weaknesses, opportunities, and threats: